Comparison

Checkbook vs 1099 Book Keeper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

1099 Book Keeper

Manage your freelance finances with this streamlined app. Track time, mileage, and expenses, and create invoices easily. Designed for side hustlers to stay organized and get paid faster without complex tools.

Highlights
  • Time tracking
  • Mileage tracking
  • Expense tracking
  • Invoice creation
  • Financial organization
  • Simplified management
Read full description

1099 Bookkeeper is built for freelancers, contractors, and side hustlers who are tired of juggling spreadsheets and multiple apps just to stay organized. Track your work, stay on top of your finances, and get paid—without overcomplicated tools. Everything you need in one place No more bouncing between apps or losing track of important details. Time Tracking – Log your work and keep accurate records of billable hours Mileage Tracking – Track miles for work and maximize your deductions Expense Tracking – Capture and organize expenses as they happen Invoicing – Create and send clean, simple invoices quickly Built for real-world side hustles Whether you're freelancing, consulting, or running a small business on the side, 1099 Bookkeeper keeps things simple and practical. No clutter No unnecessary features Just the tools you actually need Stay organized. Get paid faster. Stop digging through notes and spreadsheets when it’s time to invoice or track expenses. Everything is right where you need it. Designed to save you time You shouldn’t spend more time managing your work than doing it. 1099 Bookkeeper helps you stay organized with minimal effort. If you have ideas for features or improvements, we’d love to hear from you—this app is built with real users in mind.

Screenshots

Checkbook4 screens
1099 Book Keeper4 screens

Verdict

The call

The clearest difference is rating: 1099 Book Keeper at 5.0 against Checkbook's 4.3. 1099 Book Keeper also leads on monetization model (freemium vs subscription) and ads (none vs shown). Checkbook's advantage is ratings volume (14K vs 1) and chart position (#146 vs unranked). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and 1099 Book Keeper sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

1099 Book Keeper holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, 1099 Book Keeper daily. The most recent releases landed on October 31, 2026 and October 23, 2026 respectively.

Scorecard8 real differences · 3 level
Checkbook versus 1099 Book Keeper: the parameters behind the verdict, then further details
ParameterCheckbook1099 Book Keeper
PriceFreeFree
Rating4.3 (14K ratings)5.0 (1 ratings) — better
Positive reviews55.8% of reviews—
Number of ratings14K — better1
Update frequencyEvery 6 weeksDaily — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
Best chart rank#146 — better—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size122 MB16 MB
Age rating4+4+
DeveloperBeesoft AppsDavid Ford

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

1099 Book Keeper

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
2 purchases

1099 Book Keeper

Subscriptions2
  • 1099 Book Keeper Pro Monthly$4.991 Month
  • 1099 Book Keeper Pro Annual$49.991 Year

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is 1099 Book Keeper free?
1099 Book Keeper is free to download, with in-app purchases available.
Which has better reviews, Checkbook or 1099 Book Keeper?
1099 Book Keeper is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while 1099 Book Keeper averages 5.0 from 1 ratings.
Do Checkbook or 1099 Book Keeper have ads?
Checkbook shows ads; 1099 Book Keeper does not.
Which is updated more often, Checkbook or 1099 Book Keeper?
Checkbook ships an update every 6 weeks, and 1099 Book Keeper daily. Most recently, Checkbook was updated on October 31, 2026 and 1099 Book Keeper on October 23, 2026.

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