中国农业银行 vs 鲸鱼
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国农业银行
This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!
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农行掌上银行,您的线上智慧“新银行”!掌银新版本功能更强大,服务更贴心,让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品,贴近县域乡村用户的日常需求,惠民利民。 大字版提供超大字体“一大到底”,精选产品,功能简洁,无弹屏广告,为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务,为特殊客群提供贴心关怀。 全面收支展示分析,“钱从哪来,花在哪里”一目了然。设置预算提醒,超出预算小信封自动提醒。 搜索功能方便易用,支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易,保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠,热门活动精彩来袭!小豆乐园每日答题抽奖,可兑换各类好物,新客更有三重礼,畅享优惠福利多。
鲸鱼
This financial tool offers low-risk investment opportunities for users. It prioritizes data security through advanced encryption and backup systems, backed by legal partnerships and experienced technical teams.
- Low-risk investment focus
- Advanced data encryption
- Redundant data centers
- Legal partnerships
- Experienced technical team
- SSL server certificate authentication
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【鲸鱼介绍】 鲸鱼-鲸鱼金融旗下专注服务低风险投资爱好者的普惠金融新工具,已安全运营四年。 【鲸鱼保障】 数据安全: 1. VeriSign-SSL服务器证书认证体系,高度加密更安全 2. 生产、容灾两个数据中心,彼此同步,互为备份,确保历史数据安全保存 3. 完善的系统安全内部控制制度 法律保障: 1.鲸鱼与知名律所达成战略合作协议 2.《中华人民共和国电子签名法》规定了电子合同具有法律效力 技术保障: 鲸鱼拥有一支银行和大型金融平台开发和运维经验的技术团队。采用世界500强企业中超过93%的企业使用的VeriSign-SSL服务器证书认证体系,采用极高强度的加密和鉴别算法,切实保护用户敏感信息在互联网上的传输。鲸鱼理财率先使用数据库敏感信息字段级加密技术,防止被‘脱裤‘的数据泄漏风险,切实保护好用户数据的私密性。
Screenshots
Verdict
The clearest difference is rating: 中国农业银行 at 4.7 against 鲸鱼's 2.3. 中国农业银行 also leads on ratings volume (11K vs 3) and review sentiment (17% vs 0%). 鲸鱼's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国农业银行 holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: 中国农业银行 has 11K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 17% of 中国农业银行's written reviews are positive against 0% of 鲸鱼's.
中国农业银行 ships an update every 2 months, 鲸鱼 every 3 weeks. The most recent releases landed on November 7, 2026 and November 1, 2026 respectively.
| Parameter | 中国农业银行 | 鲸鱼 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11K ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 17.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 11K — better | 3 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 268 MB | 46 MB |
| Age rating | 4+ | 17+ |
| Developer | 中国农业银行 | Xiamen Jicaishen Network Technology Co. Ltd |
Customer experience
中国农业银行
鲸鱼
Bugs and requests
中国农业银行
Reported bugs
4 issues- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices
Requested features
4 requests- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services
鲸鱼
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中国农业银行
No in-app purchases
鲸鱼
No in-app purchases








