Comparison

Towpath CU vs First U.S. Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Towpath CU

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and view transaction history. Locate nearby branches and ATMs, and manage account alerts for enhanced security.

Highlights
  • Check account balances
  • Transfer funds
  • Pay loans and credit cards
  • View check images
  • Access account history
  • Locate branches and ATMs
  • Manage mobile text alerts
Features
Read full description

For members of the Towpath Credit Union based in Northeast Ohio, check account balances, transfer funds, pay loans, view check images, and get account history from your mobile device. Also, use your phone or tablet to take control of your finances and map the nearest Branch, ATM, or Shared Branching location, plus get recent statements, manage your mobile text alerts for account activity, and pay your Credit Card. Requires a digital banking account with the credit union and agreement to privacy policies.

About

First U.S. Mobile Banking

Manage your finances conveniently from your mobile device. Check account balances, review transaction history, and move funds between accounts. You can also pay loans and communicate with support securely.

Highlights
  • Check balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • Secure messaging
Features
Read full description

First U.S. Community CU Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact First U.S. Community CU at (800) 556-6768.

Screenshots

Towpath CU4 screens
First U.S. Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Towpath CU at 3.4 against First U.S. Mobile Banking's 2.7. First U.S. Mobile Banking's advantage is review sentiment (65% vs 27%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Towpath CU holds the better App Store score, 3.4 against 2.7. Both are backed by a comparable volume of ratings — 18 and 23 respectively. Written reviews complicate that: 27% of Towpath CU's written reviews are positive against 65% of First U.S. Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
Towpath CU versus First U.S. Mobile Banking: the parameters behind the verdict, then further details
ParameterTowpath CUFirst U.S. Mobile Banking
PriceFreeFree
Rating3.4 (18 ratings) — better2.7 (23 ratings)
Positive reviews26.7% of reviews64.6% of reviews — better
Number of ratings1823 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size150 MB180 MB
Age rating4+4+
DeveloperTowpath Credit UnionFirst U.S. Community Credit Union

Customer experience

Towpath CU

All ratings18 ratings
Positive55.6%
Neutral11.1%
Negative33.3%
Written reviews30 reviews
Positive26.7%
Neutral0.0%
Negative73.3%

First U.S. Mobile Banking

All ratings23 ratings
Positive39.1%
Neutral0.0%
Negative60.9%
Written reviews65 reviews
Positive64.6%
Neutral6.2%
Negative29.2%

Bugs and requests

Towpath CU

Not enough reviews yet to summarise bugs or requests.

First U.S. Mobile Banking

Reported bugs

24 issues
  • Mobile deposits rejected 99% of the time
  • App constantly crashes
  • Nothing works when app doesn't crash
  • Cannot log into account
  • Won't let user change username or password
Show 19 more
  • App freezes to a white screen
  • Mobile deposit error: endorsement cannot be found
  • Mobile deposit error: check amount doesn't match
  • Mobile deposit error: cannot read numbers on check
  • App requires a newer phone
  • Latest version is a giant step backward
  • Zelle feature has never functioned
  • App does not remember Face ID setting between accounts
  • Face ID is buggy
  • Mobile deposit has consistently failed
  • App consistently returning error messages
  • Fingerprint does not work
  • Mobile deposit does not work
  • Setting up fingerprint sign on causes freeze
  • Edeposit freezes unless pictures are taken first
  • Bill pay freezes on payee selection screen
  • Fingerprint authentication doesn't work under iOS 9
  • Edeposit locks up under iOS 9
  • Cannot eDeposit check

Requested features

16 requests
  • Add balance notification settings
  • Add temporary card locks
  • Add interactive search engine for vendor/payee activity
  • Add two-factor sign-in authentication
  • Add ability to see loan maturity date and payment number
Show 11 more
  • Add Face ID for iPhones
  • Add facial recognition for new iPhones
  • Add ability to log in once and check multiple accounts
  • Add required language for back of check on mobile deposit page
  • Add ability to set up a notification for low balance
  • Allow larger mobile deposits with branch override
  • Add Apple Pay functionality
  • Allow changes to set up bill pay payments instead of cancelling
  • Improve Face ID functionality across multiple accounts
  • Revert to old layout/color scheme
  • Improve Zelle functionality

In-app purchases

None

Towpath CU

No in-app purchases

None

First U.S. Mobile Banking

No in-app purchases

Questions

Is Towpath CU free?
Towpath CU is free to download, with no in-app purchases.
Is First U.S. Mobile Banking free?
First U.S. Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Towpath CU or First U.S. Mobile Banking?
Towpath CU is rated higher. Towpath CU averages 3.4 out of 5 from 18 ratings, while First U.S. Mobile Banking averages 2.7 from 23 ratings.
Do Towpath CU or First U.S. Mobile Banking have ads?
Neither Towpath CU nor First U.S. Mobile Banking shows ads.
Which is updated more often, Towpath CU or First U.S. Mobile Banking?
Towpath CU ships an update monthly, and First U.S. Mobile Banking monthly. Most recently, Towpath CU was updated on September 19, 2026 and First U.S. Mobile Banking on September 20, 2026.

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