FinFit vs Stack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinFit
This app provides employees with educational resources, tools, and financial solutions to achieve financial stability and meet their goals. Earn points through a rewards program for cash and prizes, and access services like personalized assessments, coaching, and money management.
- Personalized financial assessment
- One-on-one financial coaching
- Credit and banking solutions
- Student loan services
- Online money management dashboard
- Budgeting tools and calculators
- Member rewards program
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FinFit offers a wide range of educational resources, tools and financial solutions to assist employees in meeting their financial goals and achieving financial stability. Through the FinFit member rewards program, you’ll earn points that you can redeem for cash and prizes. Here are some of the financial services available: Personalized financial assessment One-on-one financial coaching Credit and banking solutions Student loan services Online money management dashboard Educational tools and resources Individual Insurance Budgeting tools and calculators Coupon vault Disclaimer: Products listed are a representation of FinFit offerings. Not all products are available in all states or to all member companies. FinFit’s Financial Wellness Program, which includes educational content, a financial assessment and a financial dashboard, is free to registered members. Other ancillary services offered may incur fees which will be disclosed prior to entering into any agreements.
Stack
This app gamifies savings with interactive themes and progress tracking. Set unlimited goals, monitor deposits, and celebrate milestones as your wealth grows. Unlock full features with a premium subscription.
- Gamified savings tracker
- Unlimited savings goals
- Visual savings world themes
- Streak and milestone tracking
- Savings insights and analytics
- Shareable milestone cards
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Saving money doesn’t have to feel boring. Stack turns saving into something you can see, celebrate, and actually want to keep doing. Whether you’re saving for a wedding, vacation, new car, emergency fund, dream home, or simply a more secure future, Stack helps you turn big financial goals into small, achievable Money Moves. Every deposit is progress. Every milestone deserves to be celebrated. And every little move gets you closer to the life you’re building. BUILD YOUR STACK Create personalized savings goals and watch your progress grow with every Money Move. See how much you’ve saved, how much is left, and how close you are to your next milestone. MAKE MONEY MOVES Saved $10 by cooking at home? Skipped your coffee run? Got paid and moved $50 into savings? Log it as a Money Move and put it toward the goal that matters to you. Small amounts count here. SET GOALS THAT FEEL POSSIBLE Break big dreams into smaller steps. Create Stacks for things like: • Emergency funds • Vacations • Weddings • A new car • A future home • Gifts • Your next big dream WATCH YOUR STACK WORLD GROW Your savings don't just change a number. As you make progress, your Stack World grows with you, turning your financial progress into something visual and rewarding. TAKE ON SAVINGS CHALLENGES Need a little motivation? Complete challenges like the 7-Day Stack, 10 Money Moves, and other savings challenges designed to help you build consistency without making saving feel overwhelming. COLLECT YOUR WINS Unlock milestones and rewards as your savings grow. Celebrate your first Money Move, first $100, first $1,000, and the bigger milestones waiting ahead. UNLOCK YOUR MONEY ERA Your progress unlocks new avatar icons and collectibles, giving your Stack a little more personality as you grow. Because financial progress can be practical and cute. CELEBRATE YOUR PROGRESS Big milestone? Create a shareable celebration card and give yourself credit for how far you’ve come. You’re not just saving money. You’re building habits, confidence, and a brighter future one little move at a time. Stack it. Track it. Watch it grow.
Screenshots
Verdict
FinFit and Stack both sit at 4.9 stars, but that hides the real split: 100% of Stack's written reviews are positive against 58% of FinFit's. Stack also leads on update cadence (every 2 days vs every 2 months). FinFit's advantage is in-app purchases (none vs 3) and ratings volume (2.9K vs 2). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Stack sells 3 in-app purchases, starting at $0.99 per 7 days. FinFit asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for FinFit against 5.0 for Stack. That said, the two scores are not equally well evidenced: FinFit has 2.9K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 58% of FinFit's written reviews are positive against 100% of Stack's.
FinFit ships an update every 2 months, Stack every 2 days. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.
| Parameter | FinFit | Stack |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (2.9K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 57.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.9K — better | 2 |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 76 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | FinFit Ops LLC | Meaghan Zuttermeister |
Customer experience
FinFit
Stack
Bugs and requests
FinFit
Reported bugs
114 issues- Impossible login
- Security is impossible
- Wait 20 minutes for wrong attempts
- Useless as app
- Keeps getting minimum loan amount
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- Identity verification issues
- Can't get hold of real person
- Customer service unresponsive
- App has been down for days
- Upload glitching out
- Identity verification fails
- Not able to take out another loan
- Wish you didn't have to reverify
- Wish automatic loan after early payment
- Major lag when clicking
- Can't find employer
- Poorly designed app
- Biometric login needs code every time
- App freezes and becomes unresponsive
- Need to close and re-login
- Freezes and becomes unresponsive
- Selfie freezes or cuts off
- On hold for almost an hour
- Customer service can't help
- ID and self pictures didn't match up
- App freezes after few minutes
- Unresponsive after few minutes
- Can't update employment details
- Can't click on payment frequency
- App freezes, won't scroll
- Auto payment didn't work
- Missed payment due to app error
- No way to transfer money out
- App is absolute garbage
- Repeatedly asking for text codes
- Codes delayed or not received
- No account deletion
- Linked accounts spam with 2FA
- Customer support incapable of helping
- Improperly trained support
- No human contact available
- Chat refers to phone, phone refers to chat
- Disconnected after hold
- VISA uses out of country support
- Problem when needed, no human interaction
- No customer service
- Can't get replacement card
- Employment details not verified
- Application resubmitted, have to wait
- Phone call hangs up
- App doesn't work on iPhone 11
- Takes to sign in page repeatedly
- Painfully outdated and frustrating
- No bi-monthly payment option
- Takes forever to load
- Verify every time you click
- Aggravating verification
- Web browser used more often
- App constantly crushes
- Needs improvement for stability
- App hardly runs
- Crashes like crazy
- Hardly loads
- Code verification each login
- 2-factor verification by text doesn't work
- Email verification never loads
- Stuck on transparent black screen
- Needs full-blown upgrade
- Loan service not working for weeks
- Always unresponsive
- Doesn't load most of the time
- Logged out when navigating
- Trivia game fails
- App hiccups during trivia
- Support for app issues is poor
- App needs better UI
- Loan balance higher than expected
- Forget to deduct payment
- Missed late payment on their screw up
- Took 4 days to get someone on phone
- Companies don't stand behind word
- Companies don't take accountability
- Scam
- No option to stretch payments
- Withdrawing money too soon
- Interest charges on small amounts
- Mobile site has no cancel option
- Phone number message: unable to answer
- Don't do business with this company
- Notify coworkers to stay away
- Reaching out to HR
- App doesn't work
- Need answers on why app is down
- Delayed like crazy
- Very poorly designed app
- App freezes and becomes unresponsive
- Incompetent
- Unusable
- Fixes are needed asap
- So aggravating
- Their auto payment didn’t work
- Worst app ever
- NEVER USE THIS
- Is anyone there
- No customer service
- My 2nd Loan Application is Pending
- Doesn’t Work
- No bi monthly?
- I did love this app
- App doesn’t work well
- Glitches, Errors, & More
- Horrible service from the app to support
- Horrible App
- Beware
Requested features
21 requests- Option to stretch loan payments
- Bi-monthly payment option
- Ability to update employment details easily
- Automatic loan approval after early payment
- Dark mode option
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- Advanced analytics dashboard
- More flexible payment plans
- Improved UI/UX for the app
- Better customer service accessibility
- Option to cancel account directly in app
- More robust financial education courses
- Ability to transfer money out to bank easily
- Clearer explanation for loan denials
- More intuitive navigation within the app
- Option to receive 2-factor verification via text
- Ability to use biometric login without repeated codes
- More payment frequency options
- Improved app stability and performance
- Faster loading times
- Easier way to get a replacement card
- Clearer communication on app downtime
Stack
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FinFit
No in-app purchases
Stack
- Stack Premium$0.997 Days
- Stack Premium$4.991 Month
- Stack Premium Yearly$39.991 Year









