iSpending vs Monies Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
Read full descriptionHide full description
If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Monies Expense Tracker
This simple expense tracker mimics a spreadsheet interface for quick entry and deletion of financial items. It offers iCloud syncing for iPhone and iPad users, with no advanced features like bank linking or charts.
- Spreadsheet-like interface
- Quick item entry
- Easy item deletion
- iCloud syncing
- Available on iPhone and iPad
Read full descriptionHide full description
Monies is a very basic expense tracker app I made for my wife. It looks like a spreadsheet because she’d been using a spreadsheet to track her expenses. But it’s like a spreadsheet on… whatever the opposite of steroids is. The whole point of the interface is to let you add items quickly. Just tap anywhere to start editing, then tap next on the keyboard to jump to the next cell. To delete an item, just clear its price and name, then tap Save. There are no fancy features like linking bank accounts, charts, or even a settings screen. It is available for free on iPhone and iPad, and it syncs via iCloud. I hope you find it useful.
Screenshots
Verdict
The clearest difference is ads: Monies Expense Tracker at none against iSpending's shown. Monies Expense Tracker also leads on monetization model (free vs free with in-app purchases) and review sentiment (88% vs 69%). iSpending's advantage is ratings volume (634 vs 8) and update cadence (every 6 months vs every 12 months). On price, rating and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Monies Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.4 for iSpending against 4.5 for Monies Expense Tracker. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 69% of iSpending's written reviews are positive against 88% of Monies Expense Tracker's.
iSpending ships an update every 6 months, Monies Expense Tracker every 12 months. The most recent releases landed on October 13, 2026 and October 1, 2026 respectively.
| Parameter | iSpending | Monies Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 4.5 (8 ratings) — better |
| Positive reviews | 68.9% of reviews | 87.5% of reviews — better |
| Number of ratings | 634 — better | 8 |
| Update frequency | Every 6 months — better | Every 12 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 19 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | And a Dinosaur |
Customer experience
iSpending
Monies Expense Tracker
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Monies Expense Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Monies Expense Tracker
- Tip$0.99
Questions
Is iSpending free?
Is Monies Expense Tracker free?
Which has better reviews, iSpending or Monies Expense Tracker?
Do iSpending or Monies Expense Tracker have ads?
Which is updated more often, iSpending or Monies Expense Tracker?
Other comparisons















