Comparison

ATFCU Mobile vs First Texas Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATFCU Mobile

Manage your finances on the go with this mobile banking app. Send and receive money, pay bills, deposit checks, and track your spending. Securely access your accounts and manage your cards from anywhere.

Highlights
  • Bill Pay
  • Mobile Check Deposit
  • Fund Transfers
  • Person-to-Person Payments
  • Card Management
  • Link External Accounts
  • Credit Score Updates
  • Biometric Login
Features
Read full description

Introducing the all-in-one mobile banking solution designed exclusively for Austin Telco Federal Credit Union members. Carry your credit union in your pocket and experience financial freedom like never before. Experience the next generation of banking with the Austin Telco mobile app, where eligible credit union members can: Send & Receive Funds • Bill Pay: No stamps, no envelopes, just a few taps. Manage and pay your bills directly through the app. • Mobile Deposit: Deposit checks anytime, anywhere, without visiting a branch. • Transfer Funds: Move money between your accounts in seconds. • Person-to-Person Transfer: Send money to friends and family, whether they bank at Austin Telco or not. Track & Manage Your Finances • Card Management: Block, activate or report a lost or stolen card. • Link External Accounts: Consolidate your financial world! Link your external bank accounts to view balances, transactions, and more—all in one place. • View Credit Score: Stay ahead of your financial goals with free credit score updates. • Transaction Insights: Empower your financial decisions with tailored insights on your spending habits. Stay Secure • Find a Location: Easily locate ATMs and branches near you. • Send a Secure Message: Need assistance? Send a message safely and directly to our support team. • Biometric Login: Access your accounts swiftly and securely using your fingerprint or facial recognition. Convenience, security, and innovative features make this app a must-have for all Austin Telco members. Whether you're saving up for a dream vacation, sending quick payments, or simply tracking daily expenses, we're with you at every step. Harness the power of mobile banking and elevate your financial journey. Join thousands of satisfied members and experience the next-gen banking solution.

About

First Texas Bank

Access your accounts securely from anywhere with this mobile banking app. View balances, transactions, transfer funds, manage cards, and find nearby branches or ATMs. Requires enrollment in online banking.

Highlights
  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Manage cards
  • Locate branches and ATMs
  • Contact customer service
Features
Read full description

First Texas Bank – Georgetown, Round Rock, Pflugerville, Cedar Park, and Liberty Hill Mobile Banking from First Texas Bank offers you the ability to safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View account balances on all accounts • View recent transactions • Transfer funds between your accounts • Manage your cards • Locate the nearest branch or ATM using your device’s GPS • Contact our Customer Service • Share our app with friends and family More features are coming soon! Requirements: Must be enrolled in FTB’s Online Banking. Contact the First Texas Bank if not enrolled in Online Banking. Support: Need assistance? Call our Customer Service Department at 1-512-863-2567 if you have any questions about the First Texas Bank Mobile App. Mobile Banking is a free service that allows you to access your accounts anytime, from anywhere but please remember, connectivity and usage rates may apply. Please consult your wireless carrier about the data plan and the usage you have selected.

Screenshots

ATFCU Mobile4 screens
First Texas Bank4 screens

Verdict

The call

The clearest difference is review sentiment: ATFCU Mobile at 66% against First Texas Bank's 13%. ATFCU Mobile also leads on rating (4.4 vs 2.4) and ratings volume (2.1K vs 34). First Texas Bank's advantage is update cadence (every 3 months vs every 8 months) and iOS requirement (14.1 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ATFCU Mobile holds the better App Store score, 4.4 against 2.4. That said, the two scores are not equally well evidenced: ATFCU Mobile has 2.1K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 66% of ATFCU Mobile's written reviews are positive against 13% of First Texas Bank's.

UpkeepUpdate frequency

ATFCU Mobile ships an update every 8 months, First Texas Bank every 3 months. The most recent releases landed on October 22, 2026 and October 17, 2026 respectively.

Scorecard5 real differences · 5 level
ATFCU Mobile versus First Texas Bank: the parameters behind the verdict, then further details
ParameterATFCU MobileFirst Texas Bank
PriceFreeFree
Rating4.4 (2.1K ratings) — better2.4 (34 ratings)
Positive reviews65.8% of reviews — better13.3% of reviews
Number of ratings2.1K — better34
Update frequencyEvery 8 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.014.1 — better
Further details — not scored
Size48 MB120 MB
Age rating4+4+
DeveloperAustin Telco Federal Credit UnionFirst Texas Bank

Customer experience

ATFCU Mobile

All ratings1,833 ratings
Positive83.4%
Neutral4.1%
Negative12.5%
Written reviews407 reviews
Positive65.8%
Neutral6.9%
Negative27.3%

First Texas Bank

All ratings34 ratings
Positive23.5%
Neutral14.7%
Negative61.8%
Written reviews15 reviews
Positive13.3%
Neutral26.7%
Negative60.0%

Bugs and requests

ATFCU Mobile

Reported bugs

5 issues
  • App crashes frequently
  • Face ID/fingerprint login not working
  • Accounts not displaying properly
  • Transfers and payments not processing
  • Inability to access past transactions

Requested features

6 requests
  • Add ability to make IRA deposits online
  • Improve transaction history and details
  • Provide more customization options
  • Implement better account management tools
  • Add mobile check deposit functionality
Show 1 more
  • Improve alert and notification system

First Texas Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ATFCU Mobile

No in-app purchases

None

First Texas Bank

No in-app purchases

Questions

Is ATFCU Mobile free?
ATFCU Mobile is free to download, with no in-app purchases.
Is First Texas Bank free?
First Texas Bank is free to download, with no in-app purchases.
Which has better reviews, ATFCU Mobile or First Texas Bank?
ATFCU Mobile is rated higher. ATFCU Mobile averages 4.4 out of 5 from 2.1K ratings, while First Texas Bank averages 2.4 from 34 ratings.
Do ATFCU Mobile or First Texas Bank have ads?
Neither ATFCU Mobile nor First Texas Bank shows ads.
Which is updated more often, ATFCU Mobile or First Texas Bank?
ATFCU Mobile ships an update every 8 months, and First Texas Bank every 3 months. Most recently, ATFCU Mobile was updated on October 22, 2026 and First Texas Bank on October 17, 2026.

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