BOC Macau vs HSBC Macau
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOC Macau
This app provides a comprehensive mobile banking experience, offering features like online account opening, various payment options, bill payments, and investment services. It also includes access to government services and travel insurance.
- Online account opening
- Mobile payment options
- Bill payment via QR code
- Investment services
- Travel insurance purchase
- Online queueing
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Brand new BOC Macau APP is launched! BOC Macau APP provides you innovative interface, fantastic financial functions and products, the best user experience and secure system. In this FinTech era, BOC Macau offers you unprecedented mobile inspired experience: - Register with BOC Card: You can now register BOCNET(Personal) and BOC Macau APP with BOC Card at the same time, and enjoy the innovative mobile financing experience. (BOCNET(Personal) and Mobile Banking customers can simply login to BOC Macau APP) - Mobile Payment: BOC Pay, Payment QR Code, Going Dutch Payment, Pay-to-Mobile, Pay-to-Friend, 3rd Party Transfer. - Red Packet: Expressing your gratitude to all the important people in your life anywhere, anytime. - Quick Bill Payment: You can make your payment via scanning the QR Code on your bills. - Electronic Governance: Finance Services Bureau, SSM, Transport Bureau, Official Gazette, IACM, DSCC and Macao Economic Services quick portal. -Online Account Opening: You can open Savings, Fixed Deposit or Financial Investment Account by simple fill in your basic personal information via this BOC Macau APP. - My Coupon: Enjoy the hottest promotion via this BOC Macau APP. - Auspicious Gold: An excellent choice for investment, and also a precious collectible item. - BOC E-Fund: BOC Macau APP offers fund subscription with rich data and charts. - Structured Products: Fixed-Term investment, stable income. -Credit Card Zone: Magnetic Strips, Credit Card Application, Card Payment, the functions of Credit Card set in one. -Travel Insurance: Before traveling, you can buy the travel insurance via this BOC Macau APP. -Online Quene: Before handle the business, you can online quene via this BOC Macau APP, no more waiting in line. -Share Payment QR Code: You can share Payment QR Code with WeChat, WhatsApp and Facebook Messenger.
HSBC Macau
This mobile banking app offers secure and convenient access to your HSBC accounts in Macau. Manage your finances, make payments, and redeem rewards with features like biometric login and QR code payments.
- Secure login with PIN or biometrics
- View account balances
- Scan to pay with UnionPay QR code
- Redeem credit card rewards
- Transfer funds between accounts
- Secure messaging with support
- Optimized for accessibility
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Introducing the new HSBC Macau Mobile Banking. Designed specifically for Macau customers, the App is built to be fast and secure. Key features: • Secure and easy log on with a 6-digit PIN or biometrics on supported devices • View your accounts at a glance • Scan to pay with your HSBC UnionPay credit card at designated merchants that accept UnionPay QR code • Redeem merchant offers with Credit Card Rewards Points • Transfer money between your accounts with HSBC Macau • Send us a secure message and choose whether to receive a response by reply or a call back • Optimised for accessibility Keeping your device secure: HSBC recommends that you only install apps from official app stores or install your own anti-malware software to protect your mobile devices. You should decline pop ups, messages or emails containing links asking you to download an app, as it may be an attempt to install harmful software on your device. Important information: This App is designed for use in Macau S.A.R. The products and services represented within this App are intended for Macau customers. This App is provided by The Hongkong and Shanghai Banking Corporation Limited, Macau Branch (“HSBC Macau”) for the use of existing customers of HSBC Macau. Please do not download this App if you are not an existing customer of HSBC Macau. HSBC Macau is authorised and regulated in Macau Special Administrative Region by Monetary Authority of Macao. If you are outside of Macau S.A.R., we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.
Screenshots
Verdict
The clearest difference is rating: HSBC Macau at 4.5 against BOC Macau's 2.4. BOC Macau's advantage is monetization model (free vs ad-supported) and iOS requirement (12.0 vs 16.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSBC Macau holds the better App Store score, 4.5 against 2.4. Both are backed by a comparable volume of ratings — 17 and 14 respectively.
BOC Macau ships an update every 2 months, HSBC Macau every 3 months. The most recent releases landed on August 13, 2026 and September 17, 2026 respectively.
| Parameter | BOC Macau | HSBC Macau |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (17 ratings) | 4.5 (14 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 17 — better | 14 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 121 MB | 194 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of China Limited Macau Branch | HSBC Global Services (UK) Limited |
Customer experience
BOC Macau
HSBC Macau
In-app purchases
BOC Macau
No in-app purchases
HSBC Macau
No in-app purchases








