Austin Bank vs CUTXMOBILE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Austin Bank
Access your bank accounts, check balances, view transactions, and transfer funds on the go. Deposit checks using your phone's camera, pay bills, and manage your debit card. The app offers secure, convenient banking with alerts and direct contact options.
- Account balance checks
- Transaction history viewing
- Fund transfers between accounts
- Mobile check deposit
- Bill payment service
- Debit card management (on/off, limits)
- Transaction alerts and notifications
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Austin Bank’s mobile app allows bank customers who are enrolled in online banking access to their account information from a mobile device. Check account balances, view transaction activity, transfer funds, pay bills and more. The app is easy to use, secure and convenient. FEATURES: • Manage your accounts o Quickly access your account balances with Touch ID or Face ID (only certain devices are eligible to enable this feature) o Review activity and balances in your accounts o Transfer funds between accounts • Deposit funds with ease using your smart phone’s camera • Make payments o Pay your bills with Austin Bank’s bill pay service (requires enrollment) • Open a new account or apply for a loan • Help stay secure o Enable alerts and notifications for transactions, debit card usage, low balances and more o Turn your debit card on or off and set spending limits within the “My Cards” module • Contact Austin Bank o Find bank locations or ATMs o Call Customer Care directly from the app The Austin Bank mobile app uses the same bank-level security that protects online banking. No personal or confidential information is stored on your mobile device. Austin Bank, Member FDIC Jacksonville, Texas
CUTXMOBILE
Manage your finances conveniently and securely on the go. View statements, deposit checks, transfer funds, and pay bills with ease. Monitor your accounts, set alerts, and access branch information anytime, anywhere.
- 24/7 balance checks
- Mobile check deposit
- Funds transfer management
- Transaction history viewing
- Bill payment
- Account alerts
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Bank when it is convenient for you anytime, anywhere! It’s fast and free. Bank securely online anytime, anywhere with the Credit Union of Texas mobile banking application. View statements; deposit checks, transfer money, pay bills. Monitor your account; see account summary and details including balances and transaction history, set alerts and more! • Check balances 24/7 • Deposit Checks • Create, approve, cancel or view funds transfers • View transaction history • Access branch hours and location information • Find ways to maximize your membership • And MORE….
Screenshots
Verdict
The clearest difference is ads: CUTXMOBILE at none against Austin Bank's shown. CUTXMOBILE also leads on update cadence (monthly vs every 4 months). Austin Bank's advantage is iOS requirement (15.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Austin Bank against 4.8 for CUTXMOBILE. Both are backed by a comparable volume of ratings — 5.3K and 11K respectively. Written reviews are what separate them: 43% of Austin Bank's written reviews are positive against 50% of CUTXMOBILE's.
Austin Bank ships an update every 4 months, CUTXMOBILE monthly. Both last shipped on November 6, 2026.
| Parameter | Austin Bank | CUTXMOBILE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5.3K ratings) — better | 4.8 (11K ratings) |
| Positive reviews | 43.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 5.3K | 11K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 133 MB | 198 MB |
| Age rating | 4+ | 4+ |
| Developer | Austin Bank, Texas N. A. | Credit Union of Texas |
Customer experience
Austin Bank
CUTXMOBILE
User reviews
Austin Bank
From 5.3K App Store ratingsWhat we love
- 🚀 Easy banking app
- 💡 Convenient for deposits
- 👍 Great app overall
Room to improve
- 🐛 Frequent login issues
- 🐛 App crashes or doesn't work
- 🐛 Balance not properly updated
- 🐛 Technical difficulties
- 🐛 Unreliable app
CUTXMOBILE
From 11K App Store ratingsWhat we love
- 💳 Easy to deposit checks remotely
- 🕰️ Time-saving mobile banking
- 💻 Excellent website and online banking
- 🤖 Helpful AI chat assistant
- 🏦 Reliable and consistent credit union
Room to improve
- 🔒 Issues with card unlocking
- ⏱️ Slow transaction updates
- 🐛 Bugs and crashes in the app
- 🧭 Difficult to navigate and use
- 🚫 Missing key features like Zelle
Bugs and requests
Austin Bank
Reported bugs
3 issues- App not loading or freezing
- Constant need to re-login
- Incorrect account balance display
Requested features
4 requests- Add Apple Pay or Zelle support
- Improve app layout and design
- Allow viewing statements in-app
- Implement two-factor authentication
CUTXMOBILE
Reported bugs
3 issues- App not compatible with latest iOS versions
- Inconsistent app performance and stability
- Issues with external account transfers
Requested features
4 requests- Bring back mobile check deposits
- Improve Zelle integration and functionality
- Add ability to rename accounts
- Provide real-time transaction updates
In-app purchases
Austin Bank
No in-app purchases
CUTXMOBILE
No in-app purchases
Questions
Is Austin Bank free?
Is CUTXMOBILE free?
Which has better reviews, Austin Bank or CUTXMOBILE?
Do Austin Bank or CUTXMOBILE have ads?
Which is updated more often, Austin Bank or CUTXMOBILE?
Other comparisons
