Comparison

Checkbook Pro vs Debit & Credit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook Pro

Manage your daily finances by tracking credit card charges and cash expenditures. This app allows for multiple accounts, recurring transactions, fund transfers, and detailed reports with charts. It offers a user-friendly interface to replace your paper checkbook.

Highlights
  • Multiple account management
  • Recurring transaction setup
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view with transaction filtering
  • Reports and charts for income/expenses
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook Pro keeps track of your credit card charges, cash expenditures...etc. With Checkbook Pro application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook Pro are well designed to provide excellent experience. FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee and category. -Search and edit transactions in the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expense & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User friendly interface If your have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

Debit & Credit

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

Highlights
  • All accounts in one app
  • Apple Card integration
  • Fast transaction entry
  • Budgets and scheduled transactions
  • Financial planning
  • Detailed reports
  • iCloud sync
  • Shared accounts
Features
Read full description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Integration with Apple Card, Apple Cash, and Apple Savings Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

Screenshots

Checkbook Pro4 screens
Debit & Credit4 screens

Verdict

The call

The clearest difference is price: Debit & Credit at Free against Checkbook Pro's $9.99. Debit & Credit also leads on rating (4.8 vs 3.7) and review sentiment (89% vs 54%). Checkbook Pro's advantage is in-app purchases (none vs 3) and chart position (#105 vs unranked). On ratings volume, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Debit & Credit is free to download; Checkbook Pro costs $9.99 up front. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Checkbook Pro asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Debit & Credit holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 989 and 2.4K respectively. Written reviews point the same way: 54% of Checkbook Pro's written reviews are positive against 89% of Debit & Credit's.

UpkeepUpdate frequency

Checkbook Pro ships an update monthly, Debit & Credit every 3 weeks. Both last shipped on October 26, 2026.

Scorecard7 real differences · 4 level
Checkbook Pro versus Debit & Credit: the parameters behind the verdict, then further details
ParameterCheckbook ProDebit & Credit
Price$9.99Free — better
Rating3.7 (989 ratings)4.8 (2.4K ratings) — better
Positive reviews53.7% of reviews89.4% of reviews — better
Number of ratings9892.4K — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
Best chart rank#105 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS9.0 — better15.0
Further details — not scored
Size22 MB30 MB
Age rating4+4+
DeveloperBeesoft AppsIvan Pavlov Pty Ltd

Customer experience

Checkbook Pro

All ratings989 ratings
Positive65.6%
Neutral7.5%
Negative26.9%
Written reviews190 reviews
Positive53.7%
Neutral12.1%
Negative34.2%

Debit & Credit

All ratings2,405 ratings
Positive95.4%
Neutral2.7%
Negative1.9%
Written reviews396 reviews
Positive89.4%
Neutral5.8%
Negative4.8%

Bugs and requests

Checkbook Pro

Not enough reviews yet to summarise bugs or requests.

Debit & Credit

Reported bugs

3 issues
  • Duplication of transactions
  • Syncing issues between devices
  • Incorrect account balances

Requested features

4 requests
  • Ability to track cryptocurrency transactions
  • Option to view uncleared and cleared balances separately
  • More detailed budget and spending visualizations
  • Improved shared account management

In-app purchases

None

Checkbook Pro

No in-app purchases

3 purchases

Debit & Credit

Subscriptions3
  • Premium Version$19.991 Year
  • Premium Version1 Year trial$19.991 Year
  • Premium Version7 Days trial$19.991 Year

Questions

Is Checkbook Pro free?
Checkbook Pro costs $9.99, with no in-app purchases.
Is Debit & Credit free?
Debit & Credit is free to download, with in-app purchases available.
Which has better reviews, Checkbook Pro or Debit & Credit?
Debit & Credit is rated higher. Checkbook Pro averages 3.7 out of 5 from 989 ratings, while Debit & Credit averages 4.8 from 2.4K ratings.
Do Checkbook Pro or Debit & Credit have ads?
Neither Checkbook Pro nor Debit & Credit shows ads.
Which is updated more often, Checkbook Pro or Debit & Credit?
Checkbook Pro ships an update monthly, and Debit & Credit every 3 weeks. Most recently, Checkbook Pro was updated on October 26, 2026 and Debit & Credit on October 26, 2026.

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