Checkbook vs Accounts 3 Lite
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Checkbook
Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.
- Multiple account tracking
- Recurring transaction saving
- Fund transfers between accounts
- Export data in CSV, QIF, HTML
- Calendar view of transactions
- Reports and charts for expenses/income
- Passcode protection
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An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.
Accounts 3 Lite
Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.
- Schedule recurring transactions
- Capture photo receipts
- Generate financial reports and graphs
- Reconcile transactions with bank statements
- Export data in CSV, QIF, and HTML
- Supports Touch and Face ID
- Split transactions across categories
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Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions. At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.
Screenshots
Verdict
The clearest difference is in-app purchases: Accounts 3 Lite at none against Checkbook's 5. Accounts 3 Lite also leads on ads (none vs shown) and rating (4.7 vs 4.3). Checkbook's advantage is ratings volume (14K vs 214) and chart position (#157 vs unranked). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Accounts 3 Lite asks for nothing beyond the download.
Accounts 3 Lite holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 214, so its average is the more settled of the two. Written reviews complicate that: 56% of Checkbook's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.
Checkbook ships an update every 6 weeks, Accounts 3 Lite every 3 weeks. The most recent releases landed on September 26, 2026 and September 15, 2026 respectively.
| Parameter | Checkbook | Accounts 3 Lite |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (14K ratings) | 4.7 (214 ratings) — better |
| Positive reviews | 55.5% of reviews — better | 46.7% of reviews |
| Number of ratings | 14K — better | 214 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Subscription | Free — better |
| Best chart rank | #157 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 122 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Beesoft Apps | SVT Software |
Customer experience
Checkbook
Accounts 3 Lite
User reviews
Checkbook
From 14K App Store ratingsWhat we love
- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts
Room to improve
- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version
Accounts 3 Lite
From 214 App Store ratingsWhat we love
- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs
Room to improve
- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss
Bugs and requests
Checkbook
Reported bugs
4 issues- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates
Requested features
5 requests- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation
Accounts 3 Lite
Reported bugs
4 issues- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished
Requested features
15 requests- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts
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- Schedule recurring transactions on a specific date
- Hide specific accounts from main view
- Clear delineation between past and future transactions
- Option to turn off auto check number
- Fix recurring screen starting date/time issue
- Import QIF or CSV files
- Allow changing memo on recurring transfers without re-creation
- Manually pay monthly bills instead of automatic
- Recurring transactions that shift date for weekends/holidays
- Option to select app icon color
In-app purchases
Checkbook
- Premium - 1 Month$0.991 Month
- Premium - 1 Year7 Days trial$7.991 Year
- Premium - 1 Year7 Days trial$8.991 Year
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- Premium - 1 Year7 Days trial$9.991 Year
- Upgrade to Checkbook Pro$9.99
Accounts 3 Lite
No in-app purchases
Questions
Is Checkbook free?
Is Accounts 3 Lite free?
Which has better reviews, Checkbook or Accounts 3 Lite?
Do Checkbook or Accounts 3 Lite have ads?
Which is updated more often, Checkbook or Accounts 3 Lite?
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