Comparison

浦发银行 vs 兴业生活

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

浦发银行

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

Features
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伙伴·共进,浦发银行App焕新升级! 【做你的财富知己】 1-慧选:理财、基金、存款全品类覆盖!推出慧选矩阵和榜单,实现轻松选、一键投。 2-慧伴:7*24小时财富管家,市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊:四步法资产全面规划,深度持仓产品诊断,科学配置资产,财富稳健增值。 【做你的贷款顾问】 1-贷款超市:消费、置业、经营贷一站式配齐!贷款超市随心选,匹配你的每笔资金规划。 2-优惠权益:政府贴息+利息优惠双重福利,低息省钱更划算。 3-信用卡:聚合双卡权益,融合全能积分等32项功能,一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+:焕新权益礼,达标享好礼,月月有惊喜。 2-代发专区:融合企业人财事管理,为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务:涵盖生活缴费、医疗健康、文娱出行、购物消费,多场景需求一屏直达。

About

兴业生活

Features
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趣享潮流,尽在兴业生活APP 3.0版本! 兴业生活APP是由兴业银行倾心打造的一款零售生活服务平台,3.0版本焕新出发!为用户提供更加便捷、智能、安全的金融服务和更有趣、更新潮、更优惠的生活服务。花样生活,我们一起嗨! 【超萌来袭 结伴看“花花”】国民心上熊,上「兴」超萌力,百变熊猫基地和花,萌力全开!来兴业生活,解锁文创周边,观看软萌视频! 【吃喝玩乐 生活省着花】海量优惠券最低0元抢,美食、电影、商超多种生活场景全覆盖,更有兴动星期六5折活动,趣享潮流生活! 【金融焕兴 持卡安心花】查账、额度页面上新啦!新增还款提醒,做您可靠的账单备忘录;办理额度一键直达,分期优惠一目了然;还有数币还款、证明开立等功能,竭诚满足您的用卡需求! 【交易有礼 活动一起花】活动日历全新上线,海量优质活动一站式查看,立减、返现享不停,精选主题日不重样,每天都有新惊喜! 【省钱商城 积分随心花】提供海量优质知名品牌商品,衣食住行全方位覆盖,将“实惠、好用”贯彻到底!闲置积分不浪费,积分可兑刷卡金! 【便捷支付 轻松无忧花】线下支持商户扫码支付,线上支持淘宝、饿了么等平台支付,让您轻松购物,享受尊贵服务! 更多服务将持续解锁中...

Screenshots

浦发银行4 screens
兴业生活4 screens

Verdict

The call

The clearest difference is rating: 浦发银行 at 4.7 against 兴业生活's 1.6. 浦发银行 also leads on ratings volume (1.8K vs 31) and update cadence (fortnightly vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

浦发银行 holds the better App Store score, 4.7 against 1.6. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 31, so its average is the more settled of the two. Written reviews point the same way: 34% of 浦发银行's written reviews are positive against 27% of 兴业生活's.

UpkeepUpdate frequency

浦发银行 ships an update fortnightly, 兴业生活 monthly. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard3 real differences · 6 level
浦发银行 versus 兴业生活: the parameters behind the verdict, then further details
Parameter浦发银行兴业生活
PriceFreeFree
Rating4.7 (1.8K ratings) — better1.6 (31 ratings)
Positive reviews33.6% of reviews — better27.5% of reviews
Number of ratings1.8K — better31
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size260 MB300 MB
Age rating4+17+
Developer上海浦东发展银行兴业银行

Customer experience

浦发银行

All ratings1,760 ratings
Positive92.8%
Neutral1.0%
Negative6.3%
Written reviews116 reviews
Positive33.6%
Neutral5.2%
Negative61.2%

兴业生活

All ratings31 ratings
Positive12.9%
Neutral6.5%
Negative80.6%
Written reviews51 reviews
Positive27.5%
Neutral5.9%
Negative66.7%

Bugs and requests

浦发银行

Reported bugs

4 issues
  • Login issues and session timeouts
  • Inability to change password
  • Unreliable network connectivity
  • Incompatibility with newer iOS versions

Requested features

4 requests
  • Dark mode option
  • Improved account statement and transaction history
  • Streamlined transfer process
  • Better support for larger screen devices

兴业生活

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

浦发银行

No in-app purchases

None

兴业生活

No in-app purchases

Questions

Is 浦发银行 free?
浦发银行 is free to download, with no in-app purchases.
Is 兴业生活 free?
兴业生活 is free to download, with no in-app purchases.
Which has better reviews, 浦发银行 or 兴业生活?
浦发银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.8K ratings, while 兴业生活 averages 1.6 from 31 ratings.
Do 浦发银行 or 兴业生活 have ads?
Neither 浦发银行 nor 兴业生活 shows ads.
Which is updated more often, 浦发银行 or 兴业生活?
浦发银行 ships an update fortnightly, and 兴业生活 monthly. Most recently, 浦发银行 was updated on November 1, 2026 and 兴业生活 on November 2, 2026.

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