Rate.am vs AMIO Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rate.am
Access live currency exchange rates from all Armenian banks and exchange points. Save money by finding the best rates, locate nearby branches, and use a built-in calculator for quick conversions. Track rates hourly for business needs.
- Live currency exchange rates
- All Armenian banks and exchange points
- Find best exchange rates
- Locate nearest branches
- Currency calculator
- Central Bank of Armenia rates
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#1 Financial application in Armenia RATE.am is a leading financial services portal in Armenia. Rate.am mobile application is the best iOS app that provides live exchange rates for popular currencies (USD, EUR, RUR, GEL, etc.) from all Armenian banks and majority of Exchange Points! This app helps to: • save money on currency exchange and other financial operations because it moves out a larger share of personal income and earnings of companies • fix deal terms with exchange office and be sure that you will get your transaction done with best exchange rate regardless if it is a US Dollar, Euro, Armenian dram or Russian rubles • have the opportunity to select an optimal finance partners for themselves in the face of banks and currency exchange offices • locate any of the nearest branch • see daily exchange rates for all currencies from Central Bank of Armenia (CBA) • use Currency calculator for easy and fast currency converting Using this app you will get information about the latest exchange rates, find the bank or exchange point offering the best exchange rate, locate nearest branch with the contact info, and many other useful information! If you are doing business, hourly track cash and non-cash exchange rates and accordingly react on rate fluctuations. The online version of the application is the most popular business web site in Armenia, with more than 40,000 visitors per day.
AMIO Mobile
Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.
- Open accounts online
- Manage cards and deposits
- Apply for loans
- Make domestic and international transfers
- Pay bills and loans
- Exchange currency
- Order plastic cards
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Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments
Screenshots
Verdict
The clearest difference is review sentiment: Rate.am at 100% against AMIO Mobile's 20%. Rate.am also leads on rating (4.8 vs 4.0) and ratings volume (302 vs 15). AMIO Mobile's advantage is update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rate.am holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Rate.am has 302 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 100% of Rate.am's written reviews are positive against 20% of AMIO Mobile's.
Rate.am ships an update every 7 months, AMIO Mobile every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | Rate.am | AMIO Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (302 ratings) — better | 4.0 (15 ratings) |
| Positive reviews | 100.0% of reviews — better | 20.0% of reviews |
| Number of ratings | 302 — better | 15 |
| Update frequency | Every 7 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 3 MB | 110 MB |
| Age rating | 4+ | 17+ |
| Developer | Rate.am LLC | AMIO BANK, CJSC |
Customer experience
Rate.am
AMIO Mobile
Bugs and requests
Rate.am
Requested features
1 request- Ability to write in Armenian
AMIO Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Rate.am
No in-app purchases
AMIO Mobile
No in-app purchases
