Comparison

ING Netherlands vs Knip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Netherlands

Manage your personal or business finances on the go. Easily check balances, make transfers, pay bills, and even open new accounts. The app offers secure banking features and tools for saving, borrowing, investing, and managing credit cards and insurance.

Highlights
  • Mobile order confirmation
  • Simple transfers and savings scheduling
  • Payment requests
  • Future transaction overview
  • Customizable daily limits
  • Account management (pay, save, borrow, invest)
  • Card blocking and address changes
  • Open new accounts
Features
Read full description

With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING

About

Knip

Manage your credits and view transaction history for your account. Use your account for payments at various participating locations, including sports clubs and events.

Highlights
  • Credit top-up
  • Transaction history
  • Online account management
  • Payment at partner locations
  • Event payments
Features
Read full description

You can use the KNIP app to top up your credits online on your KNIP account and you can see all of your transactions. Moreover, you can use your KNIP account at different locations of Twelve (sports club, business caterers, stadiums and events). Ask the organization if you can pay with your KNIP account.

Screenshots

ING Netherlands4 screens
Knip4 screens

Verdict

The call

The clearest difference is review sentiment: ING Netherlands at 60% against Knip's 0%. ING Netherlands also leads on rating (4.8 vs 1.0) and ratings volume (5.1K vs 1). Knip's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ING Netherlands holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: ING Netherlands has 5.1K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of ING Netherlands's written reviews are positive against 0% of Knip's.

UpkeepUpdate frequency

ING Netherlands ships an update fortnightly, Knip every 3 weeks. The most recent releases landed on October 22, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
ING Netherlands versus Knip: the parameters behind the verdict, then further details
ParameterING NetherlandsKnip
PriceFreeFree
Rating4.8 (5.1K ratings) — better1.0 (1 ratings)
Positive reviews59.7% of reviews — better0.0% of reviews
Number of ratings5.1K — better1
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.011.0 — better
Further details — not scored
Size264 MB25 MB
Age rating4+4+
DeveloperINGTwelve B.V.

Customer experience

ING Netherlands

All ratings5,056 ratings
Positive95.0%
Neutral2.4%
Negative2.7%
Written reviews139 reviews
Positive59.7%
Neutral2.9%
Negative37.4%

Knip

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

ING Netherlands

Reported bugs

5 issues
  • Camera not working for ID verification
  • Frequent crashes or freezes
  • Inability to log in or access account
  • Syncing issues between devices
  • Outdated or incompatible with new devices

Requested features

5 requests
  • Add English language support
  • Improve ID verification process
  • Expand country/region availability
  • Integrate with mobile wallets (e.g. Apple Pay)
  • Provide more customization options

Knip

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Netherlands

No in-app purchases

None

Knip

No in-app purchases

Questions

Is ING Netherlands free?
ING Netherlands is free to download, with no in-app purchases.
Is Knip free?
Knip is free to download, with no in-app purchases.
Which has better reviews, ING Netherlands or Knip?
ING Netherlands is rated higher. ING Netherlands averages 4.8 out of 5 from 5.1K ratings, while Knip averages 1.0 from 1 ratings.
Do ING Netherlands or Knip have ads?
Neither ING Netherlands nor Knip shows ads.
Which is updated more often, ING Netherlands or Knip?
ING Netherlands ships an update fortnightly, and Knip every 3 weeks. Most recently, ING Netherlands was updated on October 22, 2026 and Knip on October 7, 2026.

Other comparisons