Kiwibank Mobile Banking vs FixOrFloat

Welcome to your closest branch. Get it done online, no matter where you are, with the Kiwibank mobile app. This is banking at your fingertips. STAY ON TOP OF YOUR FINANCES • View account balances and search your transaction history • Set up Quick Balance and add widgets to your home screen to get your balances at a glance without having to login. • Pay your bills or transfer money to family, friends and others • Manage your payees • Pay tax directly to IRD • If you have a home loan with us, you can refix or switch to a variable rate when it's up for renewal • Set goals using Goal Tracker. • Do your business on the go. View, authorise or delete upcoming payments, including batch and multiple payments MANAGE YOUR ACCOUNT • Change or reset your password • Update your KeepSafe questions • Update your contact and tax details • Send a message using SecureMail • Personalise your accounts with your favourite photos. MANAGE YOUR CARDS • Set up Apple Pay and pay with your phone anywhere contactless is accepted • Set or change a PIN on your cards • Block or unblock your cards • Replace your lost, stolen and damaged cards • Cancel your EFTPOS and debit cards APPLY OR OPEN • Open and manage your everyday or investments accounts • Apply for a credit card • Order an EFTPOS or Visa Debit Card • Join Kiwi Wealth KiwiSaver Scheme. SECURE BANKING • It’s safe, secure, and backed by our internet banking guarantee • Securely access your account with a PIN code or biometric with Touch ID and Face ID on supported devices or • Log in with your Internet Banking password • KeepSafe and two factor authentication provide an extra layer of security GET STARTED Our mobile app is free to download and easy to set up, you just need to be a Kiwibank customer. If you need more information about setting up or using our mobile app, you’ll find answers to frequently asked questions here - https://www.kiwibank.co.nz/contact-us/support-hub/mobile-app/common-questions/ Please let us know what you think about the Kiwibank Mobile Banking app under the Contact Us menu in the app.

The Mortgage Decision Engine for Australian Investors. Stop guessing. FixOrFloat quantifies the opportunity cost of your Australian mortgage structure in seconds. Most calculators sell loans; this one optimizes them. KEY FEATURES: Offset Shield: Visualise the true cash value of your offset account vs. a fixed rate. Break Analysis: Instantly calculate if breaking your contract yields a net profit, factoring in estimated ERA costs. Loyalty Alert: Quantify the "Lazy Penalty" you pay compared to market-leading rates. Rate Modelling: Stress-test your position against future RBA rate shifts. PRIVACY FIRST 100% on-device processing. We never store your loan balance, rates, or offset details. DISCLAIMER: General calculation scenarios only. Not financial advice or an offer of credit. Consult a qualified broker before refinancing.