Smart Banking vs Nkantor

With Smart Banking you always have your bank at your fingertips. The application is user-friendly and most of all secure. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. Access to the application as well as payment signatures are protected by your PIN code or biometric data (Touch ID / Face ID). Smart Banking also includes Smart Key, which you can use to authorize payments and other orders entered in Online Banking, both online and offline. In online mode using push notifications and in offline mode by scanning QR codes. You can also easily change your credentials. In case you forget your credentials, you can reset them using a photo of your ID and a selfie video. The application itself will guide you through the reset. But the application can do many more things! • Learn about what’s going on in your account after you turn on Push Notifications. • Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for credit and debit card according to your needs. • Add credit to your mobile phone with a few clicks. • Check your account balance even without signing into the app with the Widget • You can also make a payment by scanning a QR code (QR payment). • In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application. • Account statements, statements for credit cards and other documents can be found in Documents. • Get an instant overview of currency rates. • Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

With **Nkantor**, you can buy and sell currencies at some of the most competitive exchange rates on the market – quickly, securely, and conveniently. Currency exchange with Nkantor is simple and takes just a few steps. **Why choose Nkantor?** **• Best Exchange Rates** Nkantor offers highly competitive exchange rates based on the Forex market, updated every 2 seconds. You always get transparent pricing and excellent conditions for buying and selling currencies. **• Fast Transactions** Exchange currencies instantly and send domestic or international transfers in no time. During our business hours, the average withdrawal processing time is under one minute. **• Greater Savings** Save money on both exchange rates and transfer fees. Transfers to most Polish banks are free. International EUR transfers cost only PLN 3, while USD, GBP, and CHF transfers start from just PLN 5. **• Security You Can Trust** Your transactions are protected by advanced automation, strict security procedures, and years of experience in the online currency exchange market. Nkantor is operated by INGENSUM, one of Poland's leading currency exchange providers. Download the Nkantor app and enjoy fast, secure, and convenient currency exchange anytime, anywhere—at exchange rates that work in your favor.