Comparison

万得基金 vs 理财魔方

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

万得基金

Features
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万得基金,与财富相伴,为梦想安家! 万得基金作为Wind旗下基金销售平台,拥有证监会核准的基金销售持牌机构。万得基金依托Wind在金融数据领域的深厚基础,凭借强大的数据分析、专业的投研、先进的科技创新实力,为广大投资者提供了全方位的投研、交易、管理服务。 在这里,您可以拥有: •全球领先的金融数据资讯; •专业独家的投资研究成果; •全市场优选的投顾服务方; •丰富的产品,优惠的费率; •安全、稳定、便捷、高效的基金交易服务; •智能、互联、优质的数字融合金融生态圈。 【特色服务】 1. 更省:全场基金申购费率0折起; 2. 更快:3分钟极速开户即可快速交易; 3. 更多:覆盖全品类基金,基金代销数量超17000只,同200多家公募及私募管理人建立了合作关系; 4. 更好:7*24小时全天候客服服务。 【功能亮点】 1. AI小万:您的AI财富管家,融合人工智能与投资理财,有问必答; 2. 万得智配:使用先进大类资产配置模型,3步定制您的专属投资方案; 3. 甄选投顾:全市场甄选优秀投资顾问入驻,让您享受专人服务; 4. 万得钱包:随时取现,每日生息,是您闲钱打理的好选择; 5. 全账户:您可以将多平台基金持仓导入,实现一个账户管理和分析全部持仓。 6. 账户分析:穿透持仓资产分布,全面分析投资组合,帮助您全面了解自身的投资状况,优化投资策略,实现投资收益的最大化。 【安全保障】 1. 持牌机构:基金业协会会员,接受证监会监管; 2. 资金监管:浦发银行全程资金监管; 3. 同卡进出:资金同卡进出,保障交易安全。 【联系我们】 如果您对基金投资或APP使用有任何问题,欢迎联系我们。 客服电话:021-50712782 客服邮箱:gr.fund@520fund.com.cn

About

理财魔方

This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.

Highlights
  • Global asset allocation
  • AI-powered investment algorithms
  • Risk control optimization
  • Personalized investment customization
  • Family asset management
  • Intelligent trading management
Features
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理财魔方是全球化智能基金投顾平台。自2014年成立以来,理财魔方以全球资产配置为手段,智能算法为核心,优化风险控制,致力于打造智能、专业、理性的全球化智能基金投顾平台,为投资者提供更好的投资体验。平台成立至今,经历多轮市场波动,累计基金交易超1300 亿。 理财魔方与20+主流基金投顾机构和110+公募基金公司合作,为个人投资者和机构提供全球化视野理财和投资机会,可投资全球超过12个主流国家/地区的42类资产。 借助专业的AI算法,理财魔方已实现基金投顾服务全流程的智能化升级,满足投资者个性化定制、家庭资产配置、风险控制和交易管理,通过全球化资产配置降低单一市场波动影响,让客户拥有更好的投资体验。(算法模型基于历史数据训练,不构成投资建议,投资有风险,过往业绩不代表未来收益。)

Screenshots

万得基金4 screens
理财魔方4 screens

Verdict

The call

The clearest difference is update cadence: 理财魔方 at weekly against 万得基金's every 2 months. 理财魔方 also leads on review sentiment (100% vs 81%) and rating (5.0 vs 4.8). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

理财魔方 holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 16 and 8 respectively. Written reviews point the same way: 81% of 万得基金's written reviews are positive against 100% of 理财魔方's.

UpkeepUpdate frequency

万得基金 ships an update every 2 months, 理财魔方 weekly. The most recent releases landed on September 4, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
万得基金 versus 理财魔方: the parameters behind the verdict, then further details
Parameter万得基金理财魔方
PriceFreeFree
Rating4.8 (16 ratings)5.0 (8 ratings) — better
Positive reviews81.0% of reviews100.0% of reviews — better
Number of ratings16 — better8
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.011.0 — better
Further details — not scored
Size112 MB129 MB
Age rating17+4+
DeveloperShanghai Wind Investment Management Co.,Ltd玄元保险代理有限公司

Customer experience

万得基金

All ratings16 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews21 reviews
Positive81.0%
Neutral0.0%
Negative19.0%

理财魔方

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

万得基金

No in-app purchases

None

理财魔方

No in-app purchases

Questions

Is 万得基金 free?
万得基金 is free to download, with no in-app purchases.
Is 理财魔方 free?
理财魔方 is free to download, with no in-app purchases.
Which has better reviews, 万得基金 or 理财魔方?
理财魔方 is rated higher. 万得基金 averages 4.8 out of 5 from 16 ratings, while 理财魔方 averages 5.0 from 8 ratings.
Do 万得基金 or 理财魔方 have ads?
Neither 万得基金 nor 理财魔方 shows ads.
Which is updated more often, 万得基金 or 理财魔方?
万得基金 ships an update every 2 months, and 理财魔方 weekly. Most recently, 万得基金 was updated on September 4, 2026 and 理财魔方 on September 17, 2026.

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