Comparison

Checkbook vs Accounts 2 Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

Accounts 2 Checkbook

Manage your personal finances and replace your paper checkbook with this intuitive app. Track daily transactions, schedule recurring payments, and capture photo receipts. Generate insightful reports and export your data for easy analysis.

Highlights
  • Schedule recurring transactions
  • Capture and store photo receipts
  • Generate graphs and reports
  • Sync data via iCloud
  • Export data in CSV, QIF, HTML
  • Reconcile transactions
  • Touch and Face ID support
Features
Currently charting
Read full description

*** For the latest features and enhancements, please check out our NEW Accounts 3 Checkbook app, now available for download from the App Store! *** Featured by Apple in "What's Hot" List Accounts 2 is an easy to use application to replace your paper checkbook. With the Accounts 2 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more. All features of the Accounts 2 app are designed to be quick, clean, intuitive, and easy to use. FEATURES * Touch and Face ID Support Use Touch or Face ID to authenticate and launch the app quicker and more conveniently. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices * Universal Binary Designed for iPhone, iPad, and iPod Touch devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * Photo Receipts Capture and store photo receipt as part of a transaction. * AirPrint Support Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Split Transactions Split a transaction among several categories for more precise tracking. * Search Quickly search for transactions and edit them from the same screen. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 2 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 2 will auto-increment from there. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 2 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder your accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data for safekeeping via email, Dropbox, or iTunes file sharing interface. Then restore it to your device whenever you need to. * Passcode Security Keep your accounts information private. * FREE Accounts 2 Lite version Please download the Accounts 2 Lite version to try before you buy.

Screenshots

Checkbook4 screens
Accounts 2 Checkbook4 screens

Verdict

The call

The clearest difference is price: Checkbook at Free against Accounts 2 Checkbook's $3.99. Checkbook also leads on iOS requirement (13.0 vs 26.0). Accounts 2 Checkbook's advantage is in-app purchases (none vs 5) and ads (none vs shown). On review sentiment, ratings volume, chart position and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Checkbook is free to download; Accounts 2 Checkbook costs $3.99 up front. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Accounts 2 Checkbook asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Accounts 2 Checkbook holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 14K and 6.7K respectively. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 63% of Accounts 2 Checkbook's.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, Accounts 2 Checkbook every 2 weeks. Both last shipped on November 1, 2026.

Scorecard7 real differences · 4 level
Checkbook versus Accounts 2 Checkbook: the parameters behind the verdict, then further details
ParameterCheckbookAccounts 2 Checkbook
PriceFree — better$3.99
Rating4.3 (14K ratings)4.5 (6.7K ratings) — better
Positive reviews55.8% of reviews63.1% of reviews — better
Number of ratings14K — better6.7K
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationSubscriptionPaid — better
Best chart rank#147#76 — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better26.0
Further details — not scored
Size122 MB12 MB
Age rating4+4+
DeveloperBeesoft AppsSVT Software

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews779 reviews
Positive55.8%
Neutral9.4%
Negative34.8%

Accounts 2 Checkbook

All ratings6,662 ratings
Positive89.9%
Neutral3.5%
Negative6.6%
Written reviews347 reviews
Positive63.1%
Neutral8.9%
Negative28.0%

User reviews

Checkbook

From 14K App Store ratings

What we love

  • 💻 Easy to use
  • 📊 Helpful charts and reports
  • 🔄 Seamless sync across devices
  • 🧮 Convenient built-in calculator
  • 🗂️ Ability to manage multiple accounts

Room to improve

  • 🔍 Lacking advanced search/filtering
  • 🔁 Recurring transactions issues
  • 🔒 Concerns about data security
  • 💰 Subscription model too expensive
  • 📢 Intrusive ads in free version

Accounts 2 Checkbook

From 6.7K App Store ratings

What we love

  • 💻 Excellent app for managing finances
  • 🔍 Detailed reporting and analytics
  • 🔁 Recurring transactions feature
  • 📱 Seamless sync between devices
  • 🗓️ Helpful for budgeting and tracking spending

Room to improve

  • 🐛 Data loss and sync issues
  • 🔒 Lack of customer support and communication
  • 🤔 Confusing or missing features (e.g. split transactions, sorting, budgeting)
  • 💰 Paid upgrades required for new features

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

Accounts 2 Checkbook

Reported bugs

4 issues
  • Accounts and transactions disappearing without explanation
  • Recurring transactions not working as expected
  • Syncing issues between iPhone and iPad
  • App crashes and freezes, especially after updates

Requested features

5 requests
  • Ability to hide/archive old accounts
  • Option to set recurring transactions with custom dates
  • Improved sync reliability between devices
  • Better reporting and forecasting tools
  • Integration with banks/financial institutions

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
None

Accounts 2 Checkbook

No in-app purchases

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Accounts 2 Checkbook free?
Accounts 2 Checkbook costs $3.99, with no in-app purchases.
Which has better reviews, Checkbook or Accounts 2 Checkbook?
Accounts 2 Checkbook is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Accounts 2 Checkbook averages 4.5 from 6.7K ratings.
Do Checkbook or Accounts 2 Checkbook have ads?
Checkbook shows ads; Accounts 2 Checkbook does not.
Which is updated more often, Checkbook or Accounts 2 Checkbook?
Checkbook ships an update every 6 weeks, and Accounts 2 Checkbook every 2 weeks. Most recently, Checkbook was updated on November 1, 2026 and Accounts 2 Checkbook on November 1, 2026.
Which is more popular, Checkbook or Accounts 2 Checkbook?
Checkbook currently peaks at #147 in the App Store charts, and Accounts 2 Checkbook at #76. Chart position reflects recent download velocity rather than total install base.

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