Comparison

FlexWage vs PNC EarnedIt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FlexWage

Access a portion of your earned wages before payday to cover unexpected expenses. This service is not a loan and funds are available immediately. It helps eliminate overdraft and late payment fees, with automatic deductions on your payday.

Highlights
  • Access earned wages before payday
  • Cover unexpected expenses
  • Eliminate bank overdraft fees
  • View OnDemand Pay balance
  • View company policies
  • Transfer wages
  • View transfer history
Read full description

Your MONEY when YOU need it! FlexWage OnDemand Pay gives you immediate access to a portion of your earned pay before payday. With OnDemand Pay you can access your earned wages and cover unexpected expenses or budget shortfalls. >>> Not a loan >>> Money is available in immediately >>> Eliminate bank overdraft fees, late payment fees, and short-term loans >>> Transferred wages and fees are automatically deducted from your paycheck on payday The FREE mobile app lets you: + See your OnDemand Pay balance details + View your company OnDemand Pay policies + Perform OnDemand Pay transfers + View Your OnDemand Pay transfer history FlexWage OnDemand Pay is an optional, voluntary financial benefit program. Contact your employer to request this must-have financial wellness benefit. A FlexWage account and registration via a participating employer is required. All access and use of this App is subject to and governed by End User License Agreement, Website Rules & Regulations and Privacy Statement. There is no charge from FlexWage, but message and data rates may apply.

About

PNC EarnedIt

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

Highlights
  • Access earned wages before payday
  • Transfer funds to bank account or card
  • Instant or next-day fund delivery
  • View available balance
  • Receive balance change notifications
  • Secure encryption
Features
Read full description

Don’t wait for your earned pay any longer. If your employer is offering PNC EarnedIt, powered by DailyPay, you can transfer a portion of your unpaid earnings to an eligible bank account, debit card, prepaid card, or pay card. Transfer fees apply. Enrollment required. How PNC EarnedIt Works: ● Your available balance builds as you work throughout the week. ● View your available balance and withdraw money in the app (fees apply when making a transfer). ● Depending on your choice, you’ll receive your money in minutes (including weekends and holidays, 24/7/365) or on the next business day. ● Receive your remaining pay on payday, for no additional cost Benefits & Features: ● Access your available balance when you need it. Transfer a portion of your earnings to an eligible bank account, debit card, prepaid card, or pay card. ● Get insights into your available balance. ● Receive notifications of changes to your balance (Third party message and data rates may apply). Safe & Secure: PNC EarnedIt’s infrastructure is maintained by an experienced security and engineering team and uses 256-bit level encryption. Note: PNC EarnedIt powered by DailyPay is an employer-provided benefit. Ask your employer about PNC EarnedIt today!

Screenshots

FlexWage4 screens
PNC EarnedIt4 screens

Verdict

The call

The clearest difference is update cadence: PNC EarnedIt at every 3 weeks against FlexWage's every 6 months. PNC EarnedIt also leads on ratings volume (6K vs 990). FlexWage's advantage is monetization model (free vs free with in-app purchases) and review sentiment (38% vs 27%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FlexWage against 4.8 for PNC EarnedIt. That said, the two scores are not equally well evidenced: PNC EarnedIt has 6K ratings behind it against 990, so its average is the more settled of the two. Written reviews are what separate them: 38% of FlexWage's written reviews are positive against 27% of PNC EarnedIt's.

UpkeepUpdate frequency

FlexWage ships an update every 6 months, PNC EarnedIt every 3 weeks. Both last shipped on September 23, 2026.

Scorecard5 real differences · 5 level
FlexWage versus PNC EarnedIt: the parameters behind the verdict, then further details
ParameterFlexWagePNC EarnedIt
PriceFreeFree
Rating4.8 (990 ratings)4.8 (6K ratings) — better
Positive reviews37.5% of reviews — better27.1% of reviews
Number of ratings9906K — better
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.1
Further details — not scored
Size30 MB112 MB
Age rating4+4+
DeveloperFlexWage SolutionsDAILYPAY INC

Customer experience

FlexWage

All ratings990 ratings
Positive95.3%
Neutral1.3%
Negative3.4%
Written reviews16 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

PNC EarnedIt

All ratings5,813 ratings
Positive95.9%
Neutral1.4%
Negative2.7%
Written reviews85 reviews
Positive27.1%
Neutral4.7%
Negative68.2%

User reviews

FlexWage

From 990 App Store ratings

What we love

  • 🤗 Best thing I've ever signed up for
  • 🦋 Blessings
  • 💰 Great for liquidation and access to your money
  • 🙏 This is the best benefit that we have added two our benefits it really makes life less stressful
  • 💸 Easy, affordable and guilt free, not getting tied up in payday loans is a major benefit for my family and I

Room to improve

  • 🚫 Doesn't work
  • 🔧 Fix
  • 🚨 Fix your app!!!
  • 🕰️ Missing Wages
  • 🔌 Old tech

PNC EarnedIt

From 6K App Store ratings

What we love

  • 🙏 Helpful when needed
  • 💰 Allows early access to earnings
  • 👍 Convenient for managing finances

Room to improve

  • 🐛 App often glitches or freezes
  • ⏱️ Delayed updates and transfers
  • 💸 Charges fees for accessing own money
  • 🤔 Unclear policies and communication

Bugs and requests

FlexWage

Reported bugs

3 issues
  • Requesting transfer doesn't work
  • Unable to connect and transfer money
  • App goes black when trying to transfer money

Requested features

2 requests
  • Improve app functionality
  • Enhance customer support

PNC EarnedIt

Reported bugs

3 issues
  • Login issues and inability to access account
  • Incorrect or missing transaction history
  • Unexpected deductions from paychecks

Requested features

3 requests
  • Improve reliability and consistency of daily pay feature
  • Provide more transparency around fees and policies
  • Enhance customer support responsiveness

In-app purchases

None

FlexWage

No in-app purchases

None

PNC EarnedIt

No in-app purchases

Questions

Is FlexWage free?
FlexWage is free to download, with no in-app purchases.
Is PNC EarnedIt free?
PNC EarnedIt is free to download, with no in-app purchases.
Which has better reviews, FlexWage or PNC EarnedIt?
PNC EarnedIt is rated higher. FlexWage averages 4.8 out of 5 from 990 ratings, while PNC EarnedIt averages 4.8 from 6K ratings.
Do FlexWage or PNC EarnedIt have ads?
Neither FlexWage nor PNC EarnedIt shows ads.
Which is updated more often, FlexWage or PNC EarnedIt?
FlexWage ships an update every 6 months, and PNC EarnedIt every 3 weeks. Most recently, FlexWage was updated on September 23, 2026 and PNC EarnedIt on September 23, 2026.

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