FSB Mobile Banking vs FSB Now
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSB Mobile Banking
Manage your bank accounts on the go with this free mobile banking application. Easily check balances, pay bills, transfer funds, and locate ATMs and branches. Access your accounts securely using your existing internet banking credentials.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- Locate ATMs and branches
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First State Bank – (Texas - Gainesville, Decatur, Denton, Lake Kiowa, Muenster, Roanoke, Saint Jo, and Valley View) Bank on the go with First State Bank's Mobile Banking. This free banking app offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, and locate ATMs and bank locations with just a touch. Use your current internet banking login information to start banking today. Features: •Check Account Balances •Transfer funds between FSB accounts •Pay Bills** •Deposit Checks** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** *Must be an Internet Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our bank locations and ATMs. Please refer to your carrier for any fees that may apply. First State Bank Corporate Headquarters 801 E California St Gainesville TX 76240 Phone – 940-665-1711 Website – www.f-s-b.com
FSB Now
Manage your finances on the go with this mobile banking application. View balances, deposit checks, transfer funds, and pay bills securely from anywhere. Find branch locations and utilize features like Zelle® setup for easy person-to-person payments.
- View account balances
- Mobile check deposit
- Funds transfer
- Bill Pay
- Transaction history
- Zelle® setup
- Find branch locations
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FSB Now allows its users to make banking decisions anywhere, anytime. With FSB Now, you can view account balances, make mobile deposits, transfer funds, pay bills, pay others, find branch locations, and much more. The FSB Now app features (contact FSB for functionality questions): - Bill Pay* - Transaction history views - Simple Zelle® setup - Check Deposit - Funds transfer - Balance inquiry - Multi-user login FSB has seven convenient locations located in Alburnett, Cedar Rapids, Hiawatha, Marion, and Tiffin. FSB’s mission is to provide you one more reason to be your financial solutions provider of choice. Essentially, our mission is to be all about you. We’re large enough to provide strategic financial solutions yet small enough to collaborate with customers on their financial needs. Message and Data rates may apply. Additional Terms and Conditions apply. Member FDIC *No charge for Bill Pay when you use it each month to pay at least one bill ($3 per month if not used).
Screenshots
Verdict
The clearest difference is rating: FSB Now at 4.7 against FSB Mobile Banking's 3.9. FSB Now also leads on ratings volume (1.1K vs 12) and review sentiment (63% vs 45%). FSB Mobile Banking's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FSB Now holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: FSB Now has 1.1K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 45% of FSB Mobile Banking's written reviews are positive against 63% of FSB Now's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | FSB Mobile Banking | FSB Now |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (12 ratings) | 4.7 (1.1K ratings) — better |
| Positive reviews | 44.8% of reviews | 63.0% of reviews — better |
| Number of ratings | 12 | 1.1K — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 67 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | First State Bank | Farmers State Bank Marion, IA |
Customer experience
FSB Mobile Banking
FSB Now
Bugs and requests
FSB Mobile Banking
Not enough reviews yet to summarise bugs or requests.
FSB Now
Reported bugs
7 issues- White screen on app launch
- Face ID authentication fails to open account
- App crashes every few weeks requiring reinstall
- Error occurred message with no clear resolution
- Unexpected logout and inability to log back in
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- Card lock feature not functioning as expected
- Inline verification hard locked requiring phone calls
Requested features
3 requests- Transfer description or title capability
- Improved session management to prevent auto-logout
- Better password recovery process
In-app purchases
FSB Mobile Banking
No in-app purchases
FSB Now
No in-app purchases
Questions
Is FSB Mobile Banking free?
Is FSB Now free?
Which has better reviews, FSB Mobile Banking or FSB Now?
Do FSB Mobile Banking or FSB Now have ads?
Which is updated more often, FSB Mobile Banking or FSB Now?
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