Budgets Pro vs PocketGuard・Budget Planner App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgets Pro
This app helps you manage your money by creating custom budgets and tracking your spending against them. It provides instant feedback on how much you have left to spend and allows you to view your purchase history. You can also export your data for further analysis.
- Create custom budgets (monthly, weekly, custom periods)
- Track spending against budgets
- View remaining budget amounts
- Monitor purchase history
- Export purchases as CSV
- Secure passcode entry
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"Money well spent" - appadvice.com Where does the money go? Create your Budgets and keep to them - Buy 'Budgets - Expense Tracker' ! 'Budgets - Expense Tracker' logs your purchases against your budgets so you can see how much you have spent. Your budgets can be monthly, weekly, or any other time period you like. ◆ Know instantly how much you've got left to spend in your budget ◆ Keep track of your spending so you Don't Overspend. You can set up as many Budgets as you need and monitor your spending over any time period. √ See how much of your Budgets you have left to spend with the Coin Tubes Display! √ Budgets can be monthly, weekly, or any time period you define √ You can carry over unused Budget Amounts to the next time period √ View your Purchase History √ E-Mail your Purchases as a CSV file attachment from within the App ; CSV files work with most spreadsheet software √ Includes Secure Passcode Entry System to keep your budget data private ◆ This app is part of the MoneyBudgie Finance Tracking Bundle. - All 4 Apps work together to help you get in control of your finances. For example, you can use budgets planned with the Home Budget Plan app in this app, whilst purchases logged in this app affect your bank account balances tracked by Spending Log, etc. Buy 'Budgets - Expense Tracker', create your Budget and keep to it.
PocketGuard・Budget Planner App
This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.
- Automatic expense tracking
- Bill and subscription monitoring
- Disposable income calculation
- Spending habit analysis
- Financial goal setting
- Debt-payoff plan creation
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PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/
Screenshots
Verdict
Budgets Pro and PocketGuard・Budget Planner App both sit at 4.5 stars, but that hides the real split: 92% of Budgets Pro's written reviews are positive against 39% of PocketGuard・Budget Planner App's. Budgets Pro also leads on in-app purchases (none vs 14) and ads (none vs shown). PocketGuard・Budget Planner App's advantage is price (Free vs $4.99) and ratings volume (7.7K vs 10). On rating and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
PocketGuard・Budget Planner App is free to download; Budgets Pro costs $4.99 up front. PocketGuard・Budget Planner App sells 11 in-app purchases, starting at $2.99 per 7 days. Budgets Pro asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.5 for Budgets Pro against 4.6 for PocketGuard・Budget Planner App. That said, the two scores are not equally well evidenced: PocketGuard・Budget Planner App has 7.7K ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 92% of Budgets Pro's written reviews are positive against 39% of PocketGuard・Budget Planner App's.
Budgets Pro ships an update every 2 months, PocketGuard・Budget Planner App every 3 weeks. Both last shipped on September 23, 2026.
| Parameter | Budgets Pro | PocketGuard・Budget Planner App |
|---|---|---|
| Price | $4.99 | Free — better |
| Rating | 4.5 (10 ratings) | 4.6 (7.7K ratings) — better |
| Positive reviews | 91.9% of reviews — better | 38.7% of reviews |
| Number of ratings | 10 | 7.7K — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Free with in-app purchases — better |
| Best chart rank | — | #80 — better |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 8 MB | 163 MB |
| Age rating | 4+ | 4+ |
| Developer | MoneyBudgie | PocketGuard, Inc. |
Customer experience
Budgets Pro
PocketGuard・Budget Planner App
Bugs and requests
Budgets Pro
Not enough reviews yet to summarise bugs or requests.
PocketGuard・Budget Planner App
Reported bugs
3 issues- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly
Requested features
5 requests- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting
In-app purchases
Budgets Pro
No in-app purchases
PocketGuard・Budget Planner App
- Weekly offer with 7 day trial7 Days trial$2.997 Days
- PocketGuard Plus3 variants$4.991 Month
- Monthly subscription$4.991 Month
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- PocketGuard Plus7 Days trial$7.991 Month
- Monthly subscription$7.991 Month
- Monthly Subscriptions7 Days trial$12.991 Month
- Monthly Subscription$12.991 Month
- PocketGuard Plus7 Days trial$24.991 Year
- PocketGuard Plus$34.991 Year
- Yearly Subscription7 Days trial$74.991 Year
- Lifetime Membership$79.99
Questions
Is Budgets Pro free?
Is PocketGuard・Budget Planner App free?
Which has better reviews, Budgets Pro or PocketGuard・Budget Planner App?
Do Budgets Pro or PocketGuard・Budget Planner App have ads?
Which is updated more often, Budgets Pro or PocketGuard・Budget Planner App?
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