理财魔方 vs ETF组合宝
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
理财魔方
This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.
- Global asset allocation
- AI-powered investment algorithms
- Risk control optimization
- Personalized investment customization
- Family asset management
- Intelligent trading management
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理财魔方是全球化智能基金投顾平台。自2014年成立以来，理财魔方以全球资产配置为手段，智能算法为核心，优化风险控制，致力于打造智能、专业、理性的全球化智能基金投顾平台，为投资者提供更好的投资体验。平台成立至今，经历多轮市场波动，累计基金交易超1300 亿。 理财魔方与20+主流基金投顾机构和110+公募基金公司合作，为个人投资者和机构提供全球化视野理财和投资机会，可投资全球超过12个主流国家/地区的42类资产。 借助专业的AI算法，理财魔方已实现基金投顾服务全流程的智能化升级，满足投资者个性化定制、家庭资产配置、风险控制和交易管理，通过全球化资产配置降低单一市场波动影响，让客户拥有更好的投资体验。（算法模型基于历史数据训练，不构成投资建议，投资有风险，过往业绩不代表未来收益。）
ETF组合宝
Learn to invest in ETFs with automated trading strategies created by experts. This app helps beginners understand stock trading, asset allocation, and industry rotation for low-risk investing. It offers real-time performance analysis and simulated trading to build confidence.
- Automated ETF trading strategies
- Expert-created quantitative strategies
- Performance statistics and analysis
- Simulated trading for learning
- AI-recommended rotating industries
- Real-time ETF holdings analysis
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一键订阅高手创建的ETF量化交易策略，还有强大的绩效统计分析功能，帮助你从实战中学习怎么炒股，如何配置资产组合，如何进行行业轮动，让小白也能成为专业的理财达人，做一个精明的低风险投资者。 所有量化策略都是自动化运行，当策略需要调仓，会提前发送提醒通知，通过实盘模拟学习，让你轻松进行ETF基金投资，是你学习股票基金和投资理财路上的好帮手。目前已有众多高手宽客参与创建的海量策略可供参考。 特色功能还包括创建模拟组合、十大AI推荐轮动行业ETF、ETF最新实时持仓分析，指数相关ETF，以及查看个股相关ETF等功能，等待你来挖掘。
Screenshots
Verdict
The clearest difference is rating: 理财魔方 at 5.0 against ETF组合宝's 3.8. 理财魔方 also leads on in-app purchases (none vs 3) and review sentiment (100% vs 81%). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ETF组合宝 sells 3 one-off in-app purchases. 理财魔方 asks for nothing beyond the download.
理财魔方 holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 8 and 4 respectively. Written reviews point the same way: 100% of 理财魔方's written reviews are positive against 81% of ETF组合宝's.
理财魔方 ships an update weekly, ETF组合宝 every 3 weeks. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.
| Parameter | 理财魔方 | ETF组合宝 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) — better | 3.8 (4 ratings) |
| Positive reviews | 100.0% of reviews — better | 80.6% of reviews |
| Number of ratings | 8 — better | 4 |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 129 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | 玄元保险代理有限公司 | Shenzhen Toushi Technology Co., Ltd. |
Customer experience
理财魔方
ETF组合宝
In-app purchases
理财魔方
No in-app purchases
ETF组合宝
- 1个月会员$12.99
- 3个月会员$30.49
- 1年会员$82.99
