ING Netherlands vs RPSSpendSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ING Netherlands
Manage your personal and business finances with this banking app. Perform quick balance checks, transfers, bill payments, and manage savings. It offers secure transactions, card management, and the ability to open new accounts.
- Quick balance checks
- Transfers and bill payments
- Savings order scheduling
- Payment requests
- Future transaction view
- Card management
- Open new accounts
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With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING
RPSSpendSmart
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RPSSpendSmart is a comprehensive personal finance app designed to help you manage your expenses, track your spending, and achieve your financial goals with ease. With its intuitive interface, powerful features, and seamless user experience, RPSSpendSmart is your ultimate financial companion. Take control of your finances like never before. With RPSSpendSmart, you can create and maintain a monthly budget that suits your lifestyle. Set your budget goals, track your income and expenses, and stay on top of your financial health effortlessly. This app displays a neat overview of your spending habits, which allows you to make any adjustments to your budget that you might need. Created by these Rutgers Preparatory School students: Diya Bhagat, Tanay Patil, and Daisy Zhang
Screenshots
Verdict
The clearest difference is update cadence: ING Netherlands at fortnightly against RPSSpendSmart's every 30 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ING Netherlands ships an update fortnightly, RPSSpendSmart every 30 months. The most recent releases landed on November 1, 2026 and October 19, 2026 respectively.
| Parameter | ING Netherlands | RPSSpendSmart |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5.1K ratings) — better | — |
| Positive reviews | 59.6% of reviews | — |
| Number of ratings | 5.1K — better | — |
| Update frequency | Fortnightly — better | Every 30 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 16.2 |
| Further details — not scored | ||
| Size | 266 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | ING | Lake |
Bugs and requests
ING Netherlands
Reported bugs
5 issues- Camera not working for ID verification
- Frequent crashes or freezes
- Inability to log in or access account
- Syncing issues between devices
- Outdated or incompatible with new devices
Requested features
5 requests- Add English language support
- Improve ID verification process
- Expand country/region availability
- Integrate with mobile wallets (e.g. Apple Pay)
- Provide more customization options
RPSSpendSmart
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ING Netherlands
No in-app purchases
RPSSpendSmart
No in-app purchases







