Comparison

Voya vs NYC DCP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Voya

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

Highlights
  • All-in-one account aggregation
  • Personalized financial guidance
  • Retirement income modeling
  • Secure data protection
  • Workplace benefits insights
  • Healthcare expense tracking
Features
Currently charting
Read full description

Your financial life, connected and confident Experience a simpler way to manage your money anytime, anywhere. With the Voya mobile app, you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. • All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. • Personalized financial guidance Get tailored insights, goal tracking, and nudges to help you save more, pay off debt, plan for college, or prepare for retirement. • Interactive tools & resources Model retirement income with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. • Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our S.A.F.E. guarantee. We never sell your personal information—ever. • Effortless experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. • Benefits and healthcare insights If offered through your retirement or employee benefits plan, review your workplace benefits and savings options with personalized support, while also staying on top of your healthcare by tracking out-of-pocket expenses and receiving reminders for preventive care. Wherever life takes you, Voya goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. Current Voya Retire users will either seamlessly transition to the new experience through an automatic update or receive a prompt to update their app.

About

NYC DCP

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

Highlights
  • All-in-one account management
  • Retirement income modeling
  • Video education and live chat
  • Investment advice
  • Enhanced data security
  • Bilingual support (English/Spanish)
Features
Read full description

Your financial life, connected and personalized Experience a simpler way to manage your money anytime, anywhere. With the NYC DCP app,  you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. Interactive tools & resources Model retirement income* with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our SAFE guarantee. We never sell your personal information—ever. Streamlined experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. Wherever life takes you, the NYC DCP app, goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. * IMPORTANT : The illustrations or other information generated by the calculators are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. This information does not serve, either directly or indirectly, as legal, financial or tax advice and you should always consult a qualified professional legal, financial and/or tax advisor when making decisions related to your individual tax situation. Products and services offered through the Voya® family of companies.

Screenshots

Voya4 screens
NYC DCP4 screens

Verdict

The call

Voya and NYC DCP both sit at 4.7 stars, but that hides the real split: 43% of NYC DCP's written reviews are positive against 24% of Voya's. Voya's advantage is ratings volume (190K vs 12K) and chart position (#153 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Voya against 4.7 for NYC DCP. That said, the two scores are not equally well evidenced: Voya has 190K ratings behind it against 12K, so its average is the more settled of the two. Written reviews are what separate them: 24% of Voya's written reviews are positive against 43% of NYC DCP's.

UpkeepUpdate frequency

Voya ships an update fortnightly, NYC DCP every 2 weeks. Both last shipped on October 28, 2026.

Scorecard3 real differences · 8 level
Voya versus NYC DCP: the parameters behind the verdict, then further details
ParameterVoyaNYC DCP
PriceFreeFree
Rating4.7 (190K ratings)4.7 (12K ratings) — better
Positive reviews23.8% of reviews42.6% of reviews — better
Number of ratings190K — better12K
Update frequencyFortnightly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#153 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size138 MB135 MB
Age rating4+4+
DeveloperVoya Services CompanyNew York City Deferred Compensation Plan

Customer experience

Voya

All ratings188,486 ratings
Positive93.9%
Neutral2.6%
Negative3.5%
Written reviews804 reviews
Positive23.8%
Neutral9.8%
Negative66.4%

NYC DCP

All ratings12,380 ratings
Positive94.3%
Neutral3.0%
Negative2.7%
Written reviews101 reviews
Positive42.6%
Neutral8.9%
Negative48.5%

User reviews

Voya

From 190K App Store ratings

What we love

  • 🚀 Intuitive user interface
  • 🔒 Robust security features
  • 💡 Retirement planning tools
  • 👍 User-friendly navigation

Room to improve

  • 🐛 Frequent app crashes and system unavailability
  • 👎 Lack of transparency in account details
  • 🕰️ Slow performance and loading times
  • 📊 Limited investment performance history

NYC DCP

From 12K App Store ratings

What we love

  • 👍 Easy to navigate
  • 🚀 Quick access to account information
  • 💡 Ability to see account balance changes
  • 👍 Excellent app for retired city employees

Room to improve

  • 🐛 Frequent system unavailability issues
  • 🐛 Compatibility issues with newer iOS versions
  • 🐛 Slow and glitchy performance
  • 🔍 Limited investment research and analysis tools

Bugs and requests

Voya

Reported bugs

3 issues
  • Login issues with Face ID/Touch ID
  • Inability to access account details and transactions
  • Inconsistent app behavior across iOS versions

Requested features

4 requests
  • Ability to view monthly/quarterly investment performance
  • Option to customize contribution limits
  • Improved fund lookup and research tools
  • Enhanced portfolio tracking and analytics

NYC DCP

Reported bugs

3 issues
  • Login issues on iPhone
  • Incorrect or missing account balance information
  • Inability to make changes to account allocations

Requested features

4 requests
  • Ability to withdraw money directly from the app
  • Longer historical data and performance tracking
  • Total balance display across all accounts
  • Improved fund research and allocation tools

In-app purchases

None

Voya

No in-app purchases

None

NYC DCP

No in-app purchases

Questions

Is Voya free?
Voya is free to download, with no in-app purchases.
Is NYC DCP free?
NYC DCP is free to download, with no in-app purchases.
Which has better reviews, Voya or NYC DCP?
NYC DCP is rated higher. Voya averages 4.7 out of 5 from 190K ratings, while NYC DCP averages 4.7 from 12K ratings.
Do Voya or NYC DCP have ads?
Neither Voya nor NYC DCP shows ads.
Which is updated more often, Voya or NYC DCP?
Voya ships an update fortnightly, and NYC DCP every 2 weeks. Most recently, Voya was updated on October 28, 2026 and NYC DCP on October 28, 2026.

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