Comparison

iSpending vs BudgetKit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

BudgetKit

Manage your finances with a smart budget planner and real-time spending tracker. See where your money goes, crush bills, and grow savings with automated insights and goal setting.

Highlights
  • Smart budget planner
  • Live expense tracker
  • Bill and subscription guard
  • Savings goals
  • Powerful reports
  • Private and secure
Features
Read full description

Take charge of your money with BudgetKit — the simple budget planner and real-time spending tracker designed to help you see every dollar, crush bills and grow savings fast. ◆ Smart Budget Planner Set weekly, monthly or custom budgets, get instant “safe-to-spend” insights and never overshoot again. ◆ Live Expense Tracker Link your bank securely and watch new transactions auto-categorise—or add them in two taps when offline. ◆ Bill & Subscription Guard Get reminded before due dates, spot unwanted subscriptions and cancel with a swipe. ◆ Savings Goals Create goals, schedule auto-transfers and watch progress rings fill up. ◆ Powerful Reports Beautiful charts reveal exactly where your cash goes—by day, week, month or year. ◆ Private & Secure 256-bit encryption, Face ID/Touch ID lock and zero third-party ads. Download BudgetKit today and give every dollar a mission—your mission. Terms of Use & Privacy Policy : https://gist.githubusercontent.com/FazilButevApple/eda29879ac30b37070b13e3505628286/raw/1a09d8f1bcf82c8ba6cf061a19809d8f6669c19c/BudgetKit:%2520Terms%2520of%2520Use%2520&%2520Privacy%2520Policy User Agreement : https://gist.githubusercontent.com/FazilButevApple/c75563821288503f739dbb3b0dd6ab9c/raw/7c5a67e7bace3c398085a37e19f4e06fe524298c/BudgetKit:%2520User%2520Agreement

Screenshots

iSpending4 screens
BudgetKit4 screens

Verdict

The call

The clearest difference is update cadence: BudgetKit at every 2 weeks against iSpending's every 6 months. BudgetKit also leads on review sentiment (88% vs 69%). iSpending's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and BudgetKit sells 6 in-app purchases, starting at $0.79 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

iSpending ships an update every 6 months, BudgetKit every 2 weeks. The most recent releases landed on October 22, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
iSpending versus BudgetKit: the parameters behind the verdict, then further details
ParameteriSpendingBudgetKit
PriceFreeFree
Rating4.4 (634 ratings) — better—
Positive reviews68.9% of reviews87.5% of reviews — better
Number of ratings634 — better—
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better17.0
Further details — not scored
Size19 MB35 MB
Age rating4+4+
DeveloperHana MobileFAZIL BUTEV

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

BudgetKit

Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

BudgetKit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
6 purchases

BudgetKit

Subscriptions6
  • Monthly Plan$0.791 Month
  • Monthly Access$0.991 Month
  • 6-Month Plan$2.996 Months
Show 3 more
  • All Access$4.996 Months
  • Annual Plan$6.991 Year
  • All Access$9.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is BudgetKit free?
BudgetKit is free to download, with in-app purchases available.
Do iSpending or BudgetKit have ads?
Both iSpending and BudgetKit show ads.
Which is updated more often, iSpending or BudgetKit?
iSpending ships an update every 6 months, and BudgetKit every 2 weeks. Most recently, iSpending was updated on October 22, 2026 and BudgetKit on October 12, 2026.

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