First Financial Mobile Banking vs 1FBUSA Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Financial Mobile Banking
Manage your accounts on the go with a secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and manage cards from anywhere. Access eStatements, find ATMs, and contact support easily.
- Secure 24/7 account access
- Touch ID/Face ID login
- Mobile check deposit
- Fund transfers
- Bill pay management
- Card management
- ATM and branch locator
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Manage your account on the go quickly and securely with First Financial’s mobile banking app. The new app is easy to navigate so you can get your banking done and then get back to your day! Features: • Access your accounts securely 24/7. • Sign in seamlessly with Touch ID®, Face ID®. • Enjoy shared account access: view other First Financial shares and loans that you are associated with, all with one login. • Check balances, including a quick balance view on your login screen. • View recent and pending transactions. • Deposit checks using mobile deposit, saving a trip to a branch. • Transfer funds between your accounts or to another member’s account. • Pay bills, view upcoming and payment history, and manage payees. • Manage your debit and credit cards. • Stop payment on a check and view stop payment history. • Access up to 24 months of your eStatements. • Find FFFCU branches and ATMs, and Allpoint network surcharge-free ATMs. • Manage account eAlerts for reminders and fraud protection. • Use secure messaging to contact First Financial support. • Access your savings goals, budgeting summary and more. • View your linked external accounts and balances. • And much more! No matter where you are, you can always be in control of your First Financial accounts using the mobile app. Life is busy enough; enjoy more with FFFCU. Not yet a member? Don’t just bank, belong!® Join First Financial today to unlock a lifetime of valuable membership benefits. In addition to receiving the very best financial tools available, you enjoy the peace of mind that we will guide you through every step along the way. Whether you need to borrow for your today or save for your tomorrow, becoming a member is the key to getting started. Federally insured by NCUA. Membership eligibility required. What’s New? The new app offers an integrated mobile banking solution, providing you the same experience and features on the app as you enjoy on a desktop. You will also be able to see all First Financial shares or loans you’re associated with, all from one login. If you have questions about this app, please visit www.firstfinancial.org or call 410-321-6060. Touch ID® and Face ID® are registered trademarks of Apple Inc.
1FBUSA Mobile
Manage your 1st Financial Bank USA credit card accounts conveniently from your mobile device. Features include autopay, payment tracking, secure sign-in options, and in-app notifications. You can also send secure messages, report lost cards, and update your personal information.
- Autopay setup
- Credit card payment
- Balance monitoring
- In-app notifications
- Secure sign-in (Face ID/Touch ID/MFA)
- SecureMail with attachments
- Report lost credit card
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You can manage your accounts 24/7 right from your mobile device. Manage your 1st Financial Bank USA (1FBUSA) account: - Set Up Autopay and make Credit Card Payments automatically each month - Monitor balances and activity on your 1FBUSA Credit Card - Receive in app notifications - Sign In with Secure Code with Multifactor Authentication [MFA] - Sign In with Face ID or Touch ID - Send SecureMail with attachments - Contact Customer Service - Ability to report your Credit Card lost - Let the Bank know your Travel Plans - Update your personal information - Make One Time payments 1FBUSA specializes in providing quality credit card and financial services to college students and college graduates nationwide. Services are available 24/7, with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.
Screenshots
Verdict
The clearest difference is review sentiment: First Financial Mobile Banking at 64% against 1FBUSA Mobile's 19%. First Financial Mobile Banking also leads on rating (4.9 vs 2.1) and ratings volume (7.6K vs 125). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Financial Mobile Banking holds the better App Store score, 4.9 against 2.1. That said, the two scores are not equally well evidenced: First Financial Mobile Banking has 7.6K ratings behind it against 125, so its average is the more settled of the two. Written reviews point the same way: 64% of First Financial Mobile Banking's written reviews are positive against 19% of 1FBUSA Mobile's.
First Financial Mobile Banking ships an update monthly, 1FBUSA Mobile every 6 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | First Financial Mobile Banking | 1FBUSA Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (7.6K ratings) — better | 2.1 (125 ratings) |
| Positive reviews | 64.4% of reviews — better | 18.6% of reviews |
| Number of ratings | 7.6K — better | 125 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 129 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | First Financial Federal Credit Union of Maryland | 1st Financial Bank USA |
Customer experience
First Financial Mobile Banking
1FBUSA Mobile
User reviews
First Financial Mobile Banking
From 7.6K App Store ratingsWhat we love
- 👍 Convenient mobile banking
- 💳 Easy check deposit
- 🔒 Secure banking
- 🚀 Quick and responsive app
- 👍 User-friendly interface
Room to improve
- 🐛 Frequent login issues
- 🐛 Slow app performance
- 🐛 Unreliable Zelle transfers
- 🐛 Buggy mobile deposit feature
- 🐛 Crashes and freezes
1FBUSA Mobile
From 125 App Store ratingsWhat we love
- 👍 Builds credit responsibly
- ✅ Payments go through quickly
- ✨ New app design is nice
- 🚀 App is easy to use
- ✅ Fingerprint sign-in works
Room to improve
- 🐛 App frequently won't let users log in
- 🐛 Face ID/biometrics don't work
- 🐛 App constantly logs users out
- 🐛 Password saving issues
- 🐛 Transactions not displayed
Bugs and requests
First Financial Mobile Banking
Reported bugs
4 issues- Login screen errors
- Inability to access accounts
- Deposit check feature not working
- Linked accounts not syncing properly
Requested features
4 requests- Landscape mode for account statements
- Improved Zelle integration
- Faster account balance updates
- Biometric login improvements
1FBUSA Mobile
Reported bugs
20 issues- Unable to log in
- Face ID/biometrics not working
- App logs users out unexpectedly
- Password not saved
- Transactions not displayed
Show 15 moreShow fewer
- App/website shows error messages
- Customer service unable to resolve login issues
- Incurring late fees due to app malfunction
- App is clunky
- No logout button
- Inability to track spending
- Pending charges not updating correctly
- App requires constant updates
- Login information is inconsistent or incorrect
- App glitches and freezes
- Account credentials not recognized
- Incorrect balance/available credit display
- Fraudulent charges not visible in app
- App crashes after personal image stage
- Logo not fully displayed after update
Requested features
8 requests- Integrate with third-party budgeting apps (e.g., Nerd Wallet)
- Display current transactions
- Allow sorting of statements by date
- Improve app usability and user-friendliness
- Update app for iPhone X compatibility
Show 3 moreShow fewer
- Add Apple Pay support
- Modernize app design
- View statements without downloading PDF
In-app purchases
First Financial Mobile Banking
No in-app purchases
1FBUSA Mobile
No in-app purchases
Questions
Is First Financial Mobile Banking free?
Is 1FBUSA Mobile free?
Which has better reviews, First Financial Mobile Banking or 1FBUSA Mobile?
Do First Financial Mobile Banking or 1FBUSA Mobile have ads?
Which is updated more often, First Financial Mobile Banking or 1FBUSA Mobile?
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