Comparison

HMRC vs AIB Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMRC

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

Highlights
  • Quick secure sign-in
  • Check tax code and pay
  • Claim tax refunds
  • View State Pension details
  • Self Assessment payments
  • Manage Child Benefit
  • Find National Insurance number
Features
Read full description

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

About

AIB Authenticator

Enhance your account security with two-factor authentication. This app provides an extra layer of protection for logging in and authorizing important transactions. Easily manage your digital profile and authenticate online purchases for added peace of mind.

Highlights
  • Two-factor authentication (2FA)
  • Approve or deny push notifications
  • Manage Digital Profile
  • Set up or reset digital password
  • Authenticate online purchases
Read full description

The AIB Authenticator App enables 2FA (second factor authentication) for your AIB account. The App provides an additional layer of security which will allow you to log in or authenticate critical transactions on your account. Once you are set up you simply have to enter your password, and then approve or deny the push notification sent to your phone. Enrolment is easy. Once you download the app follow the steps to register your device. As part of enrolment you may be asked to create a Digital Profile. Your Digital Profile is a representation of identity information and security credentials which will allow us to uniquely identify you so you enjoy our services more securely. Services Available • Manage your Digital Profile • Set up or reset your Digital password • Business cardholders can authenticate online purchases for Debit or Credit card transactions.

Screenshots

HMRC4 screens
AIB Authenticator4 screens

Verdict

The call

The clearest difference is review sentiment: HMRC at 48% against AIB Authenticator's 0%. HMRC also leads on rating (4.8 vs 1.0) and ratings volume (604 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HMRC holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: HMRC has 604 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 0% of AIB Authenticator's.

UpkeepUpdate frequency

HMRC ships an update monthly, AIB Authenticator every 3 months. The most recent releases landed on October 21, 2026 and October 18, 2026 respectively.

Scorecard5 real differences · 5 level
HMRC versus AIB Authenticator: the parameters behind the verdict, then further details
ParameterHMRCAIB Authenticator
PriceFreeFree
Rating4.8 (604 ratings) — better1.0 (2 ratings)
Positive reviews47.9% of reviews — better0.0% of reviews
Number of ratings604 — better2
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size34 MB40 MB
Age rating4+4+
DeveloperHMRCAllied Irish Banks, p.l.c.

Customer experience

HMRC

All ratings600 ratings
Positive95.2%
Neutral1.7%
Negative3.2%
Written reviews889 reviews
Positive47.9%
Neutral4.8%
Negative47.2%

AIB Authenticator

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews28 reviews
Positive0.0%
Neutral3.6%
Negative96.4%

Bugs and requests

HMRC

Reported bugs

4 issues
  • Endless login loops and redirects
  • App freezing and becoming unresponsive
  • Inconsistent behavior after app updates
  • Issues with Face ID and biometric authentication

Requested features

4 requests
  • Improved notification system for tax updates
  • Ability to view and manage tax details in-app
  • Better integration with banking apps for payments
  • More user-friendly design and navigation

AIB Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HMRC

No in-app purchases

None

AIB Authenticator

No in-app purchases

Questions

Is HMRC free?
HMRC is free to download, with no in-app purchases.
Is AIB Authenticator free?
AIB Authenticator is free to download, with no in-app purchases.
Which has better reviews, HMRC or AIB Authenticator?
HMRC is rated higher. HMRC averages 4.8 out of 5 from 604 ratings, while AIB Authenticator averages 1.0 from 2 ratings.
Do HMRC or AIB Authenticator have ads?
Neither HMRC nor AIB Authenticator shows ads.
Which is updated more often, HMRC or AIB Authenticator?
HMRC ships an update monthly, and AIB Authenticator every 3 months. Most recently, HMRC was updated on October 21, 2026 and AIB Authenticator on October 18, 2026.

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