Reward Card vs Aani
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Reward Card
Convert your loyalty program miles into cash and load them onto a Visa Reward Card. Spend your converted funds instantly online or in-store wherever Visa is accepted. Add your virtual card to Apple Wallet for convenient payments.
- Convert miles to cash
- Load onto Visa Reward Card
- Worldwide online and in-store spending
- Instant conversion
- Add virtual card to Apple Wallet
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Etihad Guest Reward Card allows you to convert your Etihad Guest Miles into cash and load them onto your Visa Reward Card for online and in-store shopping worldwide. You can convert your miles into cash instantly, easily and securely to spend them on whatever you want, wherever Visa cards are accepted. You can now also add your Virtual Reward Card to Apple Wallet (if supported in your country or region) for faster, easier & more convenient payment experience. With this award-winning loyalty app you can find your dream reward on Macy's or Gap, you can pay your bills or spend your miles at your local department store - the possibilities are endless! Wishing you an amazing shopping experience! Your Reward Card Team For more information, please visit https://www.etihad.com/en/spend-miles/spend-points-pay.html?_linkNav=Reward_Card
Aani
This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.
- Instant fund transfers
- Mobile number payments
- QR-code based payments
- Request to pay functionality
- Split payments
- Secure transactions
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Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.
Screenshots
Verdict
The clearest difference is rating: Reward Card at 4.4 against Aani's 3.0. Reward Card also leads on ratings volume (1K vs 11). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Reward Card holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: Reward Card has 1K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 24% of Reward Card's written reviews are positive against 20% of Aani's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | Reward Card | Aani |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1K ratings) — better | 3.0 (11 ratings) |
| Positive reviews | 24.0% of reviews — better | 20.0% of reviews |
| Number of ratings | 1K — better | 11 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 73 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Loylogic AG | Al Etihad Payments |
Customer experience
Reward Card
Aani
Bugs and requests
Reward Card
Reported bugs
3 issues- App crashes on launch or during use
- Login credentials not working as expected
- Reward card not functioning properly
Requested features
3 requests- Allow users to update profile information
- Improve reward card loading and usage options
- Provide better communication on account status and changes
Aani
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Reward Card
No in-app purchases
Aani
No in-app purchases
