FNB Direct vs ISB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB Direct
Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.
- Check account transactions and balances
- Manage FNB Debit Card
- Deposit checks
- Transfer money and pay bills
- Locate branches and ATMs
- Access financial education and products
- Secure chat support
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Redefining Convenience in Banking! FNB Direct, First National Bank’s mobile banking app, makes it easier than ever to bank on the go, right from your mobile device. Quickly check account transactions and balances, manage your FNB Debit Card, deposit checks, transfer money, pay your friends (or the bills), and even locate a convenient FNB branch or ATM. Features: Quick and Easy Enrollment: Don’t have online access? Simply download the FNB Direct Mobile Banking app and enroll from your device. After you establish your User ID and Password within Mobile Banking, you can use the same login information to access Online Banking. eStore®: eStore is an innovative digital banking experience that enables you to shop for and buy financial products and services, and access financial education resources. Open a deposit account, apply for a consumer or small business loan or schedule an appointment to meet with one of our banking experts – just add the product to your shopping cart and checkout. You can access eStore from anywhere – via our website, through our mobile app or in branches throughout our footprint. Direct Deposit Switch: With Direct Deposit Switch, you can easily establish or switch your direct deposit securely within our Online and Mobile Banking services. No need to fill out any paper forms. Simply log in and make the switch. It's simple, safe and takes only minutes. Payment Switch: With Payment Switch, you can quickly and easily update your payment methods at top providers like Verizon, Amazon, Netflix, and more. Credit Center: The Credit Center provides you with access to your latest credit score, gives you an understanding of the key factors that impact your score and may even be able to save you money with special offers. Secure Chat Support: Enjoy the convenience of chatting with a Customer Contact Center agent without having to place a call. Simply tap the blue Chat icon in Mobile Banking to get started. Please note that the Chat feature may not be available at all times. CardGuard™: You have the convenience and peace of mind to manage your FNB Debit Card through Online and Mobile Banking. Control where and how your debit card can be used by enabling or disabling your card, setting spending limits by dollar amount, restricting card usage at certain merchants by category and limiting card usage to specific geographic locations. Online Statements: View or download copies of your Online Statements within Mobile Banking. Send Money with Zelle®: With Zelle® and First National Bank, you can use Mobile Banking to quickly and easily send and receive money. Advanced Biometric Security: Securely and conveniently log in with Touch ID® (iPhone 5s or later) or Face ID® (iPhone X or later). View Check Images & Running Balance: You can view the front and back of checks that have cleared your account in addition to seeing your running account balance. Make Deposits: Deposit your check quickly and easily by using the app to take a picture of the front and back of your check; simply enter your deposit information, center the check and we’ll take the picture for you. Actionable Alerts: Customize alerts and notifications to stay on top of account activity in near real-time. Account Information: View up-to-date information about your FNB accounts, including pending transactions. Transfer Money: Transfer money between your FNB accounts. The FNB Direct app is free to install. Message and data rates from your mobile carrier may apply. System availability and response time are subject to market conditions. For general support call our Customer Contact Center at 1-800-555-5455, Monday through Friday from 8:00 AM – 9:00 PM, or Saturday and Sunday from 8:00 AM – 5:00 PM. Member FDIC. Apple is a registered trademark of Apple, Inc. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
ISB
Manage your bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, and pay bills on the go. This service is available 24/7 to enrolled customers.
- Balance Inquiry
- Transaction History
- Fund Transfers
- Bill Payment
- View Checks
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Access your accounts 24/7 with ISB Mobile Banking. ISB Mobile Banking allows you to manage your accounts anywhere, anytime by delivering the power and convenience of our Internet Banking Service to your mobile phone. • Available features include: • Balance Inquiry • Transaction History • Transfer Funds between Accounts • Bill Pay • View checks ISB Mobile Banking is a free service available to ISB customers enrolled in Internet Banking. Your mobile carrier’s text messaging and data rates may apply. Please check your plan for details.
Screenshots
Verdict
FNB Direct and ISB both sit at 4.8 stars, but that hides the real split: 50% of FNB Direct's written reviews are positive against 0% of ISB's. FNB Direct also leads on ads (none vs shown) and ratings volume (51K vs 81). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for FNB Direct against 4.7 for ISB. That said, the two scores are not equally well evidenced: FNB Direct has 51K ratings behind it against 81, so its average is the more settled of the two. Written reviews are what separate them: 50% of FNB Direct's written reviews are positive against 0% of ISB's.
FNB Direct ships an update every 3 months, ISB every 4 months. The most recent releases landed on September 26, 2026 and August 16, 2026 respectively.
| Parameter | FNB Direct | ISB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (51K ratings) — better | 4.7 (81 ratings) |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 51K — better | 81 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 144 MB | 120 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank of Pennsylvania | Investment Savings Bank |
Customer experience
FNB Direct
ISB
Bugs and requests
FNB Direct
Reported bugs
4 issues- Login issues, password reset problems
- Deposit failures due to 'amount mismatch'
- Frequent app crashes and freezes
- Compatibility issues with older devices
Requested features
4 requests- Improve transaction notifications to show details
- Allow IRA contributions directly through the app
- Integrate with more third-party apps like Venmo
- Provide clearer information on loan payments due
ISB
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FNB Direct
No in-app purchases
ISB
No in-app purchases
