Comparison

HMP Restaurant vs Bluevine

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMP Restaurant

Process credit card payments securely and affordably from your mobile device. This app offers a comprehensive solution for accepting various transaction types, even offline, with detailed reporting and 24/7 customer support.

Highlights
  • Secure credit card processing
  • Accept major credit cards
  • Offline payment processing
  • Detailed transaction reports
  • Electronic signature capture
  • 24/7 live customer support
Read full description

Description Accept credit cards anywhere, securely and reliably, for less, with the Heartland Mobile Payments app. Begin processing credit card payments right through your iPhone, iPad or iPod Touch without paying additional set-up, monthly service, gateway or transaction fees. • Secure – All card data is encrypted as it’s swiped, then securely sent to Heartland for authorization, so sensitive card data is never stored on your mobile device or transmitted in the clear. • Cost-Effective – Get everything you need from one source with no middlemen, outside gateways or third party providers to increase your costs. • Reliable – Accept payments even when you are in areas without Wi-Fi access or cellular service, using our Store & Forward feature. • Comprehensive – Process card present, card not present (mail order, telephone order), voice authorization and other transaction types properly, minimizing time and cost while eliminating aggravation. With the Heartland Mobile Payments app, you get the first truly comprehensive mobile payment solution developed by a payments processor. In order to use the Heartland Mobile Payment app, a Heartland merchant account is required. *** FEATURES *** • Accept payments via secure card swipe or keyed entry • Process all major credit cards, corporate cards and Heartland gift cards • Customizable email receipts for your customers • Optional portable Bluetooth receipt printer • Access detailed reports on your mobile device, or through Heartland’s InfoCentral reporting portal • Electronic signature capture • Add photos of purchased goods • Record location of purchases • Live customer support available 24/7/365 • • Dedicated local sales representative *** GETTING STARTED *** Getting started is easy. Just download the free Heartland Mobile Payment app and contact Heartland to setup a merchant account and obtain your Heartland encrypted card reader. Learn more at HeartlandPaymentSystems.com or email HeartlandMobilePayments@e-hps.com

About

Bluevine

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Highlights
  • Digital business checking account
  • Manage cash flow and transactions
  • Pay bills and deposit checks
  • Earn competitive interest on balances
  • No monthly or overdraft fees
  • Create up to 20 sub-accounts for budgeting
  • FDIC insured up to $3,000,000
Features
Read full description

Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone. EARN MORE INTEREST * Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans. NO MONTHLY FEES Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements. BUDGET BETTER WITH MULTIPLE ACCOUNTS You can now manage up to 50 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.*** BANK FROM ANYWHERE Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.**** ADVANCED SECURITY Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it. For more information, visit https://www.bluevine.com/ccbx-checking-agreement/ BLUEVINE IN THE NEWS “No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive LEGAL DISCLOSURES Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/ Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html *Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account. **No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/. ***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. ****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.

Screenshots

HMP Restaurant4 screens
Bluevine4 screens

Verdict

The call

The clearest difference is rating: Bluevine at 4.6 against HMP Restaurant's 1.9. Bluevine also leads on ratings volume (4.3K vs 14) and update cadence (fortnightly vs every 2 months). HMP Restaurant's advantage is device support (3 vs 1) and iOS requirement (9.0 vs 17.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bluevine holds the better App Store score, 4.6 against 1.9. That said, the two scores are not equally well evidenced: Bluevine has 4.3K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 17% of HMP Restaurant's written reviews are positive against 20% of Bluevine's.

UpkeepUpdate frequency

HMP Restaurant ships an update every 2 months, Bluevine fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
HMP Restaurant versus Bluevine: the parameters behind the verdict, then further details
ParameterHMP RestaurantBluevine
PriceFreeFree
Rating1.9 (14 ratings)4.6 (4.3K ratings) — better
Positive reviews16.7% of reviews20.2% of reviews — better
Number of ratings144.3K — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS9.0 — better17.4
Further details — not scored
Size22 MB137 MB
Age rating4+4+
DeveloperHeartland Payment Systems, Inc.Bluevine Capital

Customer experience

HMP Restaurant

All ratings14 ratings
Positive14.3%
Neutral14.3%
Negative71.4%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Bluevine

All ratings4,327 ratings
Positive91.1%
Neutral2.2%
Negative6.7%
Written reviews198 reviews
Positive20.2%
Neutral4.5%
Negative75.3%

Bugs and requests

HMP Restaurant

Not enough reviews yet to summarise bugs or requests.

Bluevine

Reported bugs

3 issues
  • Mobile check deposit failures
  • Inconsistent app performance
  • Account access and login problems

Requested features

4 requests
  • Faster check deposit processing
  • Improved customer support and communication
  • Seamless integration with other financial apps
  • Expanded deposit and withdrawal options

In-app purchases

None

HMP Restaurant

No in-app purchases

None

Bluevine

No in-app purchases

Questions

Is HMP Restaurant free?
HMP Restaurant is free to download, with no in-app purchases.
Is Bluevine free?
Bluevine is free to download, with no in-app purchases.
Which has better reviews, HMP Restaurant or Bluevine?
Bluevine is rated higher. HMP Restaurant averages 1.9 out of 5 from 14 ratings, while Bluevine averages 4.6 from 4.3K ratings.
Do HMP Restaurant or Bluevine have ads?
Neither HMP Restaurant nor Bluevine shows ads.
Which is updated more often, HMP Restaurant or Bluevine?
HMP Restaurant ships an update every 2 months, and Bluevine fortnightly. Most recently, HMP Restaurant was updated on November 6, 2026 and Bluevine on November 7, 2026.

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