iSpending vs Billmate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Billmate
Effortlessly share expenses with friends and family, eliminating money disputes. Manage group bills for rent, vacations, and social events with features like currency conversion, receipt scanning, and detailed expense categorization. Track loans and IOUs with precision for stress-free financial sharing.
- Group and private expense sharing
- Offline expense entry
- Multi-currency support
- Receipt scanning with OCR
- Expense categorization and budgeting
- Recurring bill creation
- Data export to CSV
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Billmate - The Ultimate Expense Sharing App Tired of endless money disputes with friends and family? Meet Billmate, the go-to app for sharing expenses effortlessly and keeping your relationships stress-free. Just like millions around the world rely on Splitwise, you can count on Billmate to streamline group bills, from household expenses to unforgettable vacations. Our goal is simple: We aim to eliminate the tension and awkwardness that money often brings to the forefront of your most cherished relationships. Billmate is your ideal solution for: Managing rent and apartment bills with roommates Dividing expenses on exciting global adventures Equitably sharing the cost of that dream vacation home Simplifying financial planning for weddings and celebrations Keeping the balance in your relationship expenses Coordinating lunch or dinner expenses with friends and colleagues Keeping track of loans and IOUs among friends And so much more Experience the ease of Billmate: Create groups or private friendships for every sharing scenario Add expenses, IOUs, or informal debts in any currency, with support for offline entry Securely store expenses online for everyone to access, check their balances, and contribute their share Stay on top of payments, record cash transactions, or utilize our seamless integrations for settlements Billmate boasts powerful features that can handle nearly any financial sharing scenario. Explore our cutting-edge capabilities: Multi-platform support across smartphones and web Simplify debt repayment with the easiest plan Categorize your expenses for better organization Calculate group totals effortlessly Export data to CSV for your convenience Comment directly on expenses for transparent communication Divide expenses equally or unequally based on percentages, shares, or exact amounts Track informal debts and IOUs with precision Create recurring bills, be it monthly, weekly, yearly, or fortnightly Add multiple payers to a single expense for flexibility See total balances with a person across multiple groups and private expenses Customize user avatars and cover photos for groups Stay updated with the activity feed and push notifications Review your edit history for expense modifications Effortlessly restore any deleted group or bill Benefit from world-class customer support Access over 100 currencies and counting Available in 7+ supported languages Don't just take our word for it; see what others are saying about Billmate: Store high-resolution receipts in the cloud (10GB cloud storage) OCR integration for scanning and itemizing receipts Backups to JSON, downloadable from our website Convert expenses to different currencies using our Open Exchange Rates integration Access "spending by category" budgeting tools and other charts Search your full expense history Purchasing "Billmate Pro" subscriptions in-app is convenient and flexible, with options for monthly or yearly renewals based on your preference and location. To manage your subscriptions effectively, you can turn off auto-renewal at any time via the App Store. For more details, please review our Terms of Service and Privacy Policy: https://billmateapp.checkyourcashbalance.com/
Screenshots
Verdict
The clearest difference is ads: Billmate at none against iSpending's shown. Billmate also leads on review sentiment (100% vs 69%) and update cadence (every 5 days vs every 6 months). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Billmate sells 15 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
iSpending ships an update every 6 months, Billmate every 5 days. The most recent releases landed on September 29, 2026 and September 16, 2026 respectively.
| Parameter | iSpending | Billmate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) — better | — |
| Positive reviews | 68.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 634 — better | — |
| Update frequency | Every 6 months | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 19 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Duc Hoan Nguyen |
Customer experience
iSpending
Billmate
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Billmate
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Billmate
- Billmate$2.991 Month
- Billmate Premium$2.991 Month
- Billmate Premium2 variants$4.991 Month
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- Billmate$5.993 Months
- Billmate Premium$5.993 Months
- Billmate7 Days trial$8.991 Year
- Billmate Premium7 Days trial$8.991 Year
- Billmate Premium7 Days trial2 variants$10.951 Year
- Billmate Premium2 variants$11.953 Months
- Billmate Premium7 Days trial$12.991 Year
- Billmate Premium$17.951 Year
- Billmate Premium$21.901 Year
- Billmate Premium$25.951 Year
- Billmate Premium$29.491 Year
- Billmate Premium7 Days trial2 variants$41.951 Year
Questions
Is iSpending free?
Is Billmate free?
Do iSpending or Billmate have ads?
Which is updated more often, iSpending or Billmate?
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