OFX Money Transfer vs Dosh
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OFX Money Transfer
Easily send money internationally with this app, offering competitive exchange rates and lower fees than traditional banks. Track your transfers in real-time, access live currency trends, and benefit from 24/7 global support for secure and convenient transactions.
- Fast international money transfers
- Secure platform for funds
- Competitive exchange rates and low fees
- Real-time transfer tracking
- Live rates and currency trends
- 24/7 global support
- Send to 190 countries
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The OFX Money Transfer App is here to help you make fast, secure and simple international money transfers 24/7. We make mobile money easy, so you can keep up with market trends, transfer on-the-go, and track payments wherever you are. Why OFX? The world is moving to mobile money transfers. OFX offers: • Better exchange rates and lower fees compared to the banks • A secure platform to ensure the safety of your funds • Simple registration and transfer within minutes • Transfer tracking • Live rates and currency trends • A global support team available 24/7 • Over AUD $125 billion transferred • Send money to 190 countries in 55+ currencies Join more than 1 million customers who have registered with OFX and make your transfer with us today. We'd love to hear from you! If you have feedback or any ideas on how to improve the app, email us at mobileapps@ofx.com. The OFX Money Transfer App is brought to you by OzForex Limited ABN 65 092 375 703 (trading as “OFX”) and its subsidiaries make no recommendations as to the merits of any financial product referred to in the app, email or its related websites. Past performance is not indicative of future performance. In order to transfer money, you will need to register your account and agree to our Customer Agreement.
Dosh
This app helps you manage your money by allowing you to spend, save, and borrow. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. It offers competitive interest rates on savings and a digital-first approach to borrowing.
- Earn Phone Dollars on spending
- Home loans with bonus rewards
- Competitive savings interest rates
- Digital loan application process
- Track savings goals
- Card spending notifications
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Banking made freak’n easy* Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking. *Dosh is not a registered bank. However, your funds are held at a NZ registered bank. EARN PHONE DOLLARS AND GET THE NEW PHONE YOU WANT, FASTER Spend with the One NZ dosh card and earn Phone Dollars on your everyday spend. Take out a home loan with dosh and get a Phone Dollars bonus towards your next phone upgrade. HOME LOANS THAT GIVE BACK Unlock freak’ n great interest rates on a home loan with dosh —powered by Westpac NZ. Whether you're switching your existing home loan or stepping into your new home, dosh makes the process easy and 100% digital. Plus, earn $1,700 Phone Dollars upon settlement so you can get the new phone you want, faster. Your access to hassle-free borrowing starts here. Apply for a home loan with dosh today. SPEND AND EARN PHONE DOLLARS Spend with the One NZ dosh card and earn 1% back Phone Dollars on your eligible everyday spend. Helping you get to your next interest-free phone faster. Pay with Apple Pay, Tap & Go in store or, shop online at any Visa enabled retailer. You’re in control. Set limits or lock your card any time. Plus get notified every time your One NZ dosh card is used. STRIVE TOWARDS YOUR SAVINGS GOALS Earn an epic interest rate on your savings while you grow your balance. Enjoy unlimited withdrawals with no fees or complicated rules. Set your savings goals and track your progress. Funds are held on trust with an AA- registered bank in New Zealand. Fine print You must be 13+ to use Dosh. See our T&Cs in the Privacy Policy. Visit Dosh.nz Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions. Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac”) and promoted by Dosh. Lending and eligibility criteria and terms and conditions apply. Dosh home loan reward offer has a minimum loan size of $300,000 and eligibility criteria and T&Cs apply. The Phone Dollars reward is provided exclusively by One NZ. Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet
Screenshots
Verdict
The clearest difference is rating: OFX Money Transfer at 4.8 against Dosh's 3.7. OFX Money Transfer also leads on ratings volume (2.6K vs 3). Dosh's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OFX Money Transfer holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: OFX Money Transfer has 2.6K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 58% of OFX Money Transfer's written reviews are positive against 64% of Dosh's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.
| Parameter | OFX Money Transfer | Dosh |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.6K ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 58.4% of reviews | 63.5% of reviews — better |
| Number of ratings | 2.6K — better | 3 |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 116 MB |
| Age rating | 4+ | 12+ |
| Developer | OFX Group Limited | MCA Investments Limited |
Customer experience
OFX Money Transfer
Dosh
User reviews
OFX Money Transfer
From 2.6K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 Easy to use
- 👍 Great customer service
- 👍 Competitive exchange rates
Room to improve
- 🐛 Bugs and glitches
- 🕰️ Slow transfer times
- 💰 Hidden fees
- 👤 Difficult verification process
- 🤖 Poor customer support
Dosh
From 3 App Store ratingsWhat we love
- 👍 Easy to use app
- 💰 Great cashback rewards
- 🏠 Excellent home loan service
- 🚀 Fast and efficient processes
- 💡 Innovative features like Strive and Stashes
Room to improve
- 😞 Cashback capped
- 😠 Partnership with One NZ disliked
- ⏳ Slow bank transfers
- 💳 Cannot reorder or get new cards easily
- 📱 One NZ blocking app
Bugs and requests
OFX Money Transfer
Reported bugs
5 issues- Crashes on login
- Incorrect exchange rates displayed
- Verification issues
- Compatibility problems with newer iOS versions
- Inability to edit recipient details
Requested features
5 requests- Add balance display
- Improve user interface
- Faster transfer speeds
- More currency options
- Ability to pay by debit card
Dosh
Reported bugs
7 issues- App won't run on two devices
- App turned black, causing eye strain
- Login screen freezes
- Incompatible with older devices
- Customer service support is lacking
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- Can't get verified without NZ passport or driver's license
- Requires driver's license for app use
Requested features
18 requests- Support for Apple Pay
- Ability to reorder accounts
- Monthly statements to download or email
- Balance shown after each transaction
- Username and password login option
Show 13 moreShow fewer
- Authenticator app option for login
- Website login option
- Budgeting tools
- Spending graphs
- Bank card option for topping up
- Paid plan for higher cashback limit
- Faster bank transfers
- Option to use for Afterpay payments
- Personalize main account (name and color)
- Pre-save bank accounts for easier deposit
- Option to use overseas with clear fees
- More inclusive verification options for immigrants
- Fix voiceover issues
In-app purchases
OFX Money Transfer
No in-app purchases
Dosh
No in-app purchases
