Comparison

iSpending vs Monthly Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Monthly Spending Tracker

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

Highlights
  • Track monthly spending
  • Record transactions, categories, dates, payees
  • Set monthly budget limits
  • Receive budget alerts
  • View monthly transactions
  • Generate expense reports
Features
Read full description

Monthly Spending Tracker is a personal finance app that helps you track your monthly spending habits. Whenever you spend money, enter the transaction into monthly spending tracker. The app records the transaction, the category (what type of expense it is), the date and the payee. With Monthly Spending Tracker, staying within your monthly budget is simple. The app allows you to set a monthly spending limit, and will warn you when your spending reaches your budget. You can also view all of your transactions by month, and even print out monthly expense reports.

Screenshots

iSpending4 screens
Monthly Spending Tracker4 screens

Verdict

The call

The clearest difference is rating: Monthly Spending Tracker at 5.0 against iSpending's 4.4. iSpending's advantage is ratings volume (634 vs 2) and update cadence (every 6 months vs every 17 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Monthly Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monthly Spending Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Monthly Spending Tracker every 17 months. The most recent releases landed on October 15, 2026 and September 12, 2026 respectively.

Scorecard4 real differences · 6 level
iSpending versus Monthly Spending Tracker: the parameters behind the verdict, then further details
ParameteriSpendingMonthly Spending Tracker
PriceFreeFree
Rating4.4 (634 ratings)5.0 (2 ratings) — better
Positive reviews68.9% of reviews—
Number of ratings634 — better2
Update frequencyEvery 6 months — betterEvery 17 months
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.0
Further details — not scored
Size19 MB4 MB
Age rating4+4+
DeveloperHana MobileBrandon Stecklein

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Monthly Spending Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Monthly Spending Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
1 purchases

Monthly Spending Tracker

One-time1
  • Spending Tracker Premium$2.99

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Monthly Spending Tracker free?
Monthly Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, iSpending or Monthly Spending Tracker?
Monthly Spending Tracker is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Monthly Spending Tracker averages 5.0 from 2 ratings.
Do iSpending or Monthly Spending Tracker have ads?
Both iSpending and Monthly Spending Tracker show ads.
Which is updated more often, iSpending or Monthly Spending Tracker?
iSpending ships an update every 6 months, and Monthly Spending Tracker every 17 months. Most recently, iSpending was updated on October 15, 2026 and Monthly Spending Tracker on September 12, 2026.

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