浦发银行 vs Yuanian Cloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进，浦发银行App焕新升级！ 【做你的财富知己】 1-慧选：理财、基金、存款全品类覆盖！推出慧选矩阵和榜单，实现轻松选、一键投。 2-慧伴：7*24小时财富管家，市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊：四步法资产全面规划，深度持仓产品诊断，科学配置资产，财富稳健增值。 【做你的贷款顾问】 1-贷款超市：消费、置业、经营贷一站式配齐！贷款超市随心选，匹配你的每笔资金规划。 2-优惠权益：政府贴息+利息优惠双重福利，低息省钱更划算。 3-信用卡：聚合双卡权益，融合全能积分等32项功能，一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+：焕新权益礼，达标享好礼，月月有惊喜。 2-代发专区：融合企业人财事管理，为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务：涵盖生活缴费、医疗健康、文娱出行、购物消费，多场景需求一屏直达。
Yuanian Cloud
This enterprise management platform streamlines digital transformation for Chinese businesses. It offers services in finance, procurement, expenses, and more, leveraging cloud computing, big data, and AI to enhance management effectiveness and uncover new business opportunities.
- Cloud computing platform
- Big data analytics
- AI-powered management
- Business travel management
- Finance and procurement services
- Expense tracking
- Revenue and taxation management
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Yuanian Cloud is a new strategic enterprise management cloud platform developed by Yuanian Technology based on cutting-edge technologies such as cloud computing, big data, mobile internet, and artificial intelligence. It leverages 20 years of profound research and practice in Chinese enterprise management. Yuanian Cloud helps clients enhance professional concepts, establish professional management systems, implement management solutions, further expand management scope, and improve management effectiveness. Management services cover: business travel, finance, procurement, expenses, revenue, taxation, and other services, helping enterprises focus on business model transformations driven by changes in users and ecosystem partners, deeply explore potential corporate value and uncover new business opportunities, and streamline the digital transformation of Chinese enterprises
Screenshots
Verdict
The clearest difference is rating: 浦发银行 at 4.7 against Yuanian Cloud's 3.0. 浦发银行 also leads on ratings volume (1.8K vs 2) and update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
浦发银行 holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 2, so its average is the more settled of the two.
浦发银行 ships an update fortnightly, Yuanian Cloud every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | 浦发银行 | Yuanian Cloud |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.8K ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 33.6% of reviews | — |
| Number of ratings | 1.8K — better | 2 |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 260 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | 上海浦东发展银行 | 北京元年软件 |
Customer experience
浦发银行
Yuanian Cloud
Bugs and requests
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
Yuanian Cloud
Not enough reviews yet to summarise bugs or requests.
In-app purchases
浦发银行
No in-app purchases
Yuanian Cloud
No in-app purchases
