HMRC vs AIB Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HMRC
Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.
- Quick secure sign-in
- Check tax code and pay
- Claim tax refunds
- View State Pension details
- Self Assessment payments
- Manage Child Benefit
- Find National Insurance number
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Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes
AIB Authenticator
Enhance your account security with two-factor authentication. This app provides an extra layer of protection for logging in and authorizing important transactions. Easily manage your digital profile and authenticate online purchases for added peace of mind.
- Two-factor authentication (2FA)
- Approve or deny push notifications
- Manage Digital Profile
- Set up or reset digital password
- Authenticate online purchases
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The AIB Authenticator App enables 2FA (second factor authentication) for your AIB account. The App provides an additional layer of security which will allow you to log in or authenticate critical transactions on your account. Once you are set up you simply have to enter your password, and then approve or deny the push notification sent to your phone. Enrolment is easy. Once you download the app follow the steps to register your device. As part of enrolment you may be asked to create a Digital Profile. Your Digital Profile is a representation of identity information and security credentials which will allow us to uniquely identify you so you enjoy our services more securely. Services Available • Manage your Digital Profile • Set up or reset your Digital password • Business cardholders can authenticate online purchases for Debit or Credit card transactions.
Screenshots
Verdict
The clearest difference is review sentiment: HMRC at 48% against AIB Authenticator's 0%. HMRC also leads on rating (4.8 vs 1.0) and ratings volume (604 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HMRC holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: HMRC has 604 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 0% of AIB Authenticator's.
HMRC ships an update monthly, AIB Authenticator every 3 months. The most recent releases landed on October 21, 2026 and October 18, 2026 respectively.
| Parameter | HMRC | AIB Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (604 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 47.9% of reviews — better | 0.0% of reviews |
| Number of ratings | 604 — better | 2 |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 34 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | HMRC | Allied Irish Banks, p.l.c. |
Customer experience
HMRC
AIB Authenticator
Bugs and requests
HMRC
Reported bugs
4 issues- Endless login loops and redirects
- App freezing and becoming unresponsive
- Inconsistent behavior after app updates
- Issues with Face ID and biometric authentication
Requested features
4 requests- Improved notification system for tax updates
- Ability to view and manage tax details in-app
- Better integration with banking apps for payments
- More user-friendly design and navigation
AIB Authenticator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HMRC
No in-app purchases
AIB Authenticator
No in-app purchases
Questions
Is HMRC free?
Is AIB Authenticator free?
Which has better reviews, HMRC or AIB Authenticator?
Do HMRC or AIB Authenticator have ads?
Which is updated more often, HMRC or AIB Authenticator?
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