Comparison

iSpending vs Personal Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Personal Spending Tracker

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

Highlights
  • Track spending easily
  • View spending trends and reports
  • Create custom spending categories
  • Add images to expenses
  • Edit expenses and reassign categories
  • See spending by category and time
Features
Read full description

This simple to use app allows you to track your spending, see trends and reports. * See where you spend your money - curb your spending and save more money! * Create spending categories * Add an image to your expense * Edit your expense at any time, even assign it to a different category * See your spending by category and/or time frame

Screenshots

iSpending4 screens
Personal Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Personal Spending Tracker at none against iSpending's 2. Personal Spending Tracker also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). iSpending's advantage is ratings volume (634 vs 4). On price, rating, review sentiment and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Personal Spending Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for iSpending against 4.3 for Personal Spending Tracker. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 69% of iSpending's written reviews are positive against 67% of Personal Spending Tracker's.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Personal Spending Tracker every 3 weeks. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

Scorecard6 real differences · 4 level
iSpending versus Personal Spending Tracker: the parameters behind the verdict, then further details
ParameteriSpendingPersonal Spending Tracker
PriceFreeFree
Rating4.4 (634 ratings) — better4.3 (4 ratings)
Positive reviews68.9% of reviews — better66.7% of reviews
Number of ratings634 — better4
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.010.0 — better
Further details — not scored
Size19 MB87 MB
Age rating4+4+
DeveloperHana MobileChristina Bharara

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Personal Spending Tracker

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Personal Spending Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
None

Personal Spending Tracker

No in-app purchases

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Personal Spending Tracker free?
Personal Spending Tracker is free to download, with no in-app purchases.
Which has better reviews, iSpending or Personal Spending Tracker?
iSpending is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.
Do iSpending or Personal Spending Tracker have ads?
iSpending shows ads; Personal Spending Tracker does not.
Which is updated more often, iSpending or Personal Spending Tracker?
iSpending ships an update every 6 months, and Personal Spending Tracker every 3 weeks. Most recently, iSpending was updated on October 20, 2026 and Personal Spending Tracker on October 14, 2026.

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