Comparison

myCentral Mobile vs MySelective

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myCentral Mobile

Manage your insurance policy conveniently from your mobile device. Access billing information, pay bills, obtain proof of insurance, and get assistance following an accident. Report and track claims, and connect directly with your agent.

Highlights
  • View and pay bills
  • Get proof of insurance
  • Accident assistance
  • Report and track claims
  • Email photos for claims
  • Contact agent
Features
Read full description

myCentral® Mobile Central Mutual Insurance Company myCentral® Mobile provides access to your Central Insurance policy when you’re on the go! View your billing info and pay your bill, get proof of insurance, and find out what to do if you’re involved in an accident. Easily report a claim and e-mail photos or review the status of a claim. Sign up for E- policy and E-billing or establish a myCentral® account. You’ll have direct access to your agent and Central by e-mail or phone. Life moves fast…keep up with myCentral® Mobile!

About

MySelective

Manage your insurance policies with ease. Activate accounts, view policy details, access ID cards, and request certificates. Get support through live chat, make payments, and access roadside assistance. Report and track claims, and find service providers.

Highlights
  • Account activation
  • Biometric login
  • View policy information
  • Access ID cards
  • Request insurance certificates
  • Live chat support
  • Make payments
  • Roadside assistance
  • Report and track claims
Features
Read full description

MySelective lets you Be Uniquely Insured whenever and wherever you want. Managing your account is just the beginning: • Easy account activation • Simple login with Touch ID or Face ID • View policy information • View/save auto ID cards • Request certificates of insurance • View/contact your agent • Get help with Live Chat • Make payments and view payment activity • Access roadside assistance 24/7 • Report claims and check status • Contact your claims adjuster • Add photos to claims • Find auto body shops or other helpful providers

Screenshots

myCentral Mobile4 screens
MySelective4 screens

Verdict

The call

The clearest difference is update cadence: MySelective at every 2 months against myCentral Mobile's every 13 months. MySelective also leads on iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for myCentral Mobile against 4.7 for MySelective. Both are backed by a comparable volume of ratings — 2.7K and 3.9K respectively. Written reviews are what separate them: 48% of myCentral Mobile's written reviews are positive against 46% of MySelective's.

UpkeepUpdate frequency

myCentral Mobile ships an update every 13 months, MySelective every 2 months. Both last shipped on October 29, 2026.

Scorecard2 real differences · 8 level
myCentral Mobile versus MySelective: the parameters behind the verdict, then further details
ParametermyCentral MobileMySelective
PriceFreeFree
Rating4.6 (2.7K ratings)4.7 (3.9K ratings) — better
Positive reviews48.4% of reviews — better46.0% of reviews
Number of ratings2.7K3.9K — better
Update frequencyEvery 13 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size75 MB108 MB
Age rating4+4+
DeveloperCentral Mutual Insurance CompanySelective Insurance Group, Inc.

Customer experience

myCentral Mobile

All ratings2,709 ratings
Positive91.4%
Neutral2.1%
Negative6.5%
Written reviews31 reviews
Positive48.4%
Neutral3.2%
Negative48.4%

MySelective

All ratings3,826 ratings
Positive92.2%
Neutral2.5%
Negative5.4%
Written reviews63 reviews
Positive46.0%
Neutral3.2%
Negative50.8%

User reviews

myCentral Mobile

From 2.7K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient mobile access
  • 💡 Helpful policy information

Room to improve

  • 🐛 App crashes and bugs
  • ⚠️ Unreliable website and app functionality
  • 🔒 Difficult account access and setup

MySelective

From 3.9K App Store ratings

What we love

  • 🚀 Quick and easy app
  • 👍 Efficient
  • 👍 Convenient and simple
  • 👍 User friendly
  • 👍 Great app

Room to improve

  • 🐛 App freezes
  • 🐛 Unresponsive app
  • 🐛 Buggy app
  • 🐛 Slow app
  • 🐛 Unable to log in

Bugs and requests

myCentral Mobile

Reported bugs

3 issues
  • White screen issues
  • Login problems and account lockouts
  • Intermittent app loading failures

Requested features

2 requests
  • Ability to print proof of insurance
  • Improved app stability and reliability

MySelective

Reported bugs

5 issues
  • App freezes after login
  • Unable to log in or reset password
  • Unable to pay bills through the app
  • Incompatible with older devices
  • Crashes after recent update

Requested features

5 requests
  • Add insurance cards to iPhone wallet
  • Improve certificate filling out functionality
  • Add more lines for address and info
  • Implement dark mode option
  • Provide advanced analytics dashboard

In-app purchases

None

myCentral Mobile

No in-app purchases

None

MySelective

No in-app purchases

Questions

Is myCentral Mobile free?
myCentral Mobile is free to download, with no in-app purchases.
Is MySelective free?
MySelective is free to download, with no in-app purchases.
Which has better reviews, myCentral Mobile or MySelective?
MySelective is rated higher. myCentral Mobile averages 4.6 out of 5 from 2.7K ratings, while MySelective averages 4.7 from 3.9K ratings.
Do myCentral Mobile or MySelective have ads?
Neither myCentral Mobile nor MySelective shows ads.
Which is updated more often, myCentral Mobile or MySelective?
myCentral Mobile ships an update every 13 months, and MySelective every 2 months. Most recently, myCentral Mobile was updated on October 29, 2026 and MySelective on October 29, 2026.

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