Comparison

FSB Mobile Banking vs FSB Now

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSB Mobile Banking

Manage your bank accounts on the go with this free mobile banking application. Easily check balances, pay bills, transfer funds, and locate ATMs and branches. Access your accounts securely using your existing internet banking credentials.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Locate ATMs and branches
Features
Read full description

First State Bank – (Texas - Gainesville, Decatur, Denton, Lake Kiowa, Muenster, Roanoke, Saint Jo, and Valley View) Bank on the go with First State Bank's Mobile Banking. This free banking app offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, and locate ATMs and bank locations with just a touch. Use your current internet banking login information to start banking today. Features: •Check Account Balances •Transfer funds between FSB accounts •Pay Bills** •Deposit Checks** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** *Must be an Internet Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our bank locations and ATMs. Please refer to your carrier for any fees that may apply. First State Bank Corporate Headquarters 801 E California St Gainesville TX 76240 Phone – 940-665-1711 Website – www.f-s-b.com

About

FSB Now

Manage your finances on the go with this mobile banking application. View balances, deposit checks, transfer funds, and pay bills securely from anywhere. Find branch locations and utilize features like Zelle® setup for easy person-to-person payments.

Highlights
  • View account balances
  • Mobile check deposit
  • Funds transfer
  • Bill Pay
  • Transaction history
  • Zelle® setup
  • Find branch locations
Features
Read full description

FSB Now allows its users to make banking decisions anywhere, anytime. With FSB Now, you can view account balances, make mobile deposits, transfer funds, pay bills, pay others, find branch locations, and much more. The FSB Now app features (contact FSB for functionality questions): - Bill Pay* - Transaction history views - Simple Zelle® setup - Check Deposit - Funds transfer - Balance inquiry - Multi-user login FSB has seven convenient locations located in Alburnett, Cedar Rapids, Hiawatha, Marion, and Tiffin. FSB’s mission is to provide you one more reason to be your financial solutions provider of choice. Essentially, our mission is to be all about you. We’re large enough to provide strategic financial solutions yet small enough to collaborate with customers on their financial needs. Message and Data rates may apply. Additional Terms and Conditions apply. Member FDIC *No charge for Bill Pay when you use it each month to pay at least one bill ($3 per month if not used).

Screenshots

FSB Mobile Banking4 screens
FSB Now4 screens

Verdict

The call

The clearest difference is rating: FSB Now at 4.7 against FSB Mobile Banking's 3.9. FSB Now also leads on ratings volume (1.1K vs 12) and review sentiment (63% vs 45%). FSB Mobile Banking's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FSB Now holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: FSB Now has 1.1K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 45% of FSB Mobile Banking's written reviews are positive against 63% of FSB Now's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
FSB Mobile Banking versus FSB Now: the parameters behind the verdict, then further details
ParameterFSB Mobile BankingFSB Now
PriceFreeFree
Rating3.9 (12 ratings)4.7 (1.1K ratings) — better
Positive reviews44.8% of reviews63.0% of reviews — better
Number of ratings121.1K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size67 MB100 MB
Age rating4+4+
DeveloperFirst State BankFarmers State Bank Marion, IA

Customer experience

FSB Mobile Banking

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews29 reviews
Positive44.8%
Neutral3.4%
Negative51.7%

FSB Now

All ratings838 ratings
Positive97.7%
Neutral1.0%
Negative1.3%
Written reviews27 reviews
Positive63.0%
Neutral3.7%
Negative33.3%

Bugs and requests

FSB Mobile Banking

Not enough reviews yet to summarise bugs or requests.

FSB Now

Reported bugs

7 issues
  • White screen on app launch
  • Face ID authentication fails to open account
  • App crashes every few weeks requiring reinstall
  • Error occurred message with no clear resolution
  • Unexpected logout and inability to log back in
Show 2 more
  • Card lock feature not functioning as expected
  • Inline verification hard locked requiring phone calls

Requested features

3 requests
  • Transfer description or title capability
  • Improved session management to prevent auto-logout
  • Better password recovery process

In-app purchases

None

FSB Mobile Banking

No in-app purchases

None

FSB Now

No in-app purchases

Questions

Is FSB Mobile Banking free?
FSB Mobile Banking is free to download, with no in-app purchases.
Is FSB Now free?
FSB Now is free to download, with no in-app purchases.
Which has better reviews, FSB Mobile Banking or FSB Now?
FSB Now is rated higher. FSB Mobile Banking averages 3.9 out of 5 from 12 ratings, while FSB Now averages 4.7 from 1.1K ratings.
Do FSB Mobile Banking or FSB Now have ads?
FSB Now shows ads; FSB Mobile Banking does not.
Which is updated more often, FSB Mobile Banking or FSB Now?
FSB Mobile Banking ships an update every 3 months, and FSB Now every 3 months. Most recently, FSB Mobile Banking was updated on November 1, 2026 and FSB Now on November 6, 2026.

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