Comparison

ING Netherlands vs VCBBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Netherlands

Manage your personal or business finances on the go. Easily check balances, make transfers, pay bills, and even open new accounts. The app offers secure banking features and tools for saving, borrowing, investing, and managing credit cards and insurance.

Highlights
  • Mobile order confirmation
  • Simple transfers and savings scheduling
  • Payment requests
  • Future transaction overview
  • Customizable daily limits
  • Account management (pay, save, borrow, invest)
  • Card blocking and address changes
  • Open new accounts
Features
Read full description

With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING

About

VCBBank

Manage your bank accounts on the go with this secure mobile banking app. Check balances, view statements, make transfers, and find nearby branches or ATMs. It's designed for ease of use and speed for all account holders.

Highlights
  • View account balances
  • Access account statements
  • Make money transfers
  • Locate nearby branches and ATMs
  • Secure mobile banking system
  • TLS 1.2 data encryption
Features
Read full description

Met de Mobiele App van de VCB, neem je de bank overal met je mee, *saldo inkijken, rekeningoverzichten, overmakingen doen en het dichtsbijzijnde kantoor op de map vinden. Onze mobiele app is gemakkelijk, snel en veilig. Het is beschikbaar voor alle VCB rekeninghouders. Download het vandaag nog en geniet van: SALDO INKIJKEN – Bankieren is nog nooit zo gemakkelijk geweest. Je hebt altijd zicht inzage in je bankinformatie. OVERMAKINGEN – Maak gemakkelijk geld over naar je eigen rekeningen of rekeningen van derden bij zowel de VCB als de andere banken. VCB KANTOREN – Zoek via de map naar het voor jouw dichtsbijzijnde kantoor of VCB ATM. Veiligheid is bij ons van groot belang. VCB maakt gebruik van een mobiel bank systeem waarbij wij uw bankinformatie veiligstellen. Mobiele dataverkeer is beveiligd door TLS 1.2 om te voorkomen dat onbevoegden toegang hebben tot uw gegevens. Uw bankinformatie zullen wij niet ter beschikking stellen van derden en prive gegevens worden nooit opgeslagen op uw mobiele telefoon. LET OP! U dient eerst aangemaakt te worden als user op een van onze kantoren. Zonder gebruikersnaam en wachtwoord zal u geen gebruik kunnen maken van deze applicatie. Loop langs bij een van onze kantoren of bezoek onze website voor meer informatie. *De VCB brengt geen kosten in rekening voor deze dienst. De kosten voor het versturen van een SMS en toegang tot mobiele data kunnen per network provider verschillen.

Screenshots

ING Netherlands4 screens
VCBBank4 screens

Verdict

The call

The clearest difference is rating: ING Netherlands at 4.8 against VCBBank's 3.8. ING Netherlands also leads on update cadence (fortnightly vs every 5 months) and ratings volume (4.9K vs 8). VCBBank's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.2 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ING Netherlands holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: ING Netherlands has 4.9K ratings behind it against 8, so its average is the more settled of the two.

UpkeepUpdate frequency

ING Netherlands ships an update fortnightly, VCBBank every 5 months. The most recent releases landed on September 25, 2026 and September 10, 2026 respectively.

Scorecard5 real differences · 5 level
ING Netherlands versus VCBBank: the parameters behind the verdict, then further details
ParameterING NetherlandsVCBBank
PriceFreeFree
Rating4.8 (4.9K ratings) — better3.8 (8 ratings)
Positive reviews59.7% of reviews—
Number of ratings4.9K — better8
Update frequencyFortnightly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.012.2 — better
Further details — not scored
Size257 MB285 MB
Age rating4+4+
DeveloperINGSURINAAMSE VOLKSCREDIETBANK

Customer experience

ING Netherlands

All ratings4,935 ratings
Positive95.1%
Neutral2.3%
Negative2.6%
Written reviews139 reviews
Positive59.7%
Neutral2.9%
Negative37.4%

VCBBank

All ratings8 ratings
Positive62.5%
Neutral12.5%
Negative25.0%

Bugs and requests

ING Netherlands

Reported bugs

5 issues
  • Camera not working for ID verification
  • Frequent crashes or freezes
  • Inability to log in or access account
  • Syncing issues between devices
  • Outdated or incompatible with new devices

Requested features

5 requests
  • Add English language support
  • Improve ID verification process
  • Expand country/region availability
  • Integrate with mobile wallets (e.g. Apple Pay)
  • Provide more customization options

VCBBank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Netherlands

No in-app purchases

None

VCBBank

No in-app purchases

Questions

Is ING Netherlands free?
ING Netherlands is free to download, with no in-app purchases.
Is VCBBank free?
VCBBank is free to download, with no in-app purchases.
Which has better reviews, ING Netherlands or VCBBank?
ING Netherlands is rated higher. ING Netherlands averages 4.8 out of 5 from 4.9K ratings, while VCBBank averages 3.8 from 8 ratings.
Do ING Netherlands or VCBBank have ads?
Neither ING Netherlands nor VCBBank shows ads.
Which is updated more often, ING Netherlands or VCBBank?
ING Netherlands ships an update fortnightly, and VCBBank every 5 months. Most recently, ING Netherlands was updated on September 25, 2026 and VCBBank on September 10, 2026.

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