Comparison

mBank SK vs VÚB Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBank SK

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, easy money transfers, and secure online transaction confirmations. You can also manage your payment cards and apply for loans or savings products directly within the app.

Highlights
  • Real-time account overview with notifications
  • Contactless mobile payments
  • Money transfers via QR code or phone number
  • Secure online payment authorization
  • Payment card management
  • Virtual card issuance
  • Loan, savings, and insurance applications
Features
Read full description

Majte svoje financie neustále pod kontrolou a zároveň v bezpečí. Mobilná aplikácia od mBank spojila najpokročilejšie bezpečnostné systémy s užívateľsky prívetivým prostredím. Správa peňazí ešte nikdy nebola jednoduchšia. Ako vám mobilná aplikácia od mBank zjednoduší život? 1. Prehľad o svojich financiách budete mať stále poruke – vďaka notifikáciám sa okamžite dozviete o každom pohybe na účte. 2. Otvorí vám cestu do sveta mobilných platieb – s bankou v mobile vám na bezkontaktné platby stačí telefón a palec alebo smart hodinky. 3. Posielanie peňazí bude otázkou niekoľkých kliknutí – ľahko a rýchlo pomocou QR kódov alebo pomocou platieb na mobilné číslo. 4. Online platby sa stanú ešte bezpečnejšie – Na ich potvrdenie využijete mobilnú autorizáciu, ktorú chráni váš unikátny PIN-kód alebo biometria. 5. Zjednoduší vám správu platobných kariet – nastavenie limitov, zmena PIN kódu alebo rýchle zablokovanie karty. 6. Sprístupní vám výhody virtuálnych kariet – eKartu si jednoducho objednáte priamo v aplikácii. 7. Umožní vám vybaviť si pôžičku, sporenie, poistenie a ďalšie bankové produkty – predschválenú pôžičku môžete mať na účte do 3 minút. Pokiaľ ide o bezpečnosť, sme nekompromisní Bezpečnosť vašich financií je pre nás prioritou. Preto mobilnú aplikáciu od mBank chránia tie najpokročilejšie funkcie. - Prihlásenie a každý úkon potvrdzujete vami zvoleným unikátnym PIN kódom alebo pomocou odtlačku prsta, prípadne skenu tváre. - Pri krádeži telefónu aplikáciu odpojíte prostredníctvom internet bankingu. - Vďaka pokročilým šifrovacím protokolom nikto nezneužije vaše heslá, PIN kódy ani ďalšie osobné údaje. Ešte nemáte mKonto? Vyhnite sa návštevám pobočiek. Bankový účet od mBank si pohodlne založíte odkiaľkoľvek. Stiahnite si mobilnú aplikáciu mBank a dostaňte svoje financie pod kontrolu ešte dnes.

About

VÚB Mobile Banking

Manage your finances and access banking services remotely with this comprehensive mobile banking application. Perform transactions, confirm payments, and manage your accounts securely from your device, eliminating the need for branch visits.

Highlights
  • Remote banking with advisor contact
  • Secure online payment confirmation
  • Cardless ATM withdrawals
  • Invoice uploading and scanning
  • Biometric login and mobile payments
  • Payment sharing and quick balance checks
  • Loan applications and management
Features
Read full description

VÚB Bank brings you the award-winning VÚB Mobile Banking app, which gives you complete management of your finances and secure access to a number of services that make you no longer have to go to a branch. The app retains clarity and simplicity and you can customize it to suit your needs. Most popular features: • Remote banking – possibility to contact your advisor, upload your documents, sign any necessary documents remotely etc. • Confirmation of online card payments with Mobile PIN or biometrics • Withdrawal from an ATM by mobile phone – the safest form of cash withdrawal without the need for a card and the card PIN • Uploading of invoices in PDF format directly to the mobile app • Authorized calls to our Contact centre from your app – you skip the authorization step and save several minutes of your time • Postal order, IBAN and QR code scanner – you can easily pay invoices without lengthy filling in of data • Biometric login – used by up to 30% of our clients • Mobile payments support – add and manage your cards via the app • Payment sharing – a quick way to share your IBAN or various payments and costs with other people via payment link (Payme) or QR code • Quick balance check on selected account – no log-in needed • Overview of loans and an online loan application • Online credit card loans payments • Card blocking or temporary deactivation/activation in case of loss or theft • Payment to a phone number Other useful features: • Quick access to your selected features • Quick balance for a selected account – account balance info without the need to login • Overview and set up of notifications sent to your phone number, email, or as PUSH messages • Management of standing orders and payment partners • Unlimited payment operations • Possibility to interact with a branch employee • Planned payments – clearly structured into pending payments, standing orders and installments • Daily savings • Change the Internet limit on both debit and credit cards • Credit card PIN display • Change the limit for ATM withdrawals, merchant payments, and the maximum daily limit for debit cards • Online opening of savings accounts and travel insurance purchase • Product statements • Overview of all banking products with the option to request them • Profile picture • Overview of direct debits authorizations • Currency convertor and exchange rate • Map of branches and ATMs • Option to arrange an appointment with your personal bank advisor or banker How do I activate the app? To activate the application, you need to have the Nonstop banking service enabled. On the home screen of the Mobile banking app, click on the "Activation" button. Sign in with the ID number and password you use to log in to Internet banking. You will then receive an SMS with an activation code. Write it into the app and choose your new 4-digit Mobile PIN. If your device supports fingerprint scanning or Face ID, you can also activate this sign-in method. How much will you pay for this service? The Mobile banking app is free and does not contain any paid services. Fees for operations carried out through Mobile banking are subject to a valid price list of VÚB Bank. If you don’t have the Nonstop banking service, or in case of any other questions, please contact us: • via service KONTAKT at 0850 123 000 within Slovakia or at +421 2 4855 59 70 from abroad • by e-mail at kontakt@vub.sk

Screenshots

mBank SK4 screens
VÚB Mobile Banking4 screens

Verdict

The call

The clearest difference is monetization model: mBank SK at free against VÚB Mobile Banking's free with in-app purchases. mBank SK also leads on update cadence (every 3 weeks vs every 6 weeks) and review sentiment (41% vs 30%). VÚB Mobile Banking's advantage is iOS requirement (14.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VÚB Mobile Banking holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 154 and 200 respectively. Written reviews complicate that: 41% of mBank SK's written reviews are positive against 30% of VÚB Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

mBank SK ships an update every 3 weeks, VÚB Mobile Banking every 6 weeks. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.

Scorecard4 real differences · 6 level
mBank SK versus VÚB Mobile Banking: the parameters behind the verdict, then further details
ParametermBank SKVÚB Mobile Banking
PriceFreeFree
Rating4.6 (154 ratings)4.8 (200 ratings) — better
Positive reviews40.7% of reviews — better30.0% of reviews
Number of ratings154200 — better
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.014.0 — better
Further details — not scored
Size199 MB233 MB
Age rating4+9+
DevelopermBank S.A.VÚB, a.s.

Customer experience

mBank SK

All ratings152 ratings
Positive89.5%
Neutral2.6%
Negative7.9%
Written reviews27 reviews
Positive40.7%
Neutral14.8%
Negative44.4%

VÚB Mobile Banking

All ratings198 ratings
Positive94.4%
Neutral1.5%
Negative4.0%
Written reviews100 reviews
Positive30.0%
Neutral8.0%
Negative62.0%

In-app purchases

None

mBank SK

No in-app purchases

None

VÚB Mobile Banking

No in-app purchases

Questions

Is mBank SK free?
mBank SK is free to download, with no in-app purchases.
Is VÚB Mobile Banking free?
VÚB Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, mBank SK or VÚB Mobile Banking?
VÚB Mobile Banking is rated higher. mBank SK averages 4.6 out of 5 from 154 ratings, while VÚB Mobile Banking averages 4.8 from 200 ratings.
Do mBank SK or VÚB Mobile Banking have ads?
Neither mBank SK nor VÚB Mobile Banking shows ads.
Which is updated more often, mBank SK or VÚB Mobile Banking?
mBank SK ships an update every 3 weeks, and VÚB Mobile Banking every 6 weeks. Most recently, mBank SK was updated on November 6, 2026 and VÚB Mobile Banking on November 1, 2026.

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