iSpending vs Budgy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Budgy
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Budgeting, made calm. Budgy is the budget tracker for people who hate budgeting apps. Jot an expense like you’d text a friend — “coffee 4.50” — and Budgy reads it, files it to the right category, and keeps your budget clear. No forms. No spreadsheets. No fuss. PRIVATE BY DEFAULT Your money data lives on your device — not on our servers. No bank logins, no account required, no selling your spending. Lock the app with Face ID for good measure. WRITE IT DOWN, BUDGY SORTS IT • Magic add — type “groceries 62.30” or “salary 3200” in plain words and it’s categorized instantly • Voice logging — say it out loud, Budgy turns it into a transaction • Receipt scan — snap a photo and the amount, merchant, and category are filled in for you • Correct it once and Budgy learns your habits KNOW YOUR PACE • Safe-to-Spend shows what’s actually left, so you never overshoot before payday • Weekly and monthly pacing for every budget • Home-screen widgets keep Safe-to-Spend, upcoming bills, and quick add one glance away STAY ON TOP, GENTLY • Budgets and savings goals that flex with real life • Recurring bills and subscriptions, tracked automatically • Kind, useful insights when they matter — never guilt trips • Your monthly Wrapped: a friendly recap of where your money went BUDGY PLUS The free app is a complete on-device budget tracker. Budgy Plus unlocks the AI feature set — assistant, smart insights, Wrapped personality, magic add, voice logging, and receipt scan. Try everything free for 7 days in-app — no purchase or payment details required. Monthly, yearly, and lifetime plans available. Jot it and forget it — Budgy keeps the math. Budgy Plus is an auto-renewable subscription ($4.99/month or $49.99/year) or a one-time Lifetime purchase ($149.99). Subscriptions renew automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel any time in your App Store account settings. The 7-day free trial runs inside the app, needs no purchase or payment details, and is not a store introductory offer — any purchase is charged immediately at full price. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usebudgy.com/privacy
Screenshots
Verdict
The clearest difference is ads: Budgy at none against iSpending's shown. iSpending's advantage is iOS requirement (12.0 vs 16.4). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Budgy sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | iSpending | Budgy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) — better | — |
| Positive reviews | 68.9% of reviews | — |
| Number of ratings | 634 — better | — |
| Update frequency | Every 6 months | — |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 19 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | JOSEMAR DA COSTA MAGALHAES |
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Budgy
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Budgy
- Budgy Plus Monthly$4.991 Month
- Budgy Plus Yearly$49.991 Year
- Budgy Plus Lifetime$149.99









