Comparison

iSpending vs Spending Tracker & Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Spending Tracker & Budget

Manage your money offline with this intuitive expense tracker. Plan budgets, visualize spending, and log transactions quickly. Your financial data stays private and secure on your device.

Highlights
  • Offline money management
  • Visual spending reports
  • Smart budget planner
  • Fast transaction entry
  • Double-entry bookkeeping
  • Customizable categories
  • Data export
Features
Read full description

Take control of your finances with the ultimate offline money manager. Expense Tracker & Budget helps you track daily spending, plan monthly budgets, and see exactly where your money goes—without ever connecting to your bank account. 100% Private. No data collection. No internet required. Whether you want to save for a dream vacation, get out of debt, or simply stop wondering where your cash went, this app makes finance management easy. Just add a transaction in seconds and let the app handle the rest. KEY FEATURES: - Visual Spending Reports Understand your financial health at a glance. Our intuitive analysis automatically categorizes your spending into stylish graphs and infographics. See where every dollar goes—Groceries, Transport, Bills, and more. - Smart Budget Planner Set daily, weekly, or monthly budgets. The app will alert you when you are nearing your limit, helping you save money and avoid overspending. - Offline & Secure Your data belongs to you. We do not store your financial records on any server. Everything stays on your device, ensuring total privacy. - Fast & Easy Entry Add income or expenses in just one tap. Designed for speed, so you can log a transaction immediately after making a purchase. - Double-Entry Bookkeeping Manage your assets efficiently. The app automatically updates your account balances (Cash, Bank, Savings) as soon as you input income or expenses, keeping your books perfectly balanced. WHY CHOOSE US? Privacy First: No login required, no bank linking, no data tracking. Custom Categories: Create your own categories to fit your lifestyle. Export Data: Keep a backup of your financial records. Dark Mode: Easy on your eyes, perfect for night-time budgeting. Start your journey to financial freedom today! [Expense Tracker & Budget - Pro] Unlock the full potential of your finance management with Pro. Expense Tracker & Budget - Pro subscription is billed weekly, monthly, or annually at the rate corresponding to the selected plan. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription. [Terms of Use] https://skyinfotechdeveloper.com/terms_and_condition_ios.html [Privacy Policy] https://skyinfotechdeveloper.com/privacy_policy_ios.html

Screenshots

iSpending4 screens
Spending Tracker & Budget4 screens

Verdict

The call

The clearest difference is rating: Spending Tracker & Budget at 5.0 against iSpending's 4.4. Spending Tracker & Budget also leads on ads (none vs shown) and review sentiment (100% vs 69%). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 17). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Spending Tracker & Budget sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker & Budget holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 100% of Spending Tracker & Budget's.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Spending Tracker & Budget every 3 weeks. The most recent releases landed on October 15, 2026 and October 11, 2026 respectively.

Scorecard6 real differences · 4 level
iSpending versus Spending Tracker & Budget: the parameters behind the verdict, then further details
ParameteriSpendingSpending Tracker & Budget
PriceFreeFree
Rating4.4 (634 ratings)5.0 (1 ratings) — better
Positive reviews68.9% of reviews100.0% of reviews — better
Number of ratings634 — better1
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better17
Further details — not scored
Size19 MB48 MB
Age rating4+4+
DeveloperHana MobileGajera Himmatbhai

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Spending Tracker & Budget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Spending Tracker & Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
3 purchases

Spending Tracker & Budget

Subscriptions3
  • Expense Manager Pro - Weekly$0.997 Days
  • Expense Manager Pro - Monthly$1.991 Month
  • Expense Manager Pro - Yearly3 Days trial$9.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Spending Tracker & Budget free?
Spending Tracker & Budget is free to download, with in-app purchases available.
Which has better reviews, iSpending or Spending Tracker & Budget?
Spending Tracker & Budget is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Spending Tracker & Budget averages 5.0 from 1 ratings.
Do iSpending or Spending Tracker & Budget have ads?
iSpending shows ads; Spending Tracker & Budget does not.
Which is updated more often, iSpending or Spending Tracker & Budget?
iSpending ships an update every 6 months, and Spending Tracker & Budget every 3 weeks. Most recently, iSpending was updated on October 15, 2026 and Spending Tracker & Budget on October 11, 2026.

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