Comparison

HMRC vs Skipton by invite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMRC

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

Highlights
  • Quick secure sign-in
  • Check tax code and pay
  • Claim tax refunds
  • View State Pension details
  • Self Assessment payments
  • Manage Child Benefit
  • Find National Insurance number
Features
Read full description

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

About

Skipton by invite

Securely manage your mortgage, LISA, or Easy Access accounts on the go. Log in with biometrics or PIN, view statements, check balances, and track transactions. Open new accounts and manage payments with ease.

Highlights
  • Biometric and PIN login
  • View account balances and interest
  • Access statements and documents
  • Track transaction history
  • Open ISA, LISA, and Easy Access accounts
  • Manage mortgage repayments
  • Manage scheduled payments
Features
Read full description

Introducing Skipton by invite app. If you have a mortgage, LISA or Easy Access account, you could be among the first to try it. It gives you secure, convenient access to your accounts anytime, anywhere. We’ll gradually invite more of our members to download this app as we introduce more features. · Log in quickly and securely using fingerprint, face ID, or PIN · View your contact details · Access your statements and important documents · View your account balance, interest details and more · View transaction history · Open easy access, fixed rate bond and ISA accounts · View member rewards and exclusive member rates Mortgage accounts · Sign up directly via the app to access your mortgage accounts. You’ll need your personal email address, mobile number and valid photo ID to get started · View your repayment amount, method, and overpayment allowance · Access Early Repayment Charge details · Get clear information on how to make your mortgage repayment ISA and LISA Accounts · Get clear information on how to pay into your ISA, how to move money between ISA accounts and withdraw Easy access accounts · Get clear information on how to pay into your account and withdraw to nominated account(s). · Manage scheduled payments · Create and view interest statements · Move money between accounts For more information visit https://www.skipton.co.uk/help-and-support/our-app-and-skipton-online/our-new-app The device uses performance cookies for internal purposes to help us improve the app. You can choose to opt out of this at any time in the app settings menu. To read Skipton Building Society’s cookie policy go to https://www.skipton.co.uk/cookie-policy To read Skipton Building Society’s privacy policy go to https://www.skipton.co.uk/privacy-policy Skipton Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey, Skipton, North Yorkshire, BD23 1DN

Screenshots

HMRC4 screens
Skipton by invite4 screens

Verdict

The call

The clearest difference is rating: HMRC at 4.8 against Skipton by invite's 2.0. HMRC also leads on review sentiment (48% vs 15%) and ratings volume (600 vs 3). Skipton by invite's advantage is update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HMRC holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: HMRC has 600 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 15% of Skipton by invite's.

UpkeepUpdate frequency

HMRC ships an update monthly, Skipton by invite fortnightly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
HMRC versus Skipton by invite: the parameters behind the verdict, then further details
ParameterHMRCSkipton by invite
PriceFreeFree
Rating4.8 (600 ratings) — better2.0 (3 ratings)
Positive reviews47.9% of reviews — better14.6% of reviews
Number of ratings600 — better3
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size34 MB140 MB
Age rating4+4+
DeveloperHMRCSkipton Building Society

Customer experience

HMRC

All ratings600 ratings
Positive95.2%
Neutral1.7%
Negative3.2%
Written reviews889 reviews
Positive47.9%
Neutral4.8%
Negative47.2%

Skipton by invite

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews89 reviews
Positive14.6%
Neutral4.5%
Negative80.9%

Bugs and requests

HMRC

Reported bugs

4 issues
  • Endless login loops and redirects
  • App freezing and becoming unresponsive
  • Inconsistent behavior after app updates
  • Issues with Face ID and biometric authentication

Requested features

4 requests
  • Improved notification system for tax updates
  • Ability to view and manage tax details in-app
  • Better integration with banking apps for payments
  • More user-friendly design and navigation

Skipton by invite

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HMRC

No in-app purchases

None

Skipton by invite

No in-app purchases

Questions

Is HMRC free?
HMRC is free to download, with no in-app purchases.
Is Skipton by invite free?
Skipton by invite is free to download, with no in-app purchases.
Which has better reviews, HMRC or Skipton by invite?
HMRC is rated higher. HMRC averages 4.8 out of 5 from 600 ratings, while Skipton by invite averages 2.0 from 3 ratings.
Do HMRC or Skipton by invite have ads?
Neither HMRC nor Skipton by invite shows ads.
Which is updated more often, HMRC or Skipton by invite?
HMRC ships an update monthly, and Skipton by invite fortnightly. Most recently, HMRC was updated on October 16, 2026 and Skipton by invite on October 17, 2026.

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