Comparison

FNB Direct vs AME Account Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Direct

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

Highlights
  • Check account transactions and balances
  • Manage FNB Debit Card
  • Deposit checks
  • Transfer money and pay bills
  • Locate branches and ATMs
  • Access financial education and products
  • Secure chat support
Features
Read full description

Redefining Convenience in Banking! FNB Direct, First National Bank’s mobile banking app, makes it easier than ever to bank on the go, right from your mobile device. Quickly check account transactions and balances, manage your FNB Debit Card, deposit checks, transfer money, pay your friends (or the bills), and even locate a convenient FNB branch or ATM. Features: Quick and Easy Enrollment: Don’t have online access? Simply download the FNB Direct Mobile Banking app and enroll from your device. After you establish your User ID and Password within Mobile Banking, you can use the same login information to access Online Banking. eStore®: eStore is an innovative digital banking experience that enables you to shop for and buy financial products and services, and access financial education resources. Open a deposit account, apply for a consumer or small business loan or schedule an appointment to meet with one of our banking experts – just add the product to your shopping cart and checkout. You can access eStore from anywhere – via our website, through our mobile app or in branches throughout our footprint. Direct Deposit Switch: With Direct Deposit Switch, you can easily establish or switch your direct deposit securely within our Online and Mobile Banking services. No need to fill out any paper forms. Simply log in and make the switch. It's simple, safe and takes only minutes. Payment Switch: With Payment Switch, you can quickly and easily update your payment methods at top providers like Verizon, Amazon, Netflix, and more. Credit Center: The Credit Center provides you with access to your latest credit score, gives you an understanding of the key factors that impact your score and may even be able to save you money with special offers. Secure Chat Support: Enjoy the convenience of chatting with a Customer Contact Center agent without having to place a call. Simply tap the blue Chat icon in Mobile Banking to get started. Please note that the Chat feature may not be available at all times. CardGuard™: You have the convenience and peace of mind to manage your FNB Debit Card through Online and Mobile Banking. Control where and how your debit card can be used by enabling or disabling your card, setting spending limits by dollar amount, restricting card usage at certain merchants by category and limiting card usage to specific geographic locations. Online Statements: View or download copies of your Online Statements within Mobile Banking. Send Money with Zelle®: With Zelle® and First National Bank, you can use Mobile Banking to quickly and easily send and receive money. Advanced Biometric Security: Securely and conveniently log in with Touch ID® (iPhone 5s or later) or Face ID® (iPhone X or later). View Check Images & Running Balance: You can view the front and back of checks that have cleared your account in addition to seeing your running account balance. Make Deposits: Deposit your check quickly and easily by using the app to take a picture of the front and back of your check; simply enter your deposit information, center the check and we’ll take the picture for you. Actionable Alerts: Customize alerts and notifications to stay on top of account activity in near real-time. Account Information: View up-to-date information about your FNB accounts, including pending transactions. Transfer Money: Transfer money between your FNB accounts. The FNB Direct app is free to install. Message and data rates from your mobile carrier may apply. System availability and response time are subject to market conditions. For general support call our Customer Contact Center at 1-800-555-5455, Monday through Friday from 8:00 AM – 9:00 PM, or Saturday and Sunday from 8:00 AM – 5:00 PM. Member FDIC. Apple is a registered trademark of Apple, Inc. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

About

AME Account Manager

Access your credit union accounts conveniently and securely from your smartphone. Check balances, transfer funds, view transactions, and locate branches or ATMs in real-time.

Highlights
  • Real-time account information
  • Check balances
  • Instant fund transfers
  • View transaction history
  • Locate ATMs and branches
  • Secure mobile access
Features
Read full description

Get all the convenience of Online Banking right from your smartphone. With mobile banking you can access your accounts when you need them from just about anywhere you may be. You can use your mobile phone or device to conveniently and securely access your accounts the way that’s best for you using your iPhone or iPad, or web enabled phone or device With Mobile Banking you can: • Access real-time account information and check balances • Transfer funds instantly to other credit union accounts or loans • View transaction history • Locate ATMs and/or branches near you • It’s safe, convenient and free

Screenshots

FNB Direct4 screens
AME Account Manager3 screens

Verdict

The call

The clearest difference is ratings volume: FNB Direct at 54K against AME Account Manager's 1. AME Account Manager's advantage is update cadence (monthly vs every 3 months) and rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AME Account Manager holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: FNB Direct has 54K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FNB Direct ships an update every 3 months, AME Account Manager monthly. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
FNB Direct versus AME Account Manager: the parameters behind the verdict, then further details
ParameterFNB DirectAME Account Manager
PriceFreeFree
Rating4.8 (54K ratings)5.0 (1 ratings) — better
Positive reviews51.7% of reviews—
Number of ratings54K — better1
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.2 — better
Further details — not scored
Size144 MB100 MB
Age rating4+4+
DeveloperFirst National Bank of PennsylvaniaAttleboro Municipal Employee Federal Credit Union

Customer experience

FNB Direct

All ratings51,482 ratings
Positive95.4%
Neutral1.9%
Negative2.7%
Written reviews267 reviews
Positive51.7%
Neutral7.1%
Negative41.2%

AME Account Manager

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

FNB Direct

Reported bugs

4 issues
  • Login issues, password reset problems
  • Deposit failures due to 'amount mismatch'
  • Frequent app crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve transaction notifications to show details
  • Allow IRA contributions directly through the app
  • Integrate with more third-party apps like Venmo
  • Provide clearer information on loan payments due

AME Account Manager

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Direct

No in-app purchases

None

AME Account Manager

No in-app purchases

Questions

Is FNB Direct free?
FNB Direct is free to download, with no in-app purchases.
Is AME Account Manager free?
AME Account Manager is free to download, with no in-app purchases.
Which has better reviews, FNB Direct or AME Account Manager?
AME Account Manager is rated higher. FNB Direct averages 4.8 out of 5 from 54K ratings, while AME Account Manager averages 5.0 from 1 ratings.
Do FNB Direct or AME Account Manager have ads?
Neither FNB Direct nor AME Account Manager shows ads.
Which is updated more often, FNB Direct or AME Account Manager?
FNB Direct ships an update every 3 months, and AME Account Manager monthly. Most recently, FNB Direct was updated on November 5, 2026 and AME Account Manager on November 3, 2026.

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