Budgeted vs Budget Chum
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgeted
This app automatically creates your budget based on your savings goals and income. It provides daily and weekly spending plans, tracks your adherence, and predicts your financial future. Manage income, bills, and special purchases with this intuitive budgeting tool.
- Automatic budget creation
- Daily and weekly spending plans
- Financial future prediction
- Income and bill management
- Personalized WishList integration
- Budget adherence tracking
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Creates your budget automatically and shows you your financial future before it happens! 5 STARS "This app is the holy grail!" - Felmont 5 STARS "Wonderfully simple" - olibh76 5 STARS "At last an app to help manage my budget that I can actually understand!" - Evadstoor Ever wondered why budgeting apps seem to make you do all the work? Wouldn't it be more useful if an app could create your budget for you? That's where Budgeted comes in. All Budgeted needs is a period of time to budget for, and the amount you would like to have saved at the end of that period. Budgeted will then create daily and weekly spending plans for you, completely automatically, and tracks your adherence to your budget over time. Simply put, Budgeted handles your finances, while you get on with your life. Once your budget has been created for you, the Budget Health feature analyses your past spending to give you an accurate prediction of how likely you are to be able to keep to your budget. Budget Health gives you the kind of certainty over your financial future never before seen in a budgeting app, and allows you to make smart adjustments to you spending to maximise your budgeting success. As well as all of this, Budgeted also helps you manage your income and bills. This ensures that your budget is created with all of your income and outgoings taken in to account, and helps you to plan ahead with clarity. Budgeted also includes your own personal WishList, to which you can add any special purchases you are planning during your budget period. Budgeted will then adjust your daily and weekly budget to take account of these items, so there's no need to worry about a nasty shock to your finances after buying that special treat. Budgeted has it all taken care of. So what are you waiting for? Download Budgeted today to take back control of your finances, and see just how simple budgeting can be.
Budget Chum
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Meet Budget Chum - the friendly way to budget day by day. Instead of juggling categories and complex rules, Budget Chum focuses on what matters most: what’s safe to spend today. • See your daily budget at a glance and understand how it changes over time • Log expenses and income in seconds with quick actions • Track trends with clean, insightful charts • Keep an eye on subscriptions and recurring payments • Build savings confidently without losing sight of your day-to-day With Budget Chum, every decision gets easier. You’ll always know where you stand, what’s coming up, and how today’s choices help you reach your goals. Key Features • Daily Budget Card: Know exactly what you can spend today - no guesswork. • Safe to Spend: Balance current funds, upcoming payments and goals in one clear signal. • Quick Actions: Add expenses or income fast, adjust balances and jump to common tasks. • Charts & Trends: Understand your spending patterns and progress at a glance. • Subscriptions: Track recurring charges so nothing slips through. • Savings Goals: Set targets and watch your momentum build. • Thoughtful Onboarding: A guided walkthrough highlights the features that matter. • Privacy First: Your data stays yours. Budget Chum turns budgeting into a simple daily habit. It’s fast, clear and encouraging - designed to help you spend confidently and save consistently without the overwhelm. Start your first week with Budget Chum and see how small, confident decisions add up.
Screenshots
Verdict
The clearest difference is price: Budget Chum at Free against Budgeted's $2.99. On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Budget Chum is free to download; Budgeted costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Budgeted ships an update every 6 weeks, Budget Chum every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Budgeted | Budget Chum |
|---|---|---|
| Price | $2.99 | Free — better |
| Positive reviews | 80.0% of reviews | — |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 18.0 |
| Further details — not scored | ||
| Size | 10 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Stephen Anthony | Michael Butler |
In-app purchases
Budgeted
No in-app purchases
Budget Chum
No in-app purchases
Questions
Is Budgeted free?
Is Budget Chum free?
Do Budgeted or Budget Chum have ads?
Which is updated more often, Budgeted or Budget Chum?
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