Comparison

浦发银行 vs 宁波银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

浦发银行

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

Features
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伙伴·共进,浦发银行App焕新升级! 【做你的财富知己】 1-慧选:理财、基金、存款全品类覆盖!推出慧选矩阵和榜单,实现轻松选、一键投。 2-慧伴:7*24小时财富管家,市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊:四步法资产全面规划,深度持仓产品诊断,科学配置资产,财富稳健增值。 【做你的贷款顾问】 1-贷款超市:消费、置业、经营贷一站式配齐!贷款超市随心选,匹配你的每笔资金规划。 2-优惠权益:政府贴息+利息优惠双重福利,低息省钱更划算。 3-信用卡:聚合双卡权益,融合全能积分等32项功能,一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+:焕新权益礼,达标享好礼,月月有惊喜。 2-代发专区:融合企业人财事管理,为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务:涵盖生活缴费、医疗健康、文娱出行、购物消费,多场景需求一屏直达。

About

宁波银行

Features
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宁波银行2025版APP全新上线,五大APP强势融合,极致满足客户需求: 【个人银行】个人客户的优质金融服务平台,打造四类客户专版:标准版,简单直接、享基础服务上手快;白金版,全旅程财富陪伴服务,助力财富稳健增值;私银板,全新综合化、全天候的尊享体验;信用卡版,便捷用卡、畅享优惠。 【美好生活】个人客户的生活服务平台,围绕购物、美食、生活、商圈四大场景,为客户提供最具性价比的商品和优质的服务。 【企业银行】企业客户的移动金融办公平台,提供全面、便捷、安全的一站式办公体验,包括掌上结算、外汇金管家、票据好管家、掌上理财、掌上贷款等服务。 【波波知了】企业综合服务平台,提供一站式端对端的服务与解决方案,严选法税咨询、工业数字化、海外拓客助手、新媒体舆情等22大服务板块,帮助企业解决各类经营与管理难题。 【设备之家】围绕买设备、卖设备、用设备全生态圈一站式服务平台,提供专业的设备交易市场和生产制造降本增效服务。

Screenshots

浦发银行4 screens
宁波银行4 screens

Verdict

The call

浦发银行 and 宁波银行 both sit at 4.7 stars, but that hides the real split: 66% of 宁波银行's written reviews are positive against 34% of 浦发银行's. 浦发银行's advantage is ratings volume (1.8K vs 179). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for 浦发银行 against 4.6 for 宁波银行. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 179, so its average is the more settled of the two. Written reviews are what separate them: 34% of 浦发银行's written reviews are positive against 66% of 宁波银行's.

UpkeepUpdate frequency

浦发银行 ships an update fortnightly, 宁波银行 monthly. Both last shipped on November 10, 2026.

Scorecard2 real differences · 7 level
浦发银行 versus 宁波银行: the parameters behind the verdict, then further details
Parameter浦发银行宁波银行
PriceFreeFree
Rating4.7 (1.8K ratings) — better4.6 (179 ratings)
Positive reviews33.6% of reviews65.6% of reviews — better
Number of ratings1.8K — better179
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size260 MB388 MB
Age rating4+17+
Developer上海浦东发展银行宁波银行

Customer experience

浦发银行

All ratings1,761 ratings
Positive92.8%
Neutral1.0%
Negative6.2%
Written reviews116 reviews
Positive33.6%
Neutral5.2%
Negative61.2%

宁波银行

All ratings179 ratings
Positive91.6%
Neutral0.0%
Negative8.4%
Written reviews32 reviews
Positive65.6%
Neutral3.1%
Negative31.3%

Bugs and requests

浦发银行

Reported bugs

4 issues
  • Login issues and session timeouts
  • Inability to change password
  • Unreliable network connectivity
  • Incompatibility with newer iOS versions

Requested features

4 requests
  • Dark mode option
  • Improved account statement and transaction history
  • Streamlined transfer process
  • Better support for larger screen devices

宁波银行

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

浦发银行

No in-app purchases

None

宁波银行

No in-app purchases

Questions

Is 浦发银行 free?
浦发银行 is free to download, with no in-app purchases.
Is 宁波银行 free?
宁波银行 is free to download, with no in-app purchases.
Which has better reviews, 浦发银行 or 宁波银行?
浦发银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.8K ratings, while 宁波银行 averages 4.6 from 179 ratings.
Do 浦发银行 or 宁波银行 have ads?
Neither 浦发银行 nor 宁波银行 shows ads.
Which is updated more often, 浦发银行 or 宁波银行?
浦发银行 ships an update fortnightly, and 宁波银行 monthly. Most recently, 浦发银行 was updated on November 10, 2026 and 宁波银行 on November 10, 2026.

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