Comparison

Райффайзен Онлайн Банк Россия vs Тройка. Пополни без комиссии

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Райффайзен Онлайн Банк Россия

Manage your finances, make secure payments, and transfer money with this mobile banking app. It offers features like currency exchange, opening new products, and expense tracking. Access a full bank branch in your pocket for 24/7 convenience.

Highlights
  • Manage accounts and cards
  • Secure payments and money transfers
  • Currency exchange
  • Open new products
  • Control expenses
  • Online consultation with bank employees
  • QR code scanning for transfers
Read full description

Open a Cashback debit card with free service in Raiffeisen Online. Using Raiffeisen Online mobile app, you can manage your accounts and cards, make secure payments and money transfers, exchange currency, open new products, control expenses and get direct online consultation with Bank employees. This is a whole bank branch in your pocket, ready to solve your daily tasks. Simple. Convenient. 24/7. Download and manage your personal finance wherever and whenever you want. Main screen • balances of your products • personalized customization • favorite transaction templates • managed list of accounts and cards: adding and hiding of products • quick access to transactions history, forms of payments and transfers, chat, app settings Payments and transfers • transfers by phone number to Raiffeisen Bank customers and participants of the Quick Payment System (Alfa-Bank, Tinkoff, VTB, and many others) • free transfers to Raiffeisen Bank cards from cards of other banks • quick transfers between your accounts, within the Bank, and to other banks • convenient card-to-card transfers to any Russian bank • free-of-charge payments for various services (mobile, Internet, TV) Products management • online opening of new accounts, debit cards and insurance programs • ordering documents and certificates • favorable exchange rates for transfers between your accounts • card PIN code change in case of loss or theft Payments of utilities, tax arrears, traffic and parking fines • commission-free payments of fines, tax debts, and housing services by Personal Account Number (ELS) • easy payment of accruals • searching for tax arrears by INN (TIN) • subscription to notifications about new bills and accruals Extra features • templates for transfers — you don’t have to fill up details again • automatic payments • QR code scanning for automatically filling up the transfer details • access to online banking for the additional cardholders Information Services • online chat with Bank employees • searching of nearest branches and ATMs • history of incoming SMS and push notifications • individual offers from the Bank, special offers and discounts from our partners • Expenses Accounting Service service for analyzing your spending Be successful with Raiffeisen Online without borders. All you need is the internet. Cashback card Loyalty program: https://www.raiffeisen.ru/static/common/CCard-images/cashback-card-rules.pdf Tariffs for bank cards service: https://www.raiffeisen.ru/common/img/uploaded/files/retail/cards/Tariffs_Debit_Cards_walk-in_rus_current_cards.pdf All tariffs: https://www.raiffeisen.ru/tariffs/ The best mobile bank 2023 among available on the App Store by Go Banking Awards 2023: https://goahead.ai/goawards/gobanking2023/ Support: info@raiffeisen.ru, +7 495 775-52-03 (Moscow), 8 800 700-00-72 (toll-free calls within Russia except for Moscow district) or contact us anytime via online chat. © Copyright 2003–2024 «Raiffeisenbank» CBR License №3292 from 17.02.2015

About

Тройка. Пополни без комиссии

Easily top up your Troika transport card without any commission using your bank card. Avoid queues and top up anytime, anywhere. Simply enter your card number and bank details, then activate the top-up on a validator.

Highlights
  • Commission-free top-ups
  • Supports Visa, MasterCard, Maestro, MIR
  • Top up anytime, anywhere
  • Activate top-up on validators
  • Avoid queues
Features
Read full description

Пополнение счёта карты «Тройка» БЕЗ КОМИССИИ. Пополнить транспортную карту «Тройка» быстро и без комиссии можно в любом месте и в любое время при помощи банковской карты MasterCard, Maestro, Visa и МИР. Чтобы пополнить баланс «Тройки», достаточно указать ее номер и реквизиты вашей банковской карты в приложении. Не тратьте ни минуты на ожидание в очередях в кассы и к терминалам метро! ВНИМАНИЕ! Как работает пополнение 1. Пополните карту Тройка в приложении
 2. Активируйте пополнение: *В метро: поднесите карту к терминалу и выберите "Удаленное пополнение". В наземном транспорте: поднесите карту к валидатору и нажмите кнопку справа на аппарате. *Удерживайте карту до появления надписи об успешной записи удаленного пополнения. Такая работа обусловлена устройством карты Тройка. Ваше пополнение хранится не на лицевом счёте, как на банковской карте, а на самой карте Тройка. Поэтому пополнение необходимо записать через терминал.

Screenshots

Райффайзен Онлайн Банк Россия4 screens
Тройка. Пополни без комиссии4 screens

Verdict

The call

The clearest difference is review sentiment: Райффайзен Онлайн Банк Россия at 84% against Тройка. Пополни без комиссии's 8%. Райффайзен Онлайн Банк Россия also leads on rating (4.8 vs 2.2) and ads (none vs shown). Тройка. Пополни без комиссии's advantage is iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Райффайзен Онлайн Банк Россия holds the better App Store score, 4.8 against 2.2. That said, the two scores are not equally well evidenced: Райффайзен Онлайн Банк Россия has 1.7K ratings behind it against 62, so its average is the more settled of the two. Written reviews point the same way: 84% of Райффайзен Онлайн Банк Россия's written reviews are positive against 8% of Тройка. Пополни без комиссии's.

UpkeepUpdate frequency

Райффайзен Онлайн Банк Россия ships an update every 10 days, Тройка. Пополни без комиссии every 4 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard7 real differences · 3 level
Райффайзен Онлайн Банк Россия versus Тройка. Пополни без комиссии: the parameters behind the verdict, then further details
ParameterРайффайзен Онлайн Банк РоссияТройка. Пополни без комиссии
PriceFreeFree
Rating4.8 (1.7K ratings) — better2.2 (62 ratings)
Positive reviews84.4% of reviews — better7.9% of reviews
Number of ratings1.7K — better62
Update frequencyEvery 10 days — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size457 MB25 MB
Age rating4+4+
DeveloperRaiffeisenbank RussiaIntervale

Customer experience

Райффайзен Онлайн Банк Россия

All ratings1,746 ratings
Positive95.2%
Neutral0.7%
Negative4.0%
Written reviews665 reviews
Positive84.4%
Neutral2.7%
Negative12.9%

Тройка. Пополни без комиссии

All ratings62 ratings
Positive29.0%
Neutral3.2%
Negative67.7%
Written reviews89 reviews
Positive7.9%
Neutral2.2%
Negative89.9%

Bugs and requests

Райффайзен Онлайн Банк Россия

Reported bugs

3 issues
  • Login screen freezes
  • Inability to see chat messages
  • Debit account selection issues

Requested features

4 requests
  • Add back gesture navigation
  • Improve transaction templates and repetition
  • Introduce dark mode option
  • Provide more personalized offers and recommendations

Тройка. Пополни без комиссии

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Райффайзен Онлайн Банк Россия

No in-app purchases

None

Тройка. Пополни без комиссии

No in-app purchases

Questions

Is Райффайзен Онлайн Банк Россия free?
Райффайзен Онлайн Банк Россия is free to download, with no in-app purchases.
Is Тройка. Пополни без комиссии free?
Тройка. Пополни без комиссии is free to download, with no in-app purchases.
Which has better reviews, Райффайзен Онлайн Банк Россия or Тройка. Пополни без комиссии?
Райффайзен Онлайн Банк Россия is rated higher. Райффайзен Онлайн Банк Россия averages 4.8 out of 5 from 1.7K ratings, while Тройка. Пополни без комиссии averages 2.2 from 62 ratings.
Do Райффайзен Онлайн Банк Россия or Тройка. Пополни без комиссии have ads?
Тройка. Пополни без комиссии shows ads; Райффайзен Онлайн Банк Россия does not.
Which is updated more often, Райффайзен Онлайн Банк Россия or Тройка. Пополни без комиссии?
Райффайзен Онлайн Банк Россия ships an update every 10 days, and Тройка. Пополни без комиссии every 4 months. Most recently, Райффайзен Онлайн Банк Россия was updated on September 24, 2026 and Тройка. Пополни без комиссии on September 23, 2026.

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