Comparison

EveryDollar vs PocketGuard・Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EveryDollar

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Highlights
  • Create custom budgets
  • Track expenses and transactions
  • Manage bills and income
  • Set financial goals
  • Automated bank connections
  • Money saving tips
Read full description

EveryDollar is the personal budget app for any money goal: save money, pay off debt & more. Create quick budgets easily with your personal budget planner. Tracking expenses & transactions is simple: plan budget management & see how your progress impacts your finances. It doesn’t stop there: plan spending & savings, upcoming expenses, set savings goals & manage personal finances. An easy budget gives you permission to spend when you give every dollar a job. Gain financial peace, take control of your finances & stay focused on all your money goals with EveryDollar. Save money & tell it where to go instead of wondering where it went. PERSONAL FINANCE MANAGER & SIMPLE BUDGET TRACKER • Track money & create fast budgets easily • Replace your money journal, spreadsheets, money envelope, cash stuffing & other finance trackers with easy digital budget management • Adjust money tracking with simple budget planning from anywhere • Track spending & money savings accurately • Good for any budgeter or personal finance manager • Personal budget, home budget, family budget, budgeting for students ACCOUNT & MONEY MANAGER • Personal budget tracker, accounting app & more: your personal financial management app to manage spending to save money, pay bills & become a debt payoff pro • Manage money using your checking account & savings account • Track debt reduction & money savings for retirement with the money spending tracker • Easy budgets for both a beginner & skilled personal finance manager or financial planner FINANCIAL ADVISOR & VIRTUAL MONEY COACH • Learn money tips & how to save money • Learn financial management & become a money wiz with expert advice • How to track transactions, savings tips, how to create a budget you’ll actually use & more! • Budgeters learn to save money MONEY SAVING & SPENDING TRACKER • Managing money tracking with our personal finance tracker & money management app is easy • Understand your money savings & spending • Money & budget planning helps empower you to save money & spend money • Manage subscriptions & track expenses • Track spending to avoid going over budget with automated bank connections BILL APP, INCOME & EXPENSE TRACKER • Your all-in-one easy budget maker, bill tracker & income app • Bill organizer helps manage bills & upcoming expenses easily • Compare income & bills to adjust spending & savings goals • Monitor bill tracker & expense manager scenarios • Allowance tracker, travel expense tracker, vacation budget tracker & more MONEY GOAL TRACKER The simple budget tool for every saving goal: create budgets for any budgeting or money savings goal: • Personal budget • Home budget • Family budget • Couples budget • Vacation budget • Wedding budget • Travel budget Free budget app features: • Create a monthly budget • View your free budget planner on any device • Customize a free spending tracker for monthly expenses • Unlimited easy budgeting categories & line items • Save money for big purchases & money goals • Share your household budget & expense tracking • Split transactions & plan budget line items • Set due dates to manage bills & plan budget tracking Upgraded digital budgeting features: • Automatically stream transactions into a quick budget • Connect to financial accounts • Get a custom expense report of spending & income • Export transaction data to Excel & create your own expense report • Get personalized recommendations for tracking expenses • Set a monthly bill reminder to manage bills • View your current/projected net worth • Track spending, when you get paid & due dates with paycheck planning • Meet debt reduction & savings goals timelines with financial roadmap • Become debt free faster with easy expense tracking • Join live Q&A sessions with professional financial coaches Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Terms of Use: https://www.ramseysolutions.com/company/policies/terms-of-use

About

PocketGuard・Budget Planner App

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Highlights
  • Automatic expense tracking
  • Bill and subscription monitoring
  • Disposable income calculation
  • Spending habit analysis
  • Financial goal setting
  • Debt-payoff plan creation
Features
Currently charting
Read full description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

EveryDollar4 screens
PocketGuard・Budget Planner App4 screens

Verdict

The call

The clearest difference is ads: EveryDollar at none against PocketGuard・Budget Planner App's shown. EveryDollar also leads on update cadence (every 2 days vs every 3 weeks) and review sentiment (56% vs 39%). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EveryDollar sells 9 in-app purchases, starting at $7.99 per month and PocketGuard・Budget Planner App sells 11 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for EveryDollar against 4.6 for PocketGuard・Budget Planner App. That said, the two scores are not equally well evidenced: EveryDollar has 84K ratings behind it against 7.7K, so its average is the more settled of the two. Written reviews are what separate them: 56% of EveryDollar's written reviews are positive against 39% of PocketGuard・Budget Planner App's.

UpkeepUpdate frequency

EveryDollar ships an update every 2 days, PocketGuard・Budget Planner App every 3 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 6 level
EveryDollar versus PocketGuard・Budget Planner App: the parameters behind the verdict, then further details
ParameterEveryDollarPocketGuard・Budget Planner App
PriceFreeFree
Rating4.7 (84K ratings) — better4.6 (7.7K ratings)
Positive reviews55.6% of reviews — better38.7% of reviews
Number of ratings84K — better7.7K
Update frequencyEvery 2 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#14 — better#91
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS15.6 — better16.0
Further details — not scored
Size177 MB163 MB
Age rating4+4+
DeveloperThe Lampo Group IncorporatedPocketGuard, Inc.

Customer experience

EveryDollar

All ratings84,106 ratings
Positive94.1%
Neutral2.3%
Negative3.5%
Written reviews859 reviews
Positive55.6%
Neutral12.1%
Negative32.2%

PocketGuard・Budget Planner App

All ratings7,670 ratings
Positive90.5%
Neutral3.6%
Negative5.8%
Written reviews341 reviews
Positive38.7%
Neutral11.7%
Negative49.6%

User reviews

EveryDollar

From 84K App Store ratings

What we love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version

PocketGuard・Budget Planner App

From 7.7K App Store ratings

What we love

  • 🚀 Efficient app that helps track spending
  • 👍 Customizable budgeting categories
  • 🚀 Real-time transaction updates
  • 👍 Intuitive and user-friendly interface
  • 🚀 Helpful for getting finances under control

Room to improve

  • 🐛 Recurring issues with bank account syncing
  • 🔒 Security concerns with 2FA/MFA requirements
  • 🚫 Lack of support for certain banks/credit cards
  • 💰 Expensive subscription model
  • 🐛 Buggy app performance and frequent crashes

Bugs and requests

EveryDollar

Reported bugs

5 issues
  • Transactions disappearing or duplicating
  • Incorrect budget calculations
  • Frequent login requirements
  • Slow app loading times
  • Incompatibility with certain bank accounts

Requested features

5 requests
  • Ability to share budget with partner
  • Automatic categorization of transactions
  • Recurring expense calendar
  • Sinking funds functionality improvements
  • Dark mode option

PocketGuard・Budget Planner App

Reported bugs

3 issues
  • Inconsistent transaction syncing and labeling
  • Inability to delete or manage connected accounts
  • Budgeting data disappearing or not updating properly

Requested features

5 requests
  • Ability to carry over unspent budget to next month
  • More advanced reporting and analytics
  • Light/dark mode theme options
  • Improved transaction categorization and learning
  • Support for multiple users/family budgeting

In-app purchases

9 purchases

EveryDollar

Subscriptions9
  • EveryDollar Plus14 Days trial$7.991 Month
  • EveryDollar Plus1 Month trial$12.991 Month
  • EveryDollar Plus7 Days trial$12.991 Month
Show 6 more
  • EveryDollar Premium (Monthly)14 Days trial$12.991 Month
  • EveryDollar Plus14 Days trial$12.991 Month
  • EveryDollar Premium (Monthly)14 Days trial$17.991 Month
  • Ramsey+ (Three Month)14 Days trial$59.993 Months
  • EveryDollar Premium (Annual)14 Days trial2 variants$79.991 Year
  • Ramsey+ (Annual)14 Days trial$129.991 Year
11 purchases

PocketGuard・Budget Planner App

Subscriptions10
  • Weekly offer with 7 day trial7 Days trial$2.997 Days
  • PocketGuard Plus3 variants$4.991 Month
  • Monthly subscription$4.991 Month
Show 7 more
  • PocketGuard Plus7 Days trial$7.991 Month
  • Monthly subscription$7.991 Month
  • Monthly Subscriptions7 Days trial$12.991 Month
  • Monthly Subscription$12.991 Month
  • PocketGuard Plus7 Days trial$24.991 Year
  • PocketGuard Plus$34.991 Year
  • Yearly Subscription7 Days trial$74.991 Year
One-time1
  • Lifetime Membership$79.99

Questions

Is EveryDollar free?
EveryDollar is free to download, with in-app purchases available.
Is PocketGuard・Budget Planner App free?
PocketGuard・Budget Planner App is free to download, with in-app purchases available.
Which has better reviews, EveryDollar or PocketGuard・Budget Planner App?
EveryDollar is rated higher. EveryDollar averages 4.7 out of 5 from 84K ratings, while PocketGuard・Budget Planner App averages 4.6 from 7.7K ratings.
Do EveryDollar or PocketGuard・Budget Planner App have ads?
PocketGuard・Budget Planner App shows ads; EveryDollar does not.
Which is updated more often, EveryDollar or PocketGuard・Budget Planner App?
EveryDollar ships an update every 2 days, and PocketGuard・Budget Planner App every 3 weeks. Most recently, EveryDollar was updated on September 24, 2026 and PocketGuard・Budget Planner App on September 23, 2026.
Which is more popular, EveryDollar or PocketGuard・Budget Planner App?
EveryDollar currently peaks at #14 in the App Store charts, and PocketGuard・Budget Planner App at #91. Chart position reflects recent download velocity rather than total install base.

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