Malaysia Home Loan Calculator vs AmOnline
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Malaysia Home Loan Calculator
This offline calculator helps Malaysian home buyers and investors estimate loan repayments, legal fees, stamp duties, and EPF withdrawals. It provides detailed amortization schedules and the latest property news for informed decision-making.
- Home loan repayment calculation
- Amortization schedule (monthly/yearly)
- Legal fee calculation (S&P, loan)
- Stamp duty calculation (S&P, loan)
- EPF withdrawal calculator
- Fully offline functionality
- Property news updates
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Malaysia Home Loan Calculator is designed for Malaysia home buyers or foreign property investors based on the latest rules and regulations in Malaysia. It is the first all-in-one offline home loan calculator for Malaysia, which includes loan repayment calculation, amortization schedule by year and month, legal fee calculation, Sales and Purchase agreement and loan agreement stamp duty calculation and EPF withdrawal calculator. It also provides the latest property news for reference. Features: Home loan calculator: 1. Calculate monthly repayment, total payment and total interest paid based on the loan amount, interest and length of mortgage 2. Detail amortization schedule on a monthly and yearly basis is provided as well, which shows the principal paid, interest paid and balance for each month Legal fee calculator: 1. Calculate S&P agreement and loan agreement legal fee based on property price and loan amount 2. Calculate S&P stamp duty based on property price 3. Calculate loan stamp duty based on the loan amount 4. Calculate the total legal fee and stamp duty required based on property price and loan amount EPF withdrawal calculator: 1. Calculate eligible funds that can be withdrawn based on property price, loan amount and balance in the account Other: 1. Fully offline for all calculators, no Internet connection is required Email: myhomeloancalculator@agmostudio.com Facebook: https://www.facebook.com/AgmoHoldingsBerhad/ Disclaimer: We have made every effort to ensure the accuracy and correctness of the calculations, contents, information or data contained in this app. However, we do not represent or warrant the truth, accuracy, completeness and correctness of the same. We accept no liability for loss or damage suffered or incurred by you or your estate as a result of your reliance on the material in this app or howsoever arising from the use of the information or material presented herein. This app is intended for general awareness purposes only and should not amount to any form of advice.
AmOnline
Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.
- Quick balance checks
- Money transfers and bill payments
- Apply for new financial products
- Link loyalty programs (BonusLink)
- Manage ASNB and Tabung Haji accounts
- Enhanced security features (AmSecure, Kill Switch)
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AmOnline is the only mobile banking app you need to manage your finances and everyday banking conveniently. With strong focus on security, your money is safe with us. -- Banking with AmOnline QUICK BALANCE Discreetly check your balance anytime, anywhere. SEARCH ASSISTANT Search for the features you need. QUICK ACTIONS Transfer money, pay bills, AmSecure Authorisation and more at your fingertips. DUITNOW Use DuitNow as a convenient way to send, request, and receive money instantly via any DuitNow ID. APPLY FOR SERVICES Apply for new products easily, whether you want to save, invest, borrow or insure/protect on the new AmOnline. -- More than Banking BONUSLINK Link your BonusLink membership to AmOnline. Convert your BonusLink Points to cash instantly. ASNB Link your ASNB account to AmOnline so you can purchase, top up and keep track of your ASNB funds. TABUNG HAJI Plan your Hajj with ease by linking your Tabung Haji account to AmOnline. Track your savings progress and Hajj status. -- Better Security AMSECURE & DEVICE BINDING We keep your money safe and ensure only you can approve transactions from a single device. COOLING-OFF PERIOD A 12-hour cooling-off period applies when you log in for the first time on a new device. KILL SWITCH Suspect fraud? Instantly suspend your AmOnline and AmBank cards.
Screenshots
Verdict
The clearest difference is review sentiment: Malaysia Home Loan Calculator at 85% against AmOnline's 14%. AmOnline's advantage is update cadence (every 3 weeks vs every 9 months) and rating (5.0 vs 4.7). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AmOnline holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews complicate that: 85% of Malaysia Home Loan Calculator's written reviews are positive against 14% of AmOnline's, so the app with the better star average is not the one people write more warmly about.
Malaysia Home Loan Calculator ships an update every 9 months, AmOnline every 3 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | Malaysia Home Loan Calculator | AmOnline |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 84.9% of reviews — better | 14.3% of reviews |
| Number of ratings | 3 | 5 — better |
| Update frequency | Every 9 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 68 MB | 140 MB |
| Age rating | 4+ | 4+ |
| Developer | Agmo Studio Sdn. Bhd. | AmBank (M) Berhad |
Customer experience
Malaysia Home Loan Calculator
AmOnline
In-app purchases
Malaysia Home Loan Calculator
No in-app purchases
AmOnline
No in-app purchases
Questions
Is Malaysia Home Loan Calculator free?
Is AmOnline free?
Which has better reviews, Malaysia Home Loan Calculator or AmOnline?
Do Malaysia Home Loan Calculator or AmOnline have ads?
Which is updated more often, Malaysia Home Loan Calculator or AmOnline?
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