Commerce Bank for iPhone vs Meritrust Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commerce Bank for iPhone
Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.
- Biometric login
- Mobile check deposit
- Fund transfers
- Bill payment
- Card lock/unlock
- Branch locator
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The Commerce Bank Mobile App is designed to help you manage your finances on the go. - Log in quickly with biometric authentication - Deposit checks, transfer funds and pay bills - Manage push notifications - Lock and unlock cards - Find the nearest Commerce branch - Get help when you need it - And so much more! Mobile Banking from Commerce Bank. Challenge Accepted.(R) To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to the Commerce Bank Mobile App. (see Online Banking Terms and Conditions for full details). You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information. See Mobile Banking Terms and Conditions for full details. Copyright © 2026 Commerce Bancshares, Inc. All rights reserved. Commerce Bank: Member FDIC.
Meritrust Mobile
Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.
- View account balances and transaction history
- Pay bills
- Transfer funds between accounts
- Deposit checks
- Locate branches or ATMs
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Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy
Screenshots
Verdict
Commerce Bank for iPhone and Meritrust Mobile both sit at 4.7 stars, but that hides the real split: 58% of Commerce Bank for iPhone's written reviews are positive against 16% of Meritrust Mobile's. Commerce Bank for iPhone also leads on ratings volume (150K vs 7.8K). Meritrust Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Commerce Bank for iPhone against 4.6 for Meritrust Mobile. That said, the two scores are not equally well evidenced: Commerce Bank for iPhone has 150K ratings behind it against 7.8K, so its average is the more settled of the two. Written reviews are what separate them: 58% of Commerce Bank for iPhone's written reviews are positive against 16% of Meritrust Mobile's.
Commerce Bank for iPhone ships an update every 6 weeks, Meritrust Mobile every 2 months. Both last shipped on October 19, 2026.
| Parameter | Commerce Bank for iPhone | Meritrust Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (150K ratings) — better | 4.6 (7.8K ratings) |
| Positive reviews | 58.4% of reviews — better | 16.0% of reviews |
| Number of ratings | 150K — better | 7.8K |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Commerce Bank | Meritrust Credit Union |
Customer experience
Commerce Bank for iPhone
Meritrust Mobile
User reviews
Commerce Bank for iPhone
From 150K App Store ratingsWhat we love
- 💻 Easy to use
- 📱 Convenient mobile banking
- 🏦 Reliable banking services
- 🔒 Secure app and transactions
- 🚀 Quick mobile deposits
Room to improve
- 🐛 Buggy app updates
- ⏱️ Slow customer service response times
- 🔍 Lack of transparency in account activity
- 💰 Overdraft fees and account issues
- 🤖 Impersonal digital banking experience
Meritrust Mobile
From 7.8K App Store ratingsWhat we love
- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience
Bugs and requests
Commerce Bank for iPhone
Reported bugs
5 issues- App crashes and freezes during use
- Inconsistent account balance display
- Mobile deposit issues with check endorsements
- Login problems and account access restrictions
- Sync issues between app and online banking
Requested features
5 requests- Ability to transfer funds between external accounts
- More detailed transaction history and reporting
- Improved mobile check deposit functionality
- Integration with personal finance management tools
- Seamless login experience across devices
Meritrust Mobile
Reported bugs
3 issues- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts
Requested features
3 requests- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets
In-app purchases
Commerce Bank for iPhone
No in-app purchases
Meritrust Mobile
No in-app purchases
Questions
Is Commerce Bank for iPhone free?
Is Meritrust Mobile free?
Which has better reviews, Commerce Bank for iPhone or Meritrust Mobile?
Do Commerce Bank for iPhone or Meritrust Mobile have ads?
Which is updated more often, Commerce Bank for iPhone or Meritrust Mobile?
Other comparisons
