浦发银行 vs 兴业生活
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进,浦发银行App焕新升级! 【做你的财富知己】 1-慧选:理财、基金、存款全品类覆盖!推出慧选矩阵和榜单,实现轻松选、一键投。 2-慧伴:7*24小时财富管家,市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊:四步法资产全面规划,深度持仓产品诊断,科学配置资产,财富稳健增值。 【做你的贷款顾问】 1-贷款超市:消费、置业、经营贷一站式配齐!贷款超市随心选,匹配你的每笔资金规划。 2-优惠权益:政府贴息+利息优惠双重福利,低息省钱更划算。 3-信用卡:聚合双卡权益,融合全能积分等32项功能,一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+:焕新权益礼,达标享好礼,月月有惊喜。 2-代发专区:融合企业人财事管理,为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务:涵盖生活缴费、医疗健康、文娱出行、购物消费,多场景需求一屏直达。
兴业生活
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趣享潮流,尽在兴业生活APP 3.0版本! 兴业生活APP是由兴业银行倾心打造的一款零售生活服务平台,3.0版本焕新出发!为用户提供更加便捷、智能、安全的金融服务和更有趣、更新潮、更优惠的生活服务。花样生活,我们一起嗨! 【超萌来袭 结伴看“花花”】国民心上熊,上「兴」超萌力,百变熊猫基地和花,萌力全开!来兴业生活,解锁文创周边,观看软萌视频! 【吃喝玩乐 生活省着花】海量优惠券最低0元抢,美食、电影、商超多种生活场景全覆盖,更有兴动星期六5折活动,趣享潮流生活! 【金融焕兴 持卡安心花】查账、额度页面上新啦!新增还款提醒,做您可靠的账单备忘录;办理额度一键直达,分期优惠一目了然;还有数币还款、证明开立等功能,竭诚满足您的用卡需求! 【交易有礼 活动一起花】活动日历全新上线,海量优质活动一站式查看,立减、返现享不停,精选主题日不重样,每天都有新惊喜! 【省钱商城 积分随心花】提供海量优质知名品牌商品,衣食住行全方位覆盖,将“实惠、好用”贯彻到底!闲置积分不浪费,积分可兑刷卡金! 【便捷支付 轻松无忧花】线下支持商户扫码支付,线上支持淘宝、饿了么等平台支付,让您轻松购物,享受尊贵服务! 更多服务将持续解锁中...
Screenshots
Verdict
The clearest difference is rating: 浦发银行 at 4.7 against 兴业生活's 1.6. 浦发银行 also leads on ratings volume (1.8K vs 31) and update cadence (fortnightly vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
浦发银行 holds the better App Store score, 4.7 against 1.6. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 31, so its average is the more settled of the two. Written reviews point the same way: 34% of 浦发银行's written reviews are positive against 27% of 兴业生活's.
浦发银行 ships an update fortnightly, 兴业生活 monthly. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | 浦发银行 | 兴业生活 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.8K ratings) — better | 1.6 (31 ratings) |
| Positive reviews | 33.6% of reviews — better | 27.5% of reviews |
| Number of ratings | 1.8K — better | 31 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 260 MB | 300 MB |
| Age rating | 4+ | 17+ |
| Developer | 上海浦东发展银行 | 兴业银行 |
Customer experience
浦发银行
兴业生活
Bugs and requests
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
兴业生活
Not enough reviews yet to summarise bugs or requests.
In-app purchases
浦发银行
No in-app purchases
兴业生活
No in-app purchases







