CapEd Mobile Banking vs 1stMIL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CapEd Mobile Banking
Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.
- Deposit checks
- Transfer money
- Pay bills
- Apply for loans
- Aggregate external accounts
- Update personal information
- Secure transactions
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Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.
1stMIL
This finance app helps users track their monthly net income and spending habits. It features a projection model to assess millionaire status and visual pie charts for expense breakdown, simplifying budgeting.
- Monthly net income tracking
- Millionaire projection model
- Expense breakdown via pie charts
- Simplified budgeting tools
- Visual spending analysis
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Budgeting App - Are you on track to be a millionaire? Do you know your monthly net? Do you know where your money is going? Designed to make budgeting easier than ever before. Projection model to see if you are on track to be a millionaire. Pi Charts to see visually where your money is going.
Screenshots
Verdict
The clearest difference is ratings volume: CapEd Mobile Banking at 14K against 1stMIL's 1. 1stMIL's advantage is review sentiment (100% vs 87%) and iOS requirement (13.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
1stMIL holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CapEd Mobile Banking has 14K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 87% of CapEd Mobile Banking's written reviews are positive against 100% of 1stMIL's.
CapEd Mobile Banking ships an update monthly, 1stMIL every 3 weeks. The most recent releases landed on October 30, 2026 and October 19, 2026 respectively.
| Parameter | CapEd Mobile Banking | 1stMIL |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (14K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 87.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 14K — better | 1 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 129 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Educators Federal Credit Union | Josiah Savino |
Customer experience
CapEd Mobile Banking
1stMIL
Bugs and requests
CapEd Mobile Banking
Reported bugs
3 issues- Mobile check deposit issues
- App not working after recent updates
- Facial recognition feature not functioning
Requested features
4 requests- Notification for account deposits/withdrawals
- Faster transfer times between accounts
- Ability to set budgets and track spending within the app
- Improved mobile check deposit functionality
1stMIL
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CapEd Mobile Banking
No in-app purchases
1stMIL
No in-app purchases
Questions
Is CapEd Mobile Banking free?
Is 1stMIL free?
Which has better reviews, CapEd Mobile Banking or 1stMIL?
Do CapEd Mobile Banking or 1stMIL have ads?
Which is updated more often, CapEd Mobile Banking or 1stMIL?
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