GoBank vs BankUnited
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GoBank
This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.
- No surprise fees
- Early direct deposit
- Free ATM network
- Bill pay
- Send money
- Mobile check deposit
- Budgeting tool
Read full descriptionHide full description
Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now! GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY GOBANK? NO SURPRISE FEES Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message. DEPOSIT CASH Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features. Questions about your GoBank account? Call us at the number on the back of your card (24/7 support). Or log in to gobank.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.gobank.com/privacy-policy Technology Privacy Statement: https://m.gobank.com/banking-agreement
BankUnited
Manage your personal finances securely and conveniently on the go. This app offers features like mobile check deposit, bill pay, and money transfers. Stay connected with your accounts and communicate with bank representatives directly through the app.
- Mobile check deposit
- Touch ID/Face ID login
- Bill payment
- Money transfers
- Account balance checks
- Two-way messaging
Read full descriptionHide full description
BankUnited’s safe and secure mobile banking app connects you to your personal checking, savings, certificate of deposit and money market accounts. Go for more with all the features of online banking, plus tools such as mobile check deposit, Touch ID, personal financial management, and much more. Manage your finances on the go today! Key features include: • Securely send and receive money to your family & friends • Log in with Touch ID or Face ID • Pay bills • Deposit checks • Transfer money between your internal and external accounts • Check account balances and search transactions • Set up balance and activity alerts • Secure two-way messaging with a BankUnited representative • Find your nearest BankUnited branch or ATM Are you a BankUnited business banking customer? Search for our BankUnited Biz mobile app, created to work with business online banking. Contact us at (877) 779-2265 if you have any questions.
Screenshots
Verdict
The clearest difference is rating: BankUnited at 4.8 against GoBank's 4.1. BankUnited also leads on review sentiment (53% vs 17%). GoBank's advantage is device support (4 vs 1) and iOS requirement (12.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BankUnited holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 5.3K and 2.1K respectively. Written reviews point the same way: 17% of GoBank's written reviews are positive against 53% of BankUnited's.
GoBank ships an update every 5 weeks, BankUnited monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | GoBank | BankUnited |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (5.3K ratings) | 4.8 (2.1K ratings) — better |
| Positive reviews | 17.1% of reviews | 52.5% of reviews — better |
| Number of ratings | 5.3K — better | 2.1K |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 130 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | Green Dot Corporation | BankUnited |
Customer experience
GoBank
BankUnited
User reviews
GoBank
From 5.3K App Store ratingsWhat we love
- 🚀 Great app to pay and go
- 💡 Ability to stash money and check balance without logging in
- 👍 Convenient for Uber drivers
Room to improve
- 🐛 Frequent app crashes and errors
- 🔒 Inability to access own money due to security issues
- 💰 Many hidden fees and charges
- ⚠️ Unreliable customer service and account management
BankUnited
From 2.1K App Store ratingsWhat we love
- 👍 Ease of use
- 💡 Great design and colors
- 🚀 Efficient app performance
- 👍 Valuable customer service
- 💡 Useful features like mobile deposits and Zelle
Room to improve
- 🐛 Frequent crashes and bugs
- 🔍 Confusing navigation and UI
- 🔍 Lack of important features like Zelle
- 🔍 Difficult to use on larger text sizes
- 🔍 Overly dark background
Bugs and requests
GoBank
Reported bugs
3 issues- Inability to log in or access account
- Disappearing vault and missing money issues
- Unreliable bill pay and money transfer features
Requested features
3 requests- Improved app stability and functionality
- Faster check deposit processing
- Better communication on account changes and fees
BankUnited
Reported bugs
4 issues- Login issues and password reset problems
- Inability to see pending transactions
- Inconsistent app behavior across devices
- Errors when trying to deposit checks
Requested features
4 requests- Add Zelle functionality
- Improve bill pay and transaction visibility
- Provide a more user-friendly interface
- Optimize the app for larger text sizes
In-app purchases
GoBank
No in-app purchases
BankUnited
No in-app purchases
Questions
Is GoBank free?
Is BankUnited free?
Which has better reviews, GoBank or BankUnited?
Do GoBank or BankUnited have ads?
Which is updated more often, GoBank or BankUnited?
Other comparisons















