浦发银行 vs 华瑞银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进，浦发银行App焕新升级！ 【做你的财富知己】 1-慧选：理财、基金、存款全品类覆盖！推出慧选矩阵和榜单，实现轻松选、一键投。 2-慧伴：7*24小时财富管家，市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊：四步法资产全面规划，深度持仓产品诊断，科学配置资产，财富稳健增值。 【做你的贷款顾问】 1-贷款超市：消费、置业、经营贷一站式配齐！贷款超市随心选，匹配你的每笔资金规划。 2-优惠权益：政府贴息+利息优惠双重福利，低息省钱更划算。 3-信用卡：聚合双卡权益，融合全能积分等32项功能，一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+：焕新权益礼，达标享好礼，月月有惊喜。 2-代发专区：融合企业人财事管理，为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务：涵盖生活缴费、医疗健康、文娱出行、购物消费，多场景需求一屏直达。
华瑞银行
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手机银行全新升级，账户、金融、个性、权益全方位升级，打造全流程综合金融服务平台，提供全方位、多样化的移动随身服务： 首页：快捷查看账户信息，及时推送新资讯； 财富：热门存款产品一览无余，安全可靠，灵活存取； 贷款：快捷还款，信用无忧； 我的：汇集个人信息、账户安全、热门活动，一键直达各大常用功能。
Screenshots
Verdict
The clearest difference is ratings volume: 浦发银行 at 1.8K against 华瑞银行's 1. 华瑞银行's advantage is rating (5.0 vs 4.7) and review sentiment (43% vs 34%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
华瑞银行 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 34% of 浦发银行's written reviews are positive against 43% of 华瑞银行's.
浦发银行 ships an update fortnightly, 华瑞银行 monthly. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.
| Parameter | 浦发银行 | 华瑞银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.8K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.6% of reviews | 42.9% of reviews — better |
| Number of ratings | 1.8K — better | 1 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 260 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | 上海浦东发展银行 | SHANGHAI HUARUI BANK CO.LTD. |
Customer experience
浦发银行
华瑞银行
Bugs and requests
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
华瑞银行
Not enough reviews yet to summarise bugs or requests.
In-app purchases
浦发银行
No in-app purchases
华瑞银行
No in-app purchases
